Volume 8 Final Chapter Chapter 1217: Come on, I'll slap you
Since He Qizhong can run a very special security company and engage in special and sensitive business, it goes without saying that he is definitely not a rootless duckweed.
After Fang Chong executed the "first courtesy", He Zhengzhong went to talk to He Zhongqi about the matter. He Zhongqi only gave him two words - seek peace. He Zhengzhong listened to He Zhongqi and found Fang Chong the next day for negotiation. The two sides had a frank conversation.
Afterwards, Fang Chong found Nan Yi who was working in Daguoniu.
"The solution proposed by He Zhengzhong is to concentrate the houses of 73 owners into an 11-story building with two staircases, with five households per staircase, including three-, two- and one-bedroom units. This can be allocated exactly according to the owners' apartment types, but the floors need to be changed."
"Then what?" Nan Yi asked.
"Zhenggang Real Estate transferred the ownership of this building to Chuancheng Real Estate, which is responsible for issuing the property title."
Nan Yi stroked his chin and said, "That means He Zhengzhong gave us 37 apartments for free, but we are responsible for dealing with the owners?"
"right."
"How many bedrooms are there?"
“21 three-bedroom units, 13 two-bedroom units, and 3 one-bedroom units.”
"It seems the owner only has a three-bedroom apartment. How is the location of the building?"
"The distance between buildings and the greening planning of the community in Pineapple Pie are both good, and the location difference is not big."
"Wait." Nan Yi leaned over to the computer, opened a real estate industry website, filtered the area, and quickly found the page of Pineapple Pie. He clicked on the picture and took a quick look. "This building type is a bit strange. Why does it look a bit like the apartment building in Tokyo?"
"That's right. The core concept of the Japanese designer hired by He Zhengzhong is a low-end version of the Western-style house community. The house layout is good and the house ratio is high. The 40-square-meter one-bedroom apartment can be larger than the 50-square-meter one-bedroom apartment in other communities."
“Are the functional areas divided very finely?”
"right."
Nan Yi thought for a while and said, "Since He Zhengzhong is on the right track, let's just leave it at that. Together with the three units we bought before, we have a total of 40 units. We will take out 6 three-bedroom units, 3 two-bedroom units, and 1 one-bedroom unit. The 10 units will be rolled into an asset package and divided into 700,000 shares. Different amounts of shares will be allocated according to the size of each owner's losses.
The management rights are in our hands. We will first rent out the property and distribute the rent to each owner according to their shares. When the housing prices rise to twice the current level, we will let the owners vote to choose to sell immediately or continue to hold on and wait and see.
At this point, we don’t need to intervene in the house affairs anymore, we have done it with a clear conscience…Also, we should return the favor and not lead the owners to throw dirty water on He Zhengzhong. We have all benefited, so we should say something good about him.”
"Is 10 a bit too many? I think three or four will suffice to appease the owners."
Nan Yi chuckled and said, "Do you feel comfortable with something you extorted? Except for the three houses we bought, we sold all the other 27. We sold them immediately while the property deeds were not issued and they were still new properties. We donated the proceeds to charities that can issue invoices. Just take advantage of the tax deduction, and don't think too much about the rest."
Fang Chong was dumbfounded. "You made such a fuss just to do a good deed?"
"No, I'm telling others that I, Nan Yi, always follow the rules when doing things, and I hope others follow the rules with me. If anyone doesn't follow the rules and acts arrogantly, I will slap him. Bug, if you have the ability to break the rules but are willing to follow the rules, others will see it, and our road will become wider and wider. If you bully others and make people dislike you, you won't go far.
Make some noise, but not too big. Ask Beijing TV to report the donation. If you want to show up, go ahead. If you don’t want to, let your subordinates go.”
Fang Chong thought for a while and nodded. "I have no objection to the donation, but the news report is not like your usual style. Is there something wrong with it?"
"I guess so. We are making some preparations for the listing. In a relatively short period of time, the real estate market will show a booming growth trend. Heritage Real Estate is an intermediary with light assets. As housing prices rise, the stock price will also rise. Investors can reap some benefits and make some money back."
Fang Chong laughed and said, "The stock market is not doing so well right now. Investors don't need to recover their losses."
