Volume 8 Final Chapter Chapter 1205: A Treasure Bowl
Back in Beijing, it was Saturday again. Nan Yi gave his students a lecture on the financial Internetization, using Zopa as an example, and focusing on "Peer To Peer Lending", Internet peer-to-peer lending, or P2P in layman's terms.
After talking about the logic behind P2P and the huge development prospects of this model, Nan Yi also discovered while preparing for the class that there was already a company called Paipaidai in China doing P2P. During the lecture, he couldn't help but give a quick talk about the Ponzi nature of P2P and the high leverage model of Internet finance in the last ten minutes before the get out of class ended.
As more and more problems with subprime mortgages are exposed, the content about subprime mortgages on some financial portals is also increasing, and the term subprime mortgage crisis has appeared many times. Nan Yi talked about its behavior in class a long time ago, and now looking back, it seems quite foresighted.
Therefore, at the beginning of the new semester, Nan Yi found that he had more students, and some even came to attend classes for free. In today's class, he found that the number of students was more than the previous one.
However, the number of students had no impact on his lectures, and everything remained the same.
At the end of the class, Nan Yi said, "There is a branch of Hudan University in Tilanqiao, and I don't want to see a branch of Peking University appear in Zixin Road. Finance is not noble. Financial practitioners can be judged by traditional standards of good and evil, and they can all be called evil people. There is only a difference between small crocodiles and giant crocodiles.
The major of finance is a valley of evil, and most of you are small fish. I urge all my classmates to not use the net of wiping out the whole family after you enter the society and get a job. Please make the mesh a little wider and don't do things too drastically.
Dear pretty girl sitting behind me, please don’t laugh in my class. You can laugh as much as you want, but just try not to disturb other students.
Okay, that’s all for today’s class. Starting this semester, I have begun to supervise graduate students. I currently have a project in progress. I welcome students to participate in my project without affecting their studies. The maximum number of people is five, and it’s on a first-come, first-served basis.
Classmates, get out of class is over, I wish you all a happy weekend. "
After leaving the classroom, Nan Yi sent a text message to Du Wenhua and Xue Xiaomin respectively, asking them to meet at Cifu in half an hour. Then, he went to the sink to wash up, and went to the office for a short nap. It was almost time before he went to Changchunyuan Food Street.
After a while, he arrived at the entrance of Cifu, nodded in response to the greetings of the students he met, and walked into the store. Du Wenhua, who was already waiting, welcomed him into the prepared compartment.
Nan Yi asked Du Wenhua to order the food, and he sat down next to Xue Xiaomin.
"Will this meal you treat me to cause a financial crisis?"
"Won't."
"Do you usually play games?"
"Play."
"Single player? Online game?"
"Fantasy Westward Journey."
"RMB player?"
Xue Xiaomin was stunned for a moment and said, "I didn't spend much."
"How much living expenses do your parents give you per month?"
"Instead of paying monthly, my dad gives me 100,000 yuan a year and lets me plan how to spend it."
"Oh, your family is well off." Nan Yi nodded, then turned to Du Wenhua and said, "I called you here today to talk to you about starting a business. I have a project and originally wanted to invite you to invest, but now I've removed the word 'you' and it's just you. Xue Xiaomin is a poor guy, so let her invest with her labor, do odd jobs, and give her some hard work pay every month."
Xue Xiaomin was unhappy when he heard this, "Teacher Nan, I still have New Year's money. I have saved it for several years, so I have quite a bit."
"How much is not less?"
"Five hundred thousand."
Nan Yi said happily: "Not bad, OK, I'll put you on the reserve list of small shareholders."
Then, Nan Yi told the two about the development prospects of the live broadcast platform and the operating model of the live broadcast guild, and then they discussed the future development of e-sports with each other, from the grand occasions of international competitions such as "Counter-Strike" and "StarCraft", to the role of e-sports being officially included in sports events in promoting the industry, and also imagined the possibility of e-sports entering the Asian Games and the Olympics. They talked about everything without thinking too much.
Then, let’s get down to business and talk about something down to earth.
"You two were able to be admitted to Kyoto University. Your academic performance in high school must have been among the best. Your classmates would often come to you for help with questions, right?"
Du Wenhua and Xue Xiaomin both gave their affirmation.
Nan Yi asked again: "Are there any other classmates who would like to ask you for advice on study methods?"
