Volume 9, Chapter 20 (End) Chapter 611 Something Big Happened in Duan Jiabao's Family
"You won't let me, right?"
"uh-huh?"
Duan Jiabao opened his arms to block Yuan Xudong and snorted:
"I won't let you, what can you do to me?"
"Hehe, you forced me to do this, so I won't be polite!"
Yuan Xudong gradually approached Duan Jiabao with a wicked smile. Seeing Yuan Xudong getting closer and closer to her, Duan Jiabao couldn't help but take a step back. She put away her arms, crossed her hands over her chest and said fearfully:
"You, you, what do you want to do? Don't come over here, I, I..."
"What do you mean? Get out of my way!"
Taking advantage of Duan Jiabao's moment of inattention, Yuan Xudong slipped behind her. He grabbed a small fried dough stick and ate it with relish, while still boasting:
"You don't think I want to do anything to you, do you? Sorry, you're not my type. I like skinny girls like Liang Shuang..."
"Smelly Yuan Xudong, do you know what it means to be soft-hearted when someone is giving you something?"
Duan Jiabao said angrily, looking at her, Yuan Xudong deliberately laughed and said:
"I know, but you bought these breakfasts for Xiaoguo and the others, not for me, right?"
"Then you still eat?"
Duan Jiabao rolled his eyes and said speechlessly:
"Be careful not to choke to death, I won't be responsible!"
"It's okay. As the saying goes, good people are rewarded. Good people like me are destined to live a long and healthy life!"
"Shame on you!"
"Excuse me, what I want most is my face. Don't you think I'm handsome? Do you girls like tall, rich and handsome guys?"
Yuan Xudong laughed and said:
"Like me?"
"Bah, who would like someone like you? You're simply blind, okay?"
"Yeah?"
"Yes!"
Seeing Duan Jiabao nod, Yuan Xudong suddenly came close to her. He was almost next to Duan Jiabao's body, staring into her eyes and smiled:
"Almost everyone likes beautiful things. Xiaoguo said you are obsessed with looks. Tell me the truth, do you think I am handsome?"
"Not handsome! You're so ugly, okay?"
After glaring at Yuan Xudong, Duan Jiabao stretched out his hands and tried to push him away.
"Get out of here!"
"Liar! My mom said that beautiful girls like to lie. Do you think she's right?"
Yuan Xudong laughed. Duan Jiabao wanted to push him away, but he refused to let her go. Instead, he got closer to her. Looking at Yuan Xudong who was almost within reach, Duan Jiabao couldn't help but blush and said:
"Your mother is wrong. She thinks you are too ugly and is afraid that you won't be able to find a girlfriend in the future, so she said that on purpose!"
"Yeah?"
Looking at Duan Jiabao's blushing face, Yuan Xudong said jokingly:
"So will you be my girlfriend?"
"Yuan Xudong you...mmmm..."
Before Duan Jiabao could finish her words, Yuan Xudong suddenly kissed her on the lips, then ran away and said with a smile:
"Haha, I'm going to brush my teeth!"
"Asshole, I'm going to fight you!"
Looking at Yuan Xudong running away, Duan Jiabao was stunned for a long time before she finally reacted. She immediately chased after him in anger, and then started to play with Yuan Xudong. During this process, Yuan Xudong took the opportunity to take advantage of her several times. He suddenly discovered that Duan Jiabao was not without advantages. Although she was a little fat, she was round and plump, and it felt good to the touch. As the saying goes, fat people are potential stocks. Once their potential is developed, maybe they will really become beautiful women.
…
At the dinner table, Yuan Xudong and Jiang Xiaoguo sat together around the table. Jiang Xiaoguo ate the preserved egg and lean meat porridge while looking at Yuan Xudong, especially the red marks on his face. She couldn't help but wonder:
"Xudong, what's wrong with your face?"
"It's okay, I was just pinched by a fat cat, but I also spanked that fat cat!"
Yuan Xudong said seriously. Hearing him say this, Duan Jiabao beside him moved her butt unnaturally. Seeing Jiang Xiaoguo and the others looking at her, she couldn't help blushing and said shyly:
"What are you looking at me for?"
"It's okay, we'll just take a look!"
"Yes, yes, we're just taking a look, it's okay!"
"Dabao, why are you pulling him?"
Jiang Xiaoguo couldn't help but ask curiously, Duan Jiabao blushed and said:
"Who said I pulled him?"
"Besides you, who among us is the fat cat?"
Jiang Xiaoguo smiled slyly:
"Dabao, you should lose weight!"
"Xiao Guo, I'm angry!"
"Okay, don't be angry, I won't say anything, okay?"
“Hehehe!”
