Chapter 69: Things are about to change in Nanyang County!
Qi Xiangyun didn't carry much money with him, only a few gold cakes. He had originally wanted to save this little money to test the waters, and had no intention of saving much money at all.
But at this moment, when he realized that Chengjin Money House might not be a scam, but a real opportunity to make a fortune, he naturally couldn't remain calm. He hurriedly asked the servants next to him to line up here, and then turned around and left Chengjin Money House .
The servant had received some enlightenment and could barely recognize a few words, but it was still a bit difficult for him to help queue up at the Chengjin Money House. Fortunately, the deposit notice posted nearby had sufficiently detailed steps and was written in simple and easy-to-understand plain language.
The servant looked at it carefully for a while and actually understood it, so he started to queue up to get a number.
On the other side, after Qi Xiangyun walked out of the gate of Chengjin Money House, he immediately went towards Baofenglong Money House!
Fortunately, the distance was not far, and they soon arrived at Baofenglong Bank. When the shopkeeper Zhao Junxian saw Qi Xiangyun coming back, he immediately came out to greet him and said with a smile: "Brother Xiangyun, why are you back again? Is there something wrong?"
"Of course there is something going on. I need to withdraw money!" Qi Xiangyun nodded and said.
"Withdraw money?" As soon as these words came out, Zhao Junxian suddenly felt something was wrong, and subconsciously asked: "How much money do you want to withdraw?"
"Take one million... no, five million!" Qi Xiangyun thought for a moment and spoke directly.
"Ah?" Zhao Junxian's eyes widened, and he said quickly: "Don't worry, why do you need to withdraw so much money? How can you get so much money in such a short time?"
"If you don't have five million dollars, then five hundred kilograms of gold will do the same. You don't have that, do you?" Qi Xiangyun asked hurriedly, "Where did you put the money we usually saved?"
"Yes, there is, but the question is, why do you suddenly want to take out so much money? Can you tell me something?" Zhao Junxian asked again.
"I'm going to deposit it in Chengjin Money House." Qi Xiangyun said.
"Brother Qi, why is this? We have been friends for many years. Our Baofenglong Money House has branches all over the country, and you can withdraw money from all of them. It is the most suitable place for you to do business. The Chengjin Money House does not have this ability, and they don't have much credibility. You deposit so much money, what if you get cheated?" Zhao Junxian pulled Qi Xiangyun and persuaded him kindly.
But once people get too excited, how can they listen to advice?
A cheated person never thinks that he has been cheated, but rather thinks that others are blocking his path to wealth!
Qi Xiangyun was like this at the moment. Zhao Junxian didn't persuade him, and he felt a little embarrassed. Now he said angrily: "Just tell me, can I withdraw the money I deposited?"
Zhao Junxian smiled bitterly and said, "Of course you can withdraw the money, but I'm still a little curious. How powerful is the Chengjin Bank? What kind of excuse did it use to make you transfer the money? I wonder if you can explain it to me?"
"That's easy, because they give interest to people who deposit money, and it's very high." Qi Xiangyun smiled and said, "Don't blame me for being ruthless. There's a lot of interest every year. Who doesn't want money to make money?"
"What?" Hearing this, Zhao Junxian's eyes widened and he said in disbelief: "Give interest? The bank gives interest to people who deposit money? Did I hear it right?"
"You heard me right. If I save 5 million and keep it for a year, I can get at least 12% interest! I don't need so much money for business, and this interest is all earned for free!" Qi Xiangyun said, "Now you know, give me my money quickly!"
"Five million, 12% interest, that's six hundred thousand a year?" Zhao Junxian was a little dumbfounded, he said quickly: "There must be something fishy here, you can't be so anxious to save money, you want to take their interest, they may be after your principal!"
This is the truth. As the owner of a money shop, Zhao Junxian keenly realized that something was wrong.
But the problem was that Qi Xiangyun was completely drunk and listened to these words of advice like wind on a deaf ear. He couldn't listen at all. Instead, he felt that Zhao Junxian was blocking his way to wealth.
"Manager Zhao, I've said it many times, that's my money, I have the right to decide whether to keep it or not. I'll ask you one last question, can you give it out to me?" Qi Xiangyun said with a gloomy face. If Zhao Junxian dared to say "no" again, he would turn hostile immediately, and the friendship of so many years would be over.
Listening to Qi Xiangyun's tone, Zhao Junxian said helplessly: "Of course! But it takes some time to prepare. Besides, I will go to Chengjin Bank with you . I want to see what's going on with them..."
Not long after, Baofenglong Money House took out 500 kilograms of gold from the treasury. This amount of gold sounded heavy, but in fact it did not seem like much as gold has a very high density. Five hundred gold cakes, weighing one kilogram each, were put into a bag, which was carried on the back of the strong men of the money house and placed on the carriage.
Afterwards, Zhao Junxian followed Qi Xiangyun to Chengjin Money House.
After Zhao Junxian arrived here, he was surprised to find that many of his colleagues had also come here. Apparently, they were just as curious as he was about what the Chengjin Money House was doing .
"Master, it's our turn soon." Qi Xiangyun's servant Qi Er ran over and said.
"Yeah, very good." Qi Xiangyun nodded. He was originally a little nervous because of what Zhao Junxian said, but when he came here and saw those people queuing up to deposit money, he was no longer nervous.
Soon, it was Qi Xiangyun's turn.
The person at the counter asked directly: "Are you dead or alive? How much is saved?"
"If you survive or die, you will get 500 kilograms of gold." Qi Xiangyun said.
"How long do you want to deposit? The shortest deposit period is one month, but the interest rate is too low. Generally, three months to three years are recommended. The interest rate for each period is different. I'll tell you again, you must deposit for a sufficient period of time before you can withdraw the money, otherwise there will be no interest!" The guy at the counter said, "Here is the interest rate table, you can take a look and make a choice!"
On the side, Zhao Junxian was stunned for a moment when he saw this unprecedented procedure.
Five million coins, and the interest for three months is 6% a year. That means the interest for three months is 75,000 coins. This is still a bit exaggerated, after all, it is free interest.
Qi Xiangyun hesitated for a moment, but decided to save it for a year.
The interest rate for three months is too low, and three years is too long, so one year is just right!
"Okay, this is the certificate, and this is the deposit document. There are two copies, one for you and one for me. You sign and seal on it, and then send the money over. I will give you one of the deposit certificate and the deposit document. When the deposit matures, bring the deposit document and deposit certificate to withdraw the money and interest."
The counter clerk skillfully took out the deposit slip and deposit documents, which had various anti-counterfeiting marks on them. There were two copies, and they had to be put together to withdraw the money, so there was no way they could be faked.
These sets of procedures appear extremely professional!
And the professionalism is very convincing!
Zhao Junxian's face changed constantly after watching all this. After a long time, when he left Chengjin Bank, he looked up at the sky and couldn't help whispering: "The situation in Nanyang County is going to change... We must stop them!"