The answer is also affirmative.
"Because you study well, other students will think that your study method is better than their own and will ask you for advice. Only in novels will a small boss ask a beggar on the street how to become a big boss. In reality, he will do everything possible to get close to the big boss and learn from the successful people who have proven themselves.
Those who like basketball watch the NBA, those who like football watch the Premier League, La Liga, Bundesliga, and World Cup. Similarly, those who like competitive games will also pay attention to these competitions.
Like me, I like playing StarCraft and Counter-Strike. I usually have plenty of time, so I usually watch any competitions of these two games. I can name most of the professional players. In the field of games, they are the masters in my eyes.
Suppose a top international professional StarCraft player mentions a certain mouse or keyboard that is particularly suitable for playing StarCraft, or that he likes to eat a certain snack when playing StarCraft, and that he feels particularly good when eating this snack.
Nan Yi smiled and said, "I believe that some of his fans will support him, especially the keyboard and mouse, because these are recommended by professional idols that they recognize and admire, which are more targeted and accurate than products endorsed by movie stars.
Divergent thinking, if a beautiful woman who is proficient in makeup teaches everyone how to put on makeup during a live broadcast and recommends a certain foundation, lipstick or mascara during the live broadcast, I believe that some people will be tempted.
They will take the initiative to go to cosmetics counters to buy, or subconsciously choose the recommended one when buying cosmetics. "
"Teacher Nan, the entrepreneurship you are talking about is live streaming?" Xue Xiaomin asked.
“No, it should be said that what we want to do is e-commerce, an e-commerce model that is different from the C2C model of Maobao and the B2C model of JD.com, a model that is spreading in the cracks unknown to the public, and selling goods through live streaming is just one of the sales channels.
Since the year before last, I discovered that some people have set up independent websites to sell products overseas through Adam adwords, the keyword advertising click system of the Adam search engine. I observed it for a while and found that the business is still good.
We can imitate this model and build N similar websites to sell electronic products with large price differences to foreign countries, and..."
Nan Yi lifted one leg and showed off the sneakers on his feet. "Looks cool, right? I bought them from Putian for 90 yuan. The quality is very good, but the layout is infringing."
"Teacher Nan, are you still wearing A-grade goods?" Xue Xiaomin asked in surprise.
"I bought it because I saw it looked good. I rarely wear sneakers, but today I wore it mainly to show you two." Nan Yi put his legs down, "Let's get back to the point. I have done some simple research. I can modify similar sneakers to avoid infringement. The cost of making a pattern is not much. As long as the order quantity is large, I can negotiate with the manufacturer to remove it.
Once the subprime mortgage crisis breaks out, many people will have a hard time. As long as our shoes are cool enough and we can eliminate the brand bonus of big sports brands and lower the price, sales will not be bad. Maybe we can even take this opportunity to create a sports brand.”
Then, Nan Yi broke down the matter and talked about it separately, including the cost of shoes, website operation cost, labor cost, logistics cost, credit card fraud loss, return and exchange loss, and other aspects, and talked about all the problems that would be encountered in the business operation process.
Don't ask him why he knows so much about it before he even does anything. The answer is that he had practical experience in his previous life, went through a lot personally, and often communicated with his peers, so he knew everything about various issues.
After listening to Nan Yi's story, Du Wenhua asked: "Teacher Nan, can this model be expanded?"
"It's not a big problem to make a little money, but it's hard to make it big. For you, this project is not worth mentioning. A million-dollar profit is a hurdle, and it's hard to say whether you can cross it. But for a poor guy like Xue Xiaomin, he should be so happy that he jumps for joy."
Xue Xiaomin rolled her eyes and said angrily, "Teacher Nan, please don't target me."
Nan Yi said cheerfully: "It's better to be poor. The poorer you are, the lower your starting point is, and the greater your room for improvement is. In a few years, you can brag to the media. I started with 50 cents, and after five years of hard work, my assets have increased by 10 billion times.
In order to give you the opportunity to brag about this, if you invest 50 cents, your teacher will give you 10% of the shares as a favor. "
To realize the dream of machine tools, it needs a huge amount of financial support. Nan Yi deceived the two fools just to create a relatively rich cornucopia for the dream, and they had to have something every time they took money from it. Therefore, the projects operated by the soon-to-be-established partnership company "Daguoniu" will be more diverse, starting with some projects with limited ceilings, so that the two can experience more tempering. When they are mature, Daguoniu will transform into a financial company.