Nan Yi said dimly, "Even you, who don't trade stocks, know that the stock market is very profitable. The development of newcomers in the stock market has reached its limit. Without newcomers to take over, the only options are for old players to take over from each other. That's about it. Dianzhi Bingbing has already pointed out the unlucky guy."
“Is the stock market going to fail?”
“I think so.”
…
After the pineapple pie incident was resolved, Nan Yi became a pure Internet elite, focusing on the Internet industry. He contributed money and effort to the Internet industry, such as the Tabby Cat, Ingrid Xu, the Head-changing Tribe, the Toucai.com, and the Daguoniu. He was busy from 8 am to 8 pm, working from 8 am to 8 pm, without any days off.
During this period, Toucai.com allocated 2% of its shares to Lihuamao as the cost of technology outsourcing. The final actual share distribution was: Ji Mengmeng and Yan Zhenhua 20%, Nanyi 39%, Yipiandian 39%, and Lihuamao 2%.
Ji Mengmeng was given the position of the CEO of Toucai.com, and Chen Wenqin supported her from behind. Nan Yi did not have to worry too much because the business was relatively simple and was still under development. Wu Xiaoxiong was in charge of the tabby cats, Huang Saner was in charge of Ingrid Xu, and Lin Guangwei, who was knowledgeable in the field, was in charge of the head-changing tribe. Nan Yi's main focus was still on Daguoniu.
After Xiao Zhou, Nan Yi hired Xiao Wang, a man who was responsible for similar work as Xiao Zhou. Xiao Zhou and Xiao Wang were responsible for the maintenance of Fashion Cabinet, MadeIn, and the other twenty or so websites that were copied.
The basic idea of the site group is like a joke. There are three stalls selling oranges on a street. The same oranges are sold at different prices in the three stalls. Most people who buy oranges will choose to buy them from the cheaper stalls. However, in fact, the three stalls are from the same company.
Based on this joke, Daguoniu's website group has diversified and differentiated its products. They sell the same shoes and electronic products, but with subtle differences.
Nan Yi didn't need to say hello to Adam. Knowing Adam's search result ranking rules, he also had a deep understanding of SEO technology. It was not too difficult for him to rank the website in the top few search results for several keywords.
Therefore, after not many days, the website group was flooded with orders, about 360 orders a day, and the daily book gross profit exceeded US$5,400. The estimated pre-tax profit was around US$4,000. After deducting Guo Shuaichao's share, Daguoniu would have about US$2,400 left (it would share the profits from shoes but not from electronic products).
As long as this sales volume continues, Daguoniu's annual pre-tax profit will exceed 6 million. This result did not encourage Nan Yi, but it encouraged the other two shareholders and two regular employees.
Nan Yi was not stingy. In addition to the basic salary, he also gave Xiao Zhou and Xiao Wang 0.3‰ and 0.2‰ of the sales share respectively. Based on the current sales volume, the two could get around 1,500 and 1,000 yuan in commissions each month. Combined with their salaries, they were already qualified enough to show off in the white-collar class.
Therefore, the two were very motivated. Nan Yi added fuel to the fire and painted a big pie of increasing commission and bonus shares depending on performance. The two were like chicken blood, and immediately became very motivated. The company became their home, and they would be angry with anyone who wanted to drive them away.
Amidst the busyness, time came to the last Friday of October, and it was the day of "Weekly Lose" again.
This is one of the benefits formulated by Nan Yi. Every employee receives 100 yuan in corruption funds every week, which can be used for eating, singing, and spending it promptly every week. The employee can also save it for a period of time and organize larger activities on weekdays. As it is not distributed in cash, the employee can spend it however he wants.
Welfare benefits have been provided, but since there are few people now, the corruption fund plan has not been launched for the time being. Instead, Nan Yi paid out of his own pocket to treat everyone to dinner and singing.
After a sumptuous meal at a cost of 150 RMB per person, the group headed to the Cashbox.
The lively atmosphere started when Nan Yi hummed "Three Thousand Weak Waters" by singer Xiao Gang, a less popular song from a less popular album released just two days ago by a less popular singer. There was definitely no accompaniment, so Nan Yi could only sing a cappella, and the only background music was the handbell in Xue Xiaomin's hand.
