Volume 6: The Great Change Chapter 0868: Planting Flowers with Intention
"The paper is rubbish and worthless."
Nan Yi's merciless words made Wu Xiaowei's face turn very ugly. He never expected that the paper he had worked so hard to complete would receive such an evaluation.
Ignoring Wu Xiaowei's ugly face, Nan Yi continued , "I won't talk about the arguments, most of them are just conjectures, the citations of materials are a mess, and you dare to quote texts from tabloids and small magazines in your paper.
Speaking of numbers, let alone, I don't even need to check whether the original numbers are accurate. Just looking at your calculation steps, there are so many mistakes that you can't even do the simplest addition, subtraction, multiplication and division."
Nan Yi patted the paper in his hand and shouted, "If I use your paper as a reference for investment, how much will I lose? Ten million? One hundred million? Or ten billion? I don't know what it means!"
Wu Xiaowei's face turned from black to red and then to dark blue. He felt mixed emotions and was extremely uncomfortable.
After taking a sip of tea, Nan Yi slowly observed Wu Xiaowei's expression. After a while, he became friendly again. "The content of the thesis is not worth mentioning, but the fact that you were able to complete the thesis shows that you used your brain and have certain skills in doing things, which is still worth affirming. Okay, show me your account."
Wu Xiaowei got up, went into the room, took out a notebook and handed it to Nan Yi, and the two began to reconcile the accounts. Nan Yi would ask in detail about even the smallest expense record. By understanding where the money went, Nan Yi could reconstruct Wu Xiaowei's specific process of doing things.
For example, he managed to get his counselor to turn a blind eye to what he did; he also got through the student union and started a work-study program through the union; and he also gathered a group of senior students to help him with his thesis.
After checking the accounts, Nan Yi made a few comments and then said to Wu Xiaowei, "You want to do business, right?"
Wu Xiaowei: “Yes, I want to be a businessman.”
"Yeah." Nan Yi nodded, "Have you been to Fengtian?"
Wu Xiaowei: “Yes.”
"Have you ever been to nearby places to play, such as Meigou Camp?"
Wu Xiaowei: "One of my classmates didn't go to the camp, but he went there to play during the summer vacation last year."
Nan Yi nodded again and said, "Since you have been to Meigouying, you should know that it is adjacent to the Bohai Sea, which is particularly suitable for the growth of cotton jellyfish and sand jellyfish. It is the main production area of jellyfish in my country, right?"
Wu Xiaowei: “I know.”
"People in Shanghai like a dish called scallion oil jellyfish head very much. In Shanghai, jellyfish sells very well. The jellyfish fishing season in Meigouying is coming soon. You can earn the price difference by transporting jellyfish from Meigouying to Shanghai.
Of course, business cannot be that simple. There is actually a lot of knowledge involved. I will give you 20,000 yuan and one month to do jellyfish business transporting goods from the north to the south.
If you make money, you have to summarize why you made the money; if you lose money, you must also make a summary of your failure. Moreover, as a punishment for you, you have to work as a laborer on the construction site for three months. You have to eat and sleep with other workers, and you are not allowed to have special treatment for yourself.
Finally, I give you six tips:
First, don't talk to strangers easily, don't tell strangers about your situation easily, and be honest with your eyes, don't look at what you shouldn't look at, especially girls;
Second, only carry a small amount of money with you, and don't show off the rest of the money to avoid being targeted;
Third, do not eat or drink tea or food from strangers, and do not smoke cigarettes from strangers;
Fourth, keep your money with you. Even when you sleep at night, you should keep your money tied to your body. In addition, I would like to remind you not to stay in a shared hotel room, or stay in a train station or long-distance bus station for a long time.
5. Don’t sleep too deeply, whether in a hotel or in a car;
6. If you encounter a robbery, cooperate obediently. Take the money when you are told to, kneel when you are told to, and run away when you get the chance. Don’t be brave and don’t think about resisting. If you are dead, everything is over. If you are still alive, everything is possible.