"Teacher Nan, this joke is not funny at all."
"Teacher Nan, in addition to live streaming and selling shoes overseas, will you do other projects?" Du Wenhua asked after thinking for a while.
Nan Yi sneered and said, "Your father's business doesn't need modern corporate management at all, and I guess it probably doesn't have any. Have you ever interned as a CEO in a large company, or run a store with more than ten employees?
You have a business mind and investment thinking, but you have no experience in business management or project operation. Take this restaurant for example. I buy it and give it to you to manage. Do you have the confidence to manage it well?
If you answered yes, then I have to ask you, what supports your confidence? Is it because you are passionate? Or is it because you are young and nothing is impossible?
Culture, confidence and ambitious goals are good, but don’t be too ambitious. Opportunities only come to those who are prepared, and this preparation is not just psychological preparation. "
Nan Yi raised his hand and patted the back of Du Wenhua's head, "There must be something here, and you must have real skills."
Du Wenhua looked embarrassed and was too embarrassed to reply.
Nan Yi shook his head, "Do you have a passport?"
"Yes." Du Wenhua nodded.
"I'm going to take a leave and fly to Hong Kong. When I get there, I'll take my plane to Liechtenstein and register a company A there. I'll go to Cayman to register company B in the name of company A. Company B will go to Singapore to register company C. Company C will go to Hong Kong to register company D. Company D will set up an E-STOP company in Beijing. E-STOP will invest in and control a company called Daguoniu. This company hasn't been registered yet, so you'll have to handle the formalities as well."
Nan Yi turned to look at Xue Xiaomin, "You have to show up too. You are one of the individual shareholders of Daguoniu."
Xue Xiaomin was stunned. "Teacher Nan, I really don't have to invest money?"
Nan Yi waved his hand and said indifferently: "Investment is what rich people like me and Wenhua should do. Poor people like you just need to work hard."
"Teacher Nan..." Xue Xiaomin's voice was filled with resentment, "You are so rich that you even have your own plane."
"Hahaha."
After a burst of noise, they returned to the main topic in an instant.
Nan Yi explained this VIE-like structure to the two of them, only explaining the superficial reasons and not the deeper ones, leaving them to figure it out themselves in the future.
"The registered capital of Daguoniu is 10 million. I will contribute 5 million, accounting for 60% of the shares; Wenhua will contribute 5 million, accounting for 30% of the shares; Xue Xiaomin will contribute 50 cents, accounting for 10% of the shares; when it comes time to allocate management shares, within 5%, it will be taken from my shares, and the excess will be diluted in proportion. Wenhua, do you have any objection to this distribution?"
Du Wenhua nodded without hesitation. He had seen money and was not short of it. He had a bigger vision than most people and knew that the key point he should focus on was not the distribution of shares. He understood that this time it was Teacher Nan who was playing with him.
Five million was nothing to him, he could easily afford to lose it, but he probably couldn't afford to take on an extremely inflated number. For the time being, he couldn't imagine what he could do to greatly inflate the funds. According to the principle of distribution according to work, he shouldn't be qualified to care about the number of shares.
"Teacher, does E-STOP have a special meaning?"
"No, I just went to Fengtian and visited Northeast Machine Tool. I saw these letters in the factory. I thought the layout was pretty good, so I thought of using this as the company name."
Du Wenhua frowned, "I saw it at the machine tool factory. E-STOP should mean the emergency stop button."
"Yes, that's the red emergency stop button on the machine tool." Nan Yi agreed, "I think the emergency stop button is very meaningful. If you find that you have taken the wrong road, press the emergency stop button immediately, stop and think about whether you should continue to move forward, or turn around and take a more correct road."
Xue Xiaomin interrupted, "This name is quite good. What does the name 大国牛 mean?"
"I really didn't have that. I just saw an announcement on the window notice board. The title was "大国", "comma", "牛", and "exclamation mark". It said that a technician named Zhong Daguo had worn out 20,000 pieces of sandpaper in a year in order to study polishing technology. I thought he was pretty awesome, so I decided to use this name to bring him some good luck."
Nan Yi made up a story on the spot and did not reveal the real meaning of "Great craftsmen, so arrogant". This was a bit too much, and he planned to explain it after making some achievements, so as not to fall into the embarrassing situation of "Great craftsmen, so arrogant".