…
After breakfast, Jiang Xiaoguo and Liang Shuang went to work, and Luo Yan also went home to see her mother. After they left, Yuan Xudong and Duan Jiabao cleaned up the house. After the house was cleaned, Yuan Xudong looked at Duan Jiabao and smiled:
"Thank you for your hard work today. In return, I will take you to the company!"
"Hey, no need, I'll take a taxi!"
…
"Why are you like this?"
"What's wrong with me?"
"You're so annoying!"
Duan Jiabao said angrily. She turned her head to look out the car window. Yuan Xudong smiled and continued to drive her to the Cornucopia Company.
After sending Duan Jiabao to the Cornucopia Company, Yuan Xudong followed her in to take a look .
There were two middle-aged men with ruffians standing at the entrance of the company. Duan Jiabao frowned slightly and said:
"Who are you?"
"Who is Duan Jiabao here?"
A middle-aged man looked at Duan Jiabao and asked. Duan Jiabao was a little puzzled and said:
"That's me. Why are you looking for me?"
"You are Duan Jiabao. Your father Duan Qingxiong owes our CEO Jiang 10 million. We two brothers were entrusted by CEO Jiang to come to you. This is your father's loan contract. Take a look!"
Another middle-aged man handed Duan Jiabao a contract and explained. Duan Jiabao took a look at the loan contract and saw that it was indeed signed by her father. She immediately called her father to find out what was going on, but no one answered the phone. The middle-aged man couldn't help but said:
"Don't call me. If we could get through, would we come here? We're here to find you and ask you to pay us back. Do you understand?"
"How do I know whether this loan contract is real or forged by you?"
"That handprint and that signature, take a good look at them, can you recognize them?"
Judging from the signature, it does look genuine, but Duan Jiabao doesn't have 10 million in cash. Even if she did, she couldn't just give it to others. She looked at the two debt collectors and said anxiously:
"Oh, it's no use looking for me. I don't have any money!"
"No, you still owe money, don't you?"
“Hey hey!”
Seeing the two middle-aged men who were collecting debts being ruthless to Duan Jiabao, Yuan Xudong couldn't help but stand up and say:
"It is only natural to pay back debts, but every wrong has its perpetrator, every debt has its creditor. It is her father who owes you, Mr. Jiang, not her. Why are you asking her for the money? If you really can't do it, then take legal action. We are now living in a society ruled by law, and we need harmony. Do you understand?"
"Who are you?"
"Harmony? Is society harmonious now?"
A middle-aged man looked at Yuan Xudong and threatened:
"Boy, I advise you to stop meddling in other people's business. If you have the ability, pay her back the 10 million. Otherwise, get out of my way!"
"Hey, everyone, if you have something to say, just talk about it. Don't make a scene, or else..."
Another middle-aged man came out to play the good guy and said:
"Would you please sign a joint guarantee agreement with us?"
"No, who are you trying to appease?"
Yuan Xudong looked at the somewhat flustered Duan Jiabao and explained:
"Don't sign. If you sign, they can legally ask you for money. You don't know anything right now, so who knows what's going on here?"
After saying that, he looked at the two middle-aged men and warned:
"You guys go away, or I'll call the police!"
"Forget it, forget it. I don't think the girl has any money, but this matter is not over yet!"
Seeing that Yuan Xudong and Duan Jiabao were not fooled, the middle-aged man who led the group smiled and said:
"Little girl, tell your father that he must return the 10 million to our President Jiang . He can't hide from it!"
"We left and couldn't get the money. We will definitely come back again in the future!"
…
After watching the two debt collectors leave, Duan Jiabao hurriedly called her mother and sent a WeChat message, but still received no reply. She thought something must have happened at home. Yuan Xudong drove her back home again. After she packed two sets of clothes, he accompanied her to the airport and flew directly to her hometown. Looking at the panic-stricken Duan Jiabao, Yuan Xudong comforted her:
"It's okay, don't worry, the worst that can happen is bankruptcy, right?"
"How can anyone comfort others like you?"
Duan Jiabao couldn't help but rolled his eyes. Yuan Xudong thought for a moment and said:
"Well, if your family goes bankrupt, how about I support you and provide you with all the snacks you need?"
"Can't you just hope that my family is okay? Bankruptcy, bankruptcy, your family is bankrupt!"
Duan Jiabao said angrily, Yuan Xudong smiled and said:
"I'm sorry, I'm an insecure person, so I divide my income into six equal parts, one for daily consumption, two for bank savings, and three for securities investment. Moreover, all the stocks I invest in are blue chip stocks, such as China Construction Bank, Agricultural Bank of China, Ping An of China, Ping An Bank, and Gree Electric Appliances, etc. Unlike ordinary stock investors, I don't do price difference. My idol is Warren Buffett from the United States. I respect the concept of value investment and believe that buying stocks means buying the companies behind the stocks, not those empty numbers that keep fluctuating up and down.