"How pitiful, just because of wishful thinking... The wandering person is not asleep, waking up in a strange hotel in the quiet of the night, who will accompany me~ Using this tiredness full of too many memories, repeating the longing... Three thousand weak waters ~ waiting for your appearance..."
After Nan Yi hummed the last line, what awaited him were cheers and warm applause, as well as Xue Xiaomin's compliments that were unclear whether they were ironic or heartfelt: "Teacher Nan, you sang so well. I will definitely buy your album when it comes out."
"Stop talking nonsense and order your own song."
Nan Yi has been playing music for many years, so how could he not know his own level? While the other three were making a fuss, he called Du Wenhua out of the box and went to the door of the cash box to get some fresh air.
“Do you know the Peregrine Falcon?”
"Teacher, are you asking about the bird or the express company?" Du Wenhua said as he lit a cigarette.
Du Wenhua used to smoke, or it could be said that he didn't smoke. He always carried a pack of cigarettes worth thousands of yuan with him. In public, he would take them out and distribute them, and then smoke a cigarette for himself. In private, he would only light up a cigarette when he was in a bad mood.
But since he became a shareholder of Daguoniu, the meaning of cigarettes to him changed. It was no longer just a social tool, but also a way to relieve fatigue. He started to carry two packs of cigarettes with him, and an extra pack of soft cigarettes for his own consumption.
"Ask all of them."
As Nan Yi spoke, he took out an eagle whistle from his pocket and blew it in his mouth. After a while, a black dot appeared in the sky. As time passed, the black dot grew bigger and closer, until it was close enough to be seen as a peregrine falcon that looked like a mini B2 bomber swooping down towards Nan Yi.
When it was still more than ten meters away, the Peregrine falcon spread its wings, raised its head, stretched out its legs, increased the air resistance and began to slow down. When it was more than one meter high, its speed had become very slow. Nan Yi stretched out his left arm, and the Peregrine falcon landed lightly on it.
Nan Yi stroked the peregrine falcon's head and said to Du Wenhua with a smile, "Its name is Falcon. If anyone asks me, I will say that I rescued it from a poacher. Because it was injured, I kept it for a few days. Who knew that the little guy would eat me?
I won't hide it from you. I raised it. More than a decade ago, I invested in building the Altai Falcon Protection and Artificial Breeding Base in the Altai Mountains of Kazakhstan. One reason was to protect it, and the other was to make money. Over the years, I have supplied many falcons in Arabia."
As he spoke, Nan Yi waved his hand upwards, and the falcon took advantage of the momentum to fly up, circled around, and left chirping.
"Teacher, are you still doing this kind of business?" Du Wenhua asked in surprise.
Nan Yi waved his hand and said, "The business is just to maintain the operation of the base. The focus is actually on researching bionics. You know the American B2 bomber, right?"
Du Wenhua nodded, "It is said that the inspiration for the shape came from the peregrine falcon."
Nan Yi nodded. "I have an aircraft company and want to develop an unconventional aircraft. I need to find inspiration from various fast animals. Have you ever bought anything from Newegg, Yixun, or Vancl?"
"No, I've only bought computer accessories on JD."
“Pay online or cash on delivery?”
“Cash on delivery.”
Nan Yi chuckled and said, "Why pay cash on delivery instead of online?"
"I'm worried that the goods won't be delivered, and I'm also worried that the goods delivered are bad. I feel more at ease after checking them before paying."
"E-commerce platforms offer cash on delivery services to solve the trust problem of consumers. Earlier, in the era of newspaper and magazine subscriptions, organizations like the Bertelsmann Book Club could easily collect money first and then send out books and magazines.
Ten years ago...or should it be eleven years ago, in 1996, a number of mail-order companies and telephone ordering companies emerged in China. They were not very honest in doing business. Consumers paid the money, but the goods were not delivered or were shoddy. Many people were badly cheated.
Perhaps it was because of the lessons learned at that time that when e-commerce emerged, many people could not accept the method of payment first and delivery later. They would give things worth twenty or thirty yuan a try, as the amount was not large anyway, so if they were cheated they would just take it as a lesson.
Because of this, among the domestic e-commerce platforms, Dangdang.com is the best developed. Its books are not too expensive, and the books are often associated with your name, which naturally gives people a sense of trust. "
Du Wenhua smiled knowingly.