Xue Xiaomin complained: "Teacher Nan, you are so casual in naming. I think Daguoniu doesn't sound good. Give it a better name."
Nan Yi asked Du Wenhua, "What do you mean?"
"I think Daguoniu is very good and catchy."
Nan Yi looked at Xue Xiaomin, "Two votes to one, your opinion is rejected."
…
On that day, Nan Yi took Ding Yiku to a store.
The village was moving quickly. After walking less than 17 kilometers of the 37-kilometer dirt road, Nan Yi and his two companions met villagers who were planting trees on the hilltop. Ma Hailong was also there, playing the leading role of the village secretary.
After saying hello, Nan Yi first went forward to check the saplings that had not been planted yet, then went to check the ones that had just been planted, and finding no problems, he walked up to Ma Hailong again.
"Secretary Ma, have you gone to the Land and Resources Administration to clarify the ownership of the mountain?"
Ma Hailong wiped the sweat off his face with his sleeve, lit a cigarette, and replied, "It has been clarified that the 37.6-kilometer-long and 2.6-kilometer-wide mountain area from the village to the intersection all belongs to Yipiandian's collective land."
"It's good that it's clear. You continue to be busy. I'll go to the reservoir to take a look."
Nan Yi brought Ding Yiku to the water storage ditch, and they measured everywhere with a tape measure. After the measurements, Nan Yi started to calculate on paper. After a while, he roughly figured out the water storage capacity and water depth after the reservoir was built.
After the reservoir is built, Nan Yi plans to get some big and strange fish back from outside, and then hold a fishing king competition. The contestant who gets the title of fishing king can get a bonus of 1.88 million. He will create more hype on the Internet, invite more media, and trick more people to come. If the profit is good, the bonus will be paid out. If not, he will arrange for one of his own to be the fishing king.
On the night of the Fishing King Contest, someone was walking by the reservoir and actually saw the legendary water ghost. As with all bizarre rumors, he definitely took photos, and the photos must have been very blurry.
In order to complete the story of the water ghost, camouflage clothes have to be customized. Sloths are somewhat similar to the legendary water ghosts, but it is too troublesome to introduce this thing. It is more economical to have people dress up directly. Besides, there is a difference between the appearance of sloths and water ghosts.
These two arrangements are enough at the reservoir, and should be able to attract some tourists.
However, the things at the back have been arranged, but there are big problems at the front. The dam and hydroelectric units cost a lot of money, and the store is so remote that it is impossible to trick the unsuspecting people into investing in small hydropower. The touting vegetable website is not in a good position either, so where can they get the money?
Nan Yi has always had a backup plan in mind. If he can't think of any good idea, he will lend money to a group out of his own pocket to get things done first. However, he still wants to find a better plan, preferably to get some free money from somewhere.
After thinking for a while and unable to come up with a good idea, Nan Yi temporarily put the idea aside and took Ding Yiku to each culture pool to check the growth or reproduction situation.
The moss in the moss culture pond is growing well and it won't be long before it can be diverted to the filtration pond. In the earthworm culture pond, if you dig up the cow dung, you can see a lot of earthworm eggs. If you're lucky, when you just pull them in, there are already quite a few of them about to enter the breeding period. Once these eggs hatch, you can transfer some of the earthworms to various hills.
After staying in Yipiandian for three days, Nan Yi held two meetings with the village committee to study and arrange the work to be done in the next month and a half. First, they had to plant the trees and grass, then they would recruit a group of people to build the Yaowang Temple, and the others would be recruited to build the roadbed.
We have to wait for the laying of cement because the prices of building materials are high at this time. Even if the labor is free, the cost of one kilometer is nearly 160,000. If we wait for the price of cement to drop before starting the construction, the price can be reduced by tens of thousands. Besides, Nan Yi cannot come up with a budget of more than 7 million in a short time.
After returning to the capital, Nan Yi immediately began to think about making money. At the meeting, he had already explained to the people in the village committee that he had to use the remaining money of the Yipian Group to make more money within one month.
The first step is to get a list of global charity funds. Regardless of whether the charity is real or fake, a sincere email requesting help is sent. In the email, Nan Yi does not force financial help, but if there are disaster relief supplies that are about to go moldy in the warehouse, he will also accept them.