Those ordinary investors who are struggling here and there, except for a very few talented ones, the rest are all fools who think they are smart. As the saying goes, nine out of ten gamblers lose. Those retail investors who analyze trends and study tomorrow's rise and fall are all gamblers. That is why 70% of retail investors in the market lose, 20% break even, and only the last 10% make a profit.
But I am different. I bought stocks of many good companies at low prices. This is thanks to the domestic stock market environment, the stupidity of ordinary retail investors, and the greed of those market makers. They were all speculating. Junk stocks and loss-making stocks were hyped up, while the stock prices of those good companies that can really make money kept falling, which happened to be a good deal for me.
Business is not good, so I will buy stocks of companies that do good business. As long as the company does not have any problems, it does not matter whether the stock price goes up or down. Anyway, I can make money every year, the performance is good, and the dividends are high. Those leeks retail investors want to make the difference and make money from other retail investors' losses, but I just want to make money from the company. The company makes money and then distributes it to shareholders of all sizes. This is very simple, but no one is willing to do it, or very few retail investors are willing to do it. Do you know why?"
"Why?"
"Because no one wants to get rich slowly, they all want to make quick money, to get rich overnight, so investment becomes speculation, or even gambling. The money earned by luck will eventually be lost by luck, or even more, and they will be heavily in debt. Of course, there are winners and losers, but compared with those professional institutions and behemoths like the social security fund, can retail investors, who are mostly novices, make money?
So the truly smart people, or stupid people, will use the dumbest and most primitive way to make money, which is to buy the stocks of a good company and treat it as a business. For example, I have bought the stocks of China Construction Bank. China Construction Bank and hundreds of thousands of employees across the country and even the world are making money for me. Such a great business, even if you are just a small shareholder, isn't it better than short-term gambling on stock price differences all day long?
Buy stocks of good companies, and then get dividends every year. The rest of the time, work hard and strive to improve your income level. Stock speculation is a very silly word, but investment is a great word! "
Hearing Yuan Xudong say this, Duan Jiabao asked curiously:
“Then how do you know that the company you invest in is a good company?”
"This is simple. It depends on your expectations. I said that buying stocks is a business. The return on investment you want determines your investment target. Then look at how a company performed in the past, how it performs now, and how it will perform in the future. For example, for a large state-owned bank like China Construction Bank, don't listen to the messy news on the market. What you see is what others want you to see. The real good news or bad news, by the time retail investors know it, it is outdated news. Not only is it useless, it is also poisonous.
Adults should have their own opinions. It is better to just read the messy news on the Internet and learn to think independently. Take the China Construction Bank and Ping An Insurance that I bought as an example. People cannot live without banks and insurance. These two companies are too big to fail and they are very profitable. The annual dividends are not bad. Of course, the company is good, but it is not a mindless purchase. You must have your own price. How much are you willing to pay for it?
Let me give you a simple example. There are 10,000 chickens in a chicken farm. You think a chicken is worth 50 yuan, and then you buy one for 50 yuan. But a few days later, someone else buys a chicken for 45 yuan. Do you need to regret it?
This chicken lays eggs every year and sells for 5 yuan, and you can make back the investment in ten years. The chicken will not die and will keep laying eggs. The eggs are what you can get, but you cannot predict the price of the chicken. Since you cannot control how much others are willing to pay for the chicken, you can only take care of yourself. You think this chicken is only worth 50 yuan, then if it falls below 50 yuan, you should be happy because you can buy it at a low price. By the same token, this chicken is worth 50 yuan, but it sells for 100 yuan today, 200 yuan tomorrow, and 300 yuan the day after tomorrow, and the price goes up every day, is it necessary to chase and buy it at this time?
The chicken is still the same chicken, but the price goes up and down. When buying vegetables, you know to look at the price. If it is expensive, don’t buy it. If it is cheap, then buy more. But isn’t it the same with stocks? It’s just because of human greed, and everyone thinks that they are not the one who can take over, so they will sell it after making a profit. But in the end, there will always be someone who can take over ! "
Yuan Xudong smiled and said:
"Let's take state-owned banks as an example. Banks are financial aircraft carriers. Foreign private banks may still go bankrupt, but what about domestic ones? No matter what others think, I have invested heavily in bank stocks, and the annual dividend is 7%, so I will not go bankrupt, because I bought shares of China Construction Bank. Even if I do nothing, as long as China Construction Bank is still operating, it is equivalent to my company still operating and making money. Although I am only a small shareholder, it does not affect my dividends, right?"
"That's it?"
"That's it. If your father goes bankrupt, it's okay. My annual dividends can support you!"
