Chapter 70: It is impolite not to reciprocate!
“Will anyone save money?”
Zhang Ying was a little worried that no one would come to deposit money, but at the same time, she was worried that too many people would deposit money and Su Che would go bankrupt from the interest.
Zhang Ying could understand that she could make money from the previous ice business as she had both buying and selling. But she still didn't understand how the money house business could make money.
However, Zhang Ying also knew that she was not as smart as Su Che, so she should not think too much. Thinking about this and that would only add to her troubles.
Su Che looked at Chengjin Bank not far away, his eyes seemed to be able to see what was happening inside. He smiled and said, "A lot should have been deposited. The limit I gave should be almost used up."
"What is the limit?" Zhang Ying was a little curious.
"It means limiting the amount of other people's deposits." Su Che explained.
"Why are there restrictions?" Zhang Ying was a little confused.
"People have a rebellious mentality. If you offer a very high interest rate and no limit, and flatter them and ask them to deposit money quickly, they will hesitate and think you are up to no good and are probably a liar, so they won't deposit money." Su Che smiled and said, "But if you act bossy and don't take them seriously at all, and set limits, how much to deposit, how long to deposit, and how much interest to get, they will think you are very reliable! They will think this is a rare opportunity to make money!"
Su Che has a very accurate grasp of human nature.
"So that's how it is..." Zhang Ying seemed to understand, but she couldn't help but exclaimed, "You know too much! But then again, are those guys in the bank reliable? So much money was deposited there, and it passed through their hands. If they were unreliable, and they communicated with the thieves and cooperated with them, that would be bad!"
This is indeed a problem, as recorded in history books: The guards colluded with the big thieves and occasionally stole the treasury. After seven days of hard work, the treasury was emptied out in eight out of ten cases, and more than 20 households had their money scattered. After they were searched, the thieves were gone.
Human nature is complex, and money can move people's hearts. In the face of so much money, it is easy for people to have different ideas. How can Su Che guarantee that the people he invited will not have different ideas?
Even if some of these people are from the Zhang family and know each other well, how many of them can guarantee their true intentions in the face of so much money?
This issue is very important, even more important than problems such as "bank runs" that may occur later.
Hearing this, Su Che was not worried. He smiled and said, "Don't worry, these people are quite reliable. Besides, I have a backup plan."
To select these people, Su Che used the technique of "observing qi", which he learned from Yu Ji during the last simulation.
Everyone has his or her own destiny, and one can see their destiny and fortune by observing their qi. It is easy to identify those who have ulterior motives and are plotting evil.
Of course, people’s hearts are fickle, and a person who was originally reliable may gradually become less reliable.
So Su Che had a backup plan. He built two portraits of door gods on the gate of the underground treasury.
This is not a simple portrait, but a talisman technique. If someone with ulterior motives comes forward, the golden-armored talisman man will show up on his own initiative, and Su Che will also know it instantly.
Over the past few years, Su Che's Taoist skills have improved slightly. In addition, the tremendous power he gained from writing "Journey to the West" a few days ago has allowed Su Che to master considerable strength.
It is precisely because of this power that Su Che has the confidence to start the third step of the plan!
In a blink of an eye, the sun sets, the moon rises, and night falls.
Chengjin Money House closed down, and the balance was almost used up on the first day, having collected more than 100 million yuan!
The news about Chengjin Money House spread quickly like wildfire, and soon everyone in Nanyang County knew about it.
For a moment, there was chaos.
There was too much news about Chengjin Money House, and all kinds of rumors appeared at this time. With the promotion of people with ulterior motives, they spread rapidly.
The people who spread the news were naturally the big bank owners in Nanyang County. They were pissed off by Su Che, who had taken away their business and cut off their financial resources. They hired people to spread all kinds of gossip, saying that Chengjin Bank was just a fraudulent bank and that the government would close it down soon. Then they could forget about withdrawing the money they deposited!
For a time, people were in a panic. Many people who had deposited money suddenly came to their senses and came to the closed door of Chengjin Money House, knocking on the door hard, demanding that Chengjin Money House return the money, otherwise they would report to the police and have the people arrested!
People are very irrational and can be easily influenced by others. They can quickly change their minds under all kinds of rumors or even the advice of their partner.
But no matter how hard they knocked on the door, Chengjin Money House, which had already closed, did not reopen its doors.
This made them even more panicked, and they were really afraid that Chengjin Money House had really run away!
If Chengjin Money House really ran away, they would never get their money back!
Many people brought their family soldiers to surround Chengjin Money House and guarded it for a whole night.
It was not until the next morning that Chengjin Money House reopened. The group of people finally breathed a sigh of relief and filed in to withdraw the money they had deposited.
The clerks at Chengjin Money House did not refuse, nor did they have any excuses to embarrass them. They just asked them to line up, take a number, and withdraw money one by one.
At the same time, the guy also told them one thing: they could withdraw the money, but they could not deposit it back. They had to wait until the next batch of deposit quotas were available before they could continue to deposit money.
These words made the group of masters laugh out loud. They just wanted to see their money now, so how could they want to deposit it back?
Soon, groups of people took out their money and received all the money, no more, no less. The people in the back looked at each other and suddenly changed their minds: "I won't take it!"
"I'll keep it too. I won't withdraw the money yet!"
"Me too! I was so confused last night that I actually thought Chengjin Bank was a scam!"
They changed their decision again, which made the group of people who had withdrawn the money before dumbfounded. They agreed to come together to withdraw the money? They were waiting outside and cursing Chengjin Bank together last night, why did they change their minds now?
However, in the following period of time, people continued to withdraw money. Nearly half of the money deposited on the first day was withdrawn on the second day!
Su Che didn't care when he heard the news, because he knew who was behind it.
After learning about Cheng Jin Money House, those money houses immediately felt the pressure of survival. If they did not take any action, they would be waiting for death.
But in Su Che's opinion, their methods were too gentle.
For a moment, it’s inevitable to have a feeling of “that’s it?”
Su Che didn't think much and started to fight back.
It is impolite not to reciprocate.
A piece of news suddenly appeared in Nanyang County City——
The major banks in Nanyang County coveted the high interest rates of Chengjin Bank and secretly took away the depositors' money, all of which had been deposited for three years! The money you deposited may have been privately misappropriated by them to earn interest!
After the news was released, it spread quickly under Su Che's promotion at all costs, and soon spread throughout the entire Nanyang County.
The nightmare of the money houses, a bank run, is about to begin!