If the value is high, he can bear the shipping cost. If the value is not high, he can only ask for mercy. Even the smallest mosquito has meat. As long as it can be converted into cash, three or five hundred is not too little for him.
After the charity fund was settled, Nan Yi asked Fan Hongdou for a list of special wealthy people in the country, including some who semi-openly kept multiple "wives" in developing areas, and some who were particularly obsessed with supernatural things and were relatively close to the "immortal world".
After some research, Nan Yi went online to look for some information about the supernatural and Feng Shui. During this time, he also called Pei Shuyi to learn from him.
A shop can set aside a piece of land for wealthy people with special needs to build soul-calming towers, star-picking towers, longevity towers and the like. It is also possible to bury ancestors vertically or build a luxurious tomb. Collective land cannot be sold but can be rented, with a rent of one or two million yuan a year, paid in advance for twenty years. As long as the rent is paid on time, there will be no problems with the building or the tomb.
This idea is a bit unreliable. Even if the rich have the idea of building these things, they will not go all the way to a store. But they still have to try it, in case someone wants to do something weird and doesn't want the outside world to know too much.
After researching, organizing materials, and writing plans, Nan Yi circled a few target persons with a relatively high success rate. He then called Huang Saner and entrusted her to find someone to help him do this. If it was done, he could give her a commission of up to 20%.
This kind of thing is hard to explain. He can only play supporting roles on the sidelines and cannot go into battle shirtless.
After Shendao's arrangements, Nan Yi started to pay attention to the stock market again. He opened the stock trading software, called up the K-line charts of each stock, and studied it. However, he found nothing. This was not his strong point, and it would be better for him to study interpersonal relationships.
Nan Yi called Sister Chan and asked which stocks would have a good run recently. Sister Chan gave a few names, including China Construction Bank, and said that the stock would probably go up by a few dollars in the next few days. After asking around among his connections in the banking system, Nan Yi took out 1.2 million yuan and gave it to Sister Chan, asking her to help him operate the stock and to allocate as much capital as possible.
He verbally agreed with Sister Chan to put up 1.2 million first. Then, Nan Yi went to the school to find the leaders of the hospital and talked about the difficulties of the store, how the money was not enough, and how he had to find a way to make money.
Some procedures cannot be wrong. Using the money to speculate in stocks without informing the hospital is no different from seeking death. Otherwise, even if Nan Yi can turn 1.2 million into 12 billion, a huge pot will still fall from the sky.
The procedure was correct, but the money still could not be moved. Nan Yi found Wenren Lanyue and signed a short-term loan contract with her - using Yipian Group as a guarantor, borrowing 2.4 million yuan, with a loan period of 1 month and an interest of 24,000 yuan.
At the same time, Nan Yi signed a contract with Yipian Group in his personal name. The gist of the contract was that Yipian Group guarantee a loan to Nan Yi, Nan Yi would use the money for investment, and the profits would be split 50-50 between the two parties.
The two contracts look weird no matter how you look at them, but they are absolutely legal. Moreover, anyone with a little thought can understand that Nan Yi is transferring benefits to the "father" in disguise. He needs an outsider's guarantee to borrow money from his sister-in-law?
If you are willing to lend it, then lend it. If you are not willing to lend it, it is useless to ask anyone to guarantee it.
After finishing the three tasks, Nan Yi went to Jigongtang. He hadn't been there for a long time. Out of nostalgia, he commissioned technical personnel to research additives and feed formulas for red rose-colored eggs.
Theoretically, the shell of an egg can be any color, and even the yolk can change color. The days of judging the quality of eggs by observing the color of the yolk are long gone.
There is a saying that goes, "Learn math, physics and chemistry well and you will not be afraid to travel around the world." In many cases, a chicken is more valuable than a person. Behind a farmer's son is two farmer 's families, behind a worker's son is two worker's families, but behind a chicken, there is either a group of patrons or a group of scientists.
Scientists have invented rose eggs through scientific research. A group of companies sell them to bootlickers at the price of "I love you 99" per egg. The poor ones buy 9, those who grit their teeth buy 99, and those who are not short of money buy 999.
If rose eggs can be promoted, the idea of rose eggs for marriage proposal can be followed up. The idea of hiding the ring in the cake is long out of date. It is romantic to have the ring grow in the egg yolk. As long as enough money is given, it is not impossible to cultivate double yolk heart-shaped eggs.