"It may be because it is easier to get the money back that Dangdang has not taken any action to build a terminal delivery network, while Newegg, Yixun and Vancl have been planning since they were founded, and now JD.com has also started to do so."
"Teacher, isn't it user experience that drives them to build the last-mile delivery system?"
"User experience can only be said to be a balance. The most important reasons are fund security and fund recovery speed. Nowadays, express delivery companies open every day, and some close down or run away every day. E-commerce platforms outsource delivery and payment services to express delivery companies, which poses a great risk of funds being swindled or defaulted on.
In addition, even if nothing goes wrong, express delivery companies will delay delivery for as long as possible, use the goods for other purposes or keep them in the bank to earn interest, which is a free bargain. Because of this, e-commerce platforms will build their own terminal delivery network.
The cost is actually not high. For example, in a city like Beijing, you can rent five or six small stores and hire a group of delivery staff for about 700,000 or 800,000 yuan. As the number of orders increases, it won’t be too late to slowly expand the delivery outlets and delivery staff.”
Du Wenhua said thoughtfully: "Teacher, does Daguoniu also need to establish a terminal distribution network?"
Nan Yi laughed and shook the eagle whistle in his hand, "Wu Xiaowei's father is my classmate. I brought him up."
"Wu Xiaowei...Peregrine Express?" Du Wenhua widened his eyes.
Nan Yi patted Du Wenhua on the shoulder and said, "Xiao Wei will come over tomorrow night. You and I will entertain him together. Don't plan any activities next Saturday. We will go to the airport as soon as get out of class is over. I will take you to visit Maobao."
Du Wenhua nodded excitedly. He understood what his teacher meant. The teacher not only wanted to guide him in doing business, but also wanted to introduce him to some connections.
"Okay, go in quickly, have fun, sing happily and then go for a midnight snack. You can pay for it first. Don't drink and drive, don't drive after drinking, and remember to find a designated driver."
"Teacher, are you leaving?"
"With me here, you can't go crazy." Nan Yi patted Du Wenhua's shoulder again, "Others have weekends, but you don't. Don't be late for class tomorrow. You still have to run the market in the afternoon. You, a rich second-generation, should look like a rich second-generation. The female boss selling clothes can't be too bad looking. Find one to help you run the market."
"Uh..." Du Wenhua looked embarrassed.
…
It was another new class. Nan Yi explained to the students the operating rules of casinos, the stock market, and the forecast for gold futures prices in the next three years. He talked about the three major parts completely separately without connecting them together, leaving the students to figure it out on their own.
Ever since he discovered that some students were filming him with a DV, Nan Yi has become more conservative in his lectures, especially when it comes to domestic economy. He will think carefully before saying anything, and will say less or nothing if he is too rash or critical. He only targets Western countries to ensure political correctness.
Some people say that economists study the past and summarize what has happened into theories, while financiers study the future and make profits by understanding future economic trends.
Most economists say that economics is actually the study of how markets work, and then motivating people to create more and better social wealth.
Nan Yi's idea is a bit extreme. Economics is a science of creating wealth. No matter what words are combined before wealth, wealth is wealth. It must start from a single individual, and wealth must be marked by the individual. The wealth of an individual is personal wealth, and the wealth of a group of individuals combined together is social wealth.
If social wealth is controlled by a few individuals, it should not be called social wealth. Instead, it would be more appropriate to call it dictatorial wealth or oligarchic wealth. Of course, maybe "society" came out of its mother's womb, it has a father, and it is very likely that his surname is the same as his father's, Nan.
No matter how other teachers teach, Nan Yi hopes that what he teaches can help students increase their personal wealth better and faster. Only when more individuals become wealthy can social wealth be abundant.
“Financial crises are highly contagious. Once the U.S. economy declines due to the subprime mortgage crisis, Europe, which is closely connected to the U.S., will also be affected. The consumption capacity of Europe and the U.S. will weaken, which will in turn affect several Asian countries with relatively large export volumes.
If any of your classmates' parents work in export-oriented enterprises, they should save money on their living expenses for a period of time in the future and ask their parents less for money. If their parents are business owners, they should save even more...
