Volume 8 Final Chapter Chapter 1188 Money Laundering
In the Caribbean, the St. John's Free Trade Zone in Antigua and Barbuda is a beautiful place that attracts many tourists every year.
At this time, a tourist named Qiu Xiaochi appeared on the golden mountains surrounding St. John, observing with a telescope a nondescript office building not far away.
Qiu Xiaochi, a member of the intelligence team Ghost, gave himself this code name because he looked somewhat similar to Wu Xingguo.
In 1994, Antigua Guatemala in Central America (not the same Guatemala as the one above) passed the Free Trade and Processing Zone Law and established an FSRC department. In the era when the Internet was not yet developed, this department issued and managed online casino operating licenses.
This move did not attract much attention at the time, but looking back today, it can be said to be far-sighted.
In the same year, a software development company called Microgaming was established. The company focuses on the development of Internet gambling software and has now become the software supplier for many leading casinos and gambling websites.
In 1997, Australians were the first to open casinos online. At that time, there were only a dozen online gambling websites, most of which were in the Caribbean, with annual business volume of no more than $100 million. Four years later, such websites had increased to more than 1,400, with a turnover of $3.2 billion.
A common feature of many of the most successful companies that emerged from the late 1990s and early 2000s is that they all made advances in land-based technology, including Interops, Party Poker and PokerStars.
Party Poker's parent company, Party Gaming, became one of the first gaming operators to be listed on the London Stock Exchange in 2005.
Although Antigua and Guatemala were the first to discover the value of online casino operating licenses, it was Antigua and Barbuda (abbreviated as Antigua and Barbuda) that benefited the most. In just a few years, online gambling has completely swept Antigua and Barbuda, a Caribbean paradise with silver beaches and golden mountains. Antigua and Barbuda is therefore known as the incredible online gambling capital.
Explicit sports betting, online lotteries, and elaborate online casino simulations complete with cocktail waitresses and jam bands. In minutes, with a credit card and money loaded, you can play a range of casino games that simulate real life, including blackjack, roulette, poker, craps, and bet on nearly every sport.
Qiu Xiaochi was observing Asia Gaming, a company that operates an online casino business. It is a small company that has been established for less than three years. The hacker group Freedom Fighters under the Advance Defense Group had downloaded its database a long time ago and calculated a turnover of as much as 1.5 billion US dollars. However, after analysis, the website's revenue was less than 60 million US dollars.
This comparison of numbers is obviously unreasonable. Online websites are different from offline physical casinos. The comparison between turnover and income will not be too great. Since players are not gambling face to face in a small environment, there is a lot of room for operation, such as program control, live signal delay, etc. There are countless technical means to manipulate the player's winning rate.
Even if the website operates in good faith, it will set a profit rate. Under the premise of ensuring profits, the gambling will be as fair as possible. There will be lucky people and unlucky people. There will be a certain probability that some players will win money. As for who wins and who loses, it depends on each person's luck.
There is an essential difference between this type of website and the fraudulent type. The fraudulent type of website will first give players a little sweetness, and then wait for the players to fall into the trap. When the amount of recharge on the website reaches a certain level, they will find various reasons to prevent players from withdrawing cash, and there will be traps hidden in the reasons. Some stupid players will fall into the trap for the second time and recharge a lot of money, but end up losing everything or watching the millions of funds in the website account balance unable to be withdrawn.
Nan Yi heard from Lan Guidong last time that the Philippines had issued online gambling licenses and many people had gone there to run fraudulent websites. He also took a look at the dirty website with a screen full of advertisements and indeed saw advertisements for several gambling websites. He pinged the domain name and found that the server's IP address was indeed in Southeast Asia.
The abnormal data of Asia Online Casino and the word "Asia" in its name have revealed that it is not a gambling website in the conventional sense. In addition, this line has been followed all the way from China, so it is basically certain that Asia Online Casino has another main business of "money laundering" in secret.
Gambling websites have not been developed for long, but they have already formed a money laundering model with a mixture of explicit and implicit rules. Some websites openly provide this service to people who have money laundering needs, and they are willing to sit down and discuss how to operate and how to charge.
Some websites "do not provide" this service, but when the money deposited into the website account reaches a certain percentage, the player can ask the website to deposit the remaining money into a designated account.
The website does not say anything explicitly, leaving it to the special players to figure it out on their own. The advantage of doing this is that it is clearly involved in money laundering, but will not be caught. Everything the website does is legal in the country where it is registered, and it makes payments according to the customer's requirements. It can only be said to be providing good service and having a good reputation, and no one can provide evidence to accuse it of money laundering.
The reason why Qiu Xiaochi was sent all the way to Amba to investigate the situation of Asian online casinos is inseparable from several rumors in the business community of Beijing.
Some people said that Huang Guomei had lost 600 to 700 million in Macau, while others said it was more than 1 billion. The amount was not consistent, but it was not small. After hearing this rumor, Nan Yi asked Lan Guidong and got the reply: Huang Guomei did go to Macau frequently, but the money she lost was not that exaggerated, just within the scope of entertainment.