If the U.S. economy goes into recession, U.S. interest rates will drop sharply, causing the dollar to depreciate in the foreign exchange market. The currencies of U.S. trading partners will appreciate accordingly, causing the prices of their goods exported to the U.S. to rise, further exacerbating these countries' export shrinkage and crisis risk exposure.
Many people from Mexico, Guatemala, Colombia and Nicaragua work in the United States, and remittances from these countries constitute a major purchasing power in the region. Once the US economy declines, job opportunities for migrant workers in construction and other industries will dry up, and Latin American countries will also be adversely affected.
The global currency markets are highly interconnected. When a major country encounters financial problems, it will quickly spread to other currency markets around the world, causing devastating effects...
There is a very frustrating fact: the world's economic markets have hijacked by the US economic market, and the US economic market has become a slaughterhouse for it to plunder the financial resources of other countries.
Take gold, the most precious financial resource, for example. In 2001, the price of gold fluctuated around $250, but now it has reached $650. In nearly seven years, the price of gold has increased by more than $400...
In the history of world finance, whichever country's currency has the value of world currency can use its own currency to manipulate the price of gold.
Before the United States manipulated the price of gold, the price of gold was controlled by the British, and the British pound was the world currency at that time. The United States has always manipulated the price of gold in a very simple way, which is to use the US dollar to suppress the price of gold.
When most gold investors find that gold is depreciating, they will sell gold in exchange for US dollars. At this time, the United States only needs to start the printing press and print a few more US dollars to enter the market to buy at the bottom.
In order to maintain the dollar's means of grabbing gold, the United States has been cracking down on the behavior of raising the dollar price in the market. When the dollar price rises, a certain amount of gold is sold to make the dollar price fall. Most people believe that gold is undoubtedly the most valuable when the dollar depreciates. When a large amount of dollars are exchanged for gold and sold, the dollar price will naturally fall.
If you have studied the international gold prices and US dollar prices in the past, you can easily find that the gold prices and the US dollar prices are completely opposite to each other.
When the price of the US dollar rises, the price of gold will fall, and investors will rush to buy gold at a low price; and when the price of gold rises, that is, the price of the US dollar falls, investors will rush to buy the US dollar at a low price. "
Nan Yi took a sip of water from the teacup and continued, "The routine is very simple. Anyone with a little knowledge of finance can figure it out. Governments of other countries outside the United States naturally cannot fail to understand it. Investors cannot fail to understand it. They all understand it, but sometimes they have no choice but to take risks.
There are already signs that the US dollar is going to depreciate, and the subprime mortgage crisis has spread to almost the entire Wall Street, that is, the entire US financial market. When the subprime mortgage crisis really breaks out, there will be a chain reaction in futures and stock markets. In a short period of time, most of the investors around the world will rush to buy gold, which has a stronger ability to preserve value, causing the price of gold to soar and the price of the US dollar to plummet.
Well, that's all for today's class. Here, I would like to advise those students who have more money in their pockets not to speculate in gold futures lightly. Your money is like a beggar in the international financial market. A single fluctuation will eat you up without a drop left, especially when using high leverage.
In the past few decades, many shining financial upstarts have emerged in the international financial market, but they are like shooting stars, shining only for a moment, and only a few have become old money. The financial market is cruel, and if you go all in, the end result can only be hell. "
Nan Yi turned around and wrote the words "dollar" and "gold" on the blackboard, then drew a line under each word with chalk. "Let's review what I said before. I'll leave you an assignment. Think about what the United States wants to do most with regard to gold after the crisis breaks out, and what it will do specifically based on the actual situation."
After class, Nan Yi went to his mother-in-law's house.
My mother-in-law is still in good health, but she lost a few teeth at the right age for the sake of her offspring. My father-in-law, Liu Genmu, is not doing well, and both Chinese and Western medicine have given a countdown to his death. Anyway, he has to eat and drink well and live as long as he can.
Nan Yi approached Liu Genmu who was basking in the sun in the glass house and said loudly in his ear: "Dad, there's a new girl in Guzidian. Her ancestors worked in the Eight Great Hutongs and she has some unique skills."
Hearing Nan Yi's words, Liu Genmu opened his cloudy eyes and shot out two rays of light from his eyeballs, "Nonsense, nonsense, the Guzidian was raided eight hundred years ago."