Some people say that Huang Guomei lost more than 4 billion yuan in futures trading in 2005, including bank loans and funds from powerful people. Others say that Huang Guomei often visits gambling websites.
Some people say that the Huang Group has a "money laundering and arbitrage center" that has been laundering and arbitrage hundreds of billions of yuan on a large scale for many years. Nan Yi got confirmation of this from Luo Qianqian. In 2006, when relevant departments investigated the Huang Guomei brothers, they found that nearly 400 million yuan of funds had been transferred overseas by Huang Guomei. As for how the money was transferred and whether it involved money laundering, there is no clear conclusion so far.
A key factor is that the large and complex accounts between nearly a hundred tool companies under Huang Guomei concealed the money laundering path, so it is extremely difficult to investigate and prosecute Huang Guomei for money laundering.
Nan Yi once asked Luo Qianqian whether she subjectively thought Huang Guomei was laundering money, and Luo Qianqian answered "yes".
Afterwards, Nan Yi secretly inquired about it and found out that Huang Guomei was taken away by the public security organs for investigation in 2006. Many issues had not been answered yet, but Guangyu Electric had already dealt with them in a targeted manner. The interest groups behind Huang Guomei disappeared like rattlesnakes, putting the public security department's investigation into a very passive situation.
Finally, the public security authorities had no choice but to take the long route and released Huang Guomei, but the investigation has never ended.
The fact that he was arrested and then released shows that the investigation encountered resistance. Nan Yi can guess what the resistance is with his toes. The fact that the investigation is still ongoing even after he was released shows that Huang Guomei has been identified as having problems, but the evidence is not enough to convict him.
Later, Nan Yi opened a file for Huang Guomei.
It was not out of personal interests or grudges. Baishui Investment's investment in Guangyu Electric Appliance was a normal investment behavior. Luo Shenshen saw that it was profitable and his original intention was not to get dividends. He did not care about Huang Gomei's operations that harmed the interests of shareholders.
PY Securities' business dealings are even more normal. A long time ago, PY Securities had already started businesses related to corporate listings. When Guangyu Electric was listed, PY Securities participated in its stock underwriting business and retained some shares in its hands.
Simply put, whether it is Baishui Investment or PY Securities, their connection with Guangyu Electric was not intentional, but was just an accident in the normal business process.
Nan Yi targeted Huang Guomei not simply because of the profit, which can only be said to be a byproduct, but because he wanted to take advantage of the situation to some extent. Eliminating Huang Guomei's interest group would benefit the country and Nan Yi's own friends and relatives.
For example, most of Huang Guomei's loans came from Guoming Bank. Although Fan Guangfu has retired, the people under his line are still in the system. Some of them need others to carry forward their style and give up their chairs to them.
…
In Xianggang, a chartered plane was carrying family members of the international corporate business department of the Xianggang Branch of Southern Bank to Bangkok.
This is the first time that South China Bank has organized a trip for employees' families. Previously, travel benefits were initiated by employees and family members were just covered. This time it is different, only family members are included and employees do not go to work as usual.
It was Saturday, and the charter plane had just taken off for a while when Nan Yi 's flight landed.
We took a bus to the Po Leung Kuk orphanage, walked to a lawn, and saw Nan Ruoqiong playing "Eagle Catches Chicken" with the other children.
After a while, the top performer Xie Wanhua came to him.
"Nansheng."
Nan Yi turned and stared at the top performer's face for a while, "There are a lot of wrinkles on her face."
"Nansheng, I am fifty-five this year."
Nan Yi smiled faintly and said, "Oh, she's old now, but she's okay. She just has a few more wrinkles, her hair is still shiny, and her figure is still in shape."
“I do exercise.”
The top performer bit her lips lightly, revealing a feminine manner, stirring up time to flow backwards in an instant.
"Hiss, the hair tubes are standing up." Nan Yi stroked his arm and said with a smile: "No wonder your husband is as skinny as a monkey, it seems that you have sucked all his yang energy."
"Nansheng~"
"Okay, I won't joke with your husband." Nan Yi's face turned serious. "I'm fifty-five now. It's time to enjoy life thoroughly. If you want to retire, just let me know."
The top star smiled, "I have been retired for twenty-two years."
"Then retreat a second time."
The two chatted about retirement for a while before getting down to business.
"Is Huang Wenlong the only one?"
The top answer was: "There may be more than one. There are many anomalies in the data of the corporate business department."
"This is your dereliction of duty. Miao Zhihua greeted me, but you didn't notice." Nan Yi said with a frown.
"It's my fault." The top star looked ashamed.
Nan Yi waved his hand, "Forget it, I can't blame you for everything. The bank's anti-money laundering department should bear the main responsibility. You are the one who dragged my people into this, and let my bank take the blame..."
After cursing for a while, Nan Yi asked again: "Did you call anyone?"
"The Mexicanville Bank Clean-up Squad."
"Protect Huang Wenlong. He has fallen into the sight of the wealth investigation team. He cannot die. Let him go to Stanley alive."
The top player looked embarrassed. "Nansheng, it's a bit difficult. The attackers have guns in their hands, and Huang Wenlong is one of their own. If we get close to them, we may be killed by their gunmen at any time. We are out of reach."
[Dashu is the name used by industry insiders to refer to money laundering, which is mainly concentrated in the Cantonese and Fujian (language system), and other regions have their own local characteristics (dialects).]
Nan Yi rubbed his temples and said, "Do your best. It's better not to die before he tells me who the owner of the money that left our bank is. I've gotten into trouble. How can I not settle the score with them?"
"Understood." The top player nodded, "What about the others? "
"Hurry up and catch the person before the tour group goes to Mae Sot."
Mae Sot, a small town on the Thai border, is separated from Myawaddy in northern Myanmar by a river, a now well-known chaotic place where the anti-government armed forces of thirty to fifty people dare to call themselves generals, leading to the "warlord" melee.
Mae Sot is not peaceful. It is located on the drug transportation route. Stray bullets from Myawaddy often pass through the river, and sometimes the defeated soldiers of Myawaddy retreat into the jungles of Mae Sot with no choice. It is very convenient to write news such as "A travel group from Xiangdeng was attacked by Myawaddy anti-government armed forces, and N people were unfortunately killed."
"yes."
"Screen the IT department for me, too, especially the one in charge of the firewall." Nan Yi handed a USB flash drive with a special interface to the top star, "Plug it into Server No. 3 in the computer room. It will run automatically. If the indicator light on it lights up red, it means someone has touched the firewall."
Nan Yi took out another card and said, "Send an email to the mailbox above, and someone will take over the maintenance of the server."
After the top player left, Nan Ruoqiong, who had finished playing games with the other children, came to Nan Yi.
"Dad, there is one I like and I want to adopt him."
"Boys and girls."
"girl."
"Have you thought about it? Children are not pets. They need your affection and it won't happen overnight."
Nan Ruoqiong held Nan Yi's arm and said coquettishly, "Dad, you raised me, don't you still believe in me?"
"I haven't taken care of you for a few days. I've been letting you roam free. Fortunately, you haven't grown crooked." Nan Yi stroked Nan Ruoqiong's hair, "Fan Yun."
"What?" Nan Ruoqiong asked in confusion.
"Fan Yun's generation."
"Oh, I haven't decided yet whether to let her take dad's last name."
"You can think of them slowly. The surname Nan is only used for verbal address. As for the legal name, you can ask your child what she likes. Dongfang Meimei, Ximen Hua Kui, Ouyang Piaoxue, Xuanyuan Princess, No. 1 Nuwa, No. 3 Daji, these are all good. You can give them to her for reference."
"Hehe, if you call me that, you'll definitely get beaten at school."
"It's worth getting beaten up if you have a good name." Nan Yi said as he walked out with Nan Ruoqiong. "Lian Xin Investment is going to implement a potato planting and production project in Jingxi City in the mainland. You will help to step down when the time comes."
“Give me an endorsement fee?”
"It's a poverty alleviation project. I'll give you two baskets of potato eggs."
"Add one more basket, I want three baskets."
"You are quite greedy. In order to prevent you from raising the price, I will give you two more baskets so that you can eat as much as you want."
"whee."
The two of them walked all the way to Nan Ruoqiong's car. Nan Ruoqiong took out a tablet and opened a form to show Nan Yi.
"Dad, these are high-value long-term life insurance policies purchased by mainland enterprises at Fang's Insurance. They are lump-sum payment and payable types, and the surrender rate is very high."
[Lump sum payment: pay all premiums at once.]
Nan Yi took the tablet and swiped it a few times, "Do you know what they mean?"
Nan Ruoqiong curled her lips and said disdainfully, "They are just making up a lot of money, turning public property into private property or evading personal tax. Dad, we are just doing normal insurance business. Subscription and withdrawal are all voluntary. If they want to cancel the insurance, we can't do anything about it."
"Okay, I'm not holding you responsible." Nan Yi pointed at the tablet and said, "Pull out the orders of these companies for me. Ask Xie Ping'an to go to other insurance companies to find out about the insurance and cancellation situations of companies registered in Beijing."
"good."
"Also, let Xie Pingan discuss with other companies to increase the cancellation fees for group insurance companies in the mainland. If you can't cure them, just give them more benefits."
[Group insurance: The insured uses a check to purchase the policy in the name of the unit group and distributes the huge amount of money to the employees.]
"Dad, other companies may not agree. This business is one of the important businesses of several small companies."
"Let's talk about whether you agree or not."
"Oh." Nan Ruoqiong hesitated for a moment and said, "Dad, you have become a good person. You hate evil so much."
Nan Yi laughed and scolded: "Little girl, when have I ever been bad?"
“Always the bad guy.”
"Be careful what you say, or I'll have my lawyer sue you for defamation."