By the way, remember to tell your mother and ask her to help you apply for a passport to go abroad. Your next stop or the next stop is abroad.
Remember?"
Wu Xiaowei nodded solemnly, "Remember it."
"Okay, come with me to Yangcheng for two days. When I leave, you leave too. You can also think about how to run your business during these two days. Now, you are free to do what you want. I will take you to meet an uncle in the evening."
After sending Wu Xiaowei away, Nan Yi squatted instead of sitting, looked up at the treetops, searching for the pigeons.
At six o'clock in the afternoon, Nan Yi took Wu Xiaowei to Xiangqun Hotel. Although it was called a hotel, it was actually an ice cream parlor and the consumption was not too high.
When the two arrived, a tall man was already sitting at the round table closest to the restaurant. He was dressed very simply, in a plaid shirt, trousers, and a pair of leather sandals.
Nan Yi stepped forward, clasped his fists and bowed: "Nan Yi from the Nanmen Sword Sect, greetings to the Pancake Man."
When the man heard Nan Yi's words, he stood up and bowed to Nan Yi, "Xu Feiyang, the spear master of the Yang family, greets the Patch Man."
"haven't seen you for a long time."
"Yeah, long time no see, kid. You weren't here when I got married, but now..." Xu Feiyang's face darkened , "You're here."
Nan Yi patted Xu Feiyang's arm and said nothing, but pushed him back to his seat. Then he waved to Wu Xiaowei, waited for him to come to him, grabbed his shoulder and introduced him: "Xiaowei, Wu Renpin's son."
Hearing this, Xu Feiyang looked at Wu Xiaowei and said with a smile: "Xiaowei, you have grown up so much. The last time I saw you, you were still a little boy."
"Hello, Uncle Xu." Wu Xiaowei said a little shyly.
"Xiaowei, your Uncle Xu is from the Political and Legal Affairs Commission. If you are bullied by gangsters in Yangcheng in the future, remember to find your Uncle Xu. If you encounter a big gangster..." At this point, Nan Yi deliberately paused and looked at Xu Feiyang, "You can handle a big gangster, right?"
"Nan Yi, you haven't changed at all, you're still such a scoundrel." Xu Feiyang shook his head and said helplessly: "Xiao Wei, don't listen to your uncle Nan's nonsense. Under the leadership of the provincial party committee and the provincial government, the political and legal and public security departments have worked diligently, and the public security in Yangcheng is still quite good."
"Okay, classmate Xu Feiyang, next time I go to your workplace, you can keep using this tone. Today we are just talking about our friendship as classmates. Hurry up and order the food. You, my grandson, have been eating at my expense for years, and I finally got to eat a meal with you."
"Hahaha, come on, order whatever you want. I've brought last month's salary with me, so don't worry that I won't have money to pay the bill." Xu Feiyang laughed.
"Xiaowei, have some." Nan Yi said to Wu Xiaowei, moving his stool closer to Xu Feiyang, "How have you been these years?"
“It’s working well.”
"Jiang Biyun was in the same place as Liu Zhen and I..."
Xu Feiyang interrupted Nan Yi, "I know, she mentioned it to me, and I can tell that your relationship isn't very good."
"Yes, we were not very harmonious. When you got married, I happened to be out of town. The two combined gave me an excuse not to come."
"It's okay. I didn't take it to heart. Over the years, you never forgot to give me gifts during festivals. In comparison, I was the more rude." Xu Feiyang said, and took out a box of cigarettes in an iron box, took out a cigarette, lit it, and took a puff. "You have been doing well all these years, right?"
"That's good. Except for a few old families, I can be considered the richest man in the world." Nan Yi said seriously.
"I believe you are rich. I saw you can do business when you were in school. I don't believe you are the richest man in the world. The richest man is not like making pancakes. You just put them on the griddle and they will be one." Xu Feiyang didn't take it seriously and dusted off his cigarette ash. "What kind of business are you in?"
"It's quite mixed. My business is mainly overseas, not much in China. I don't have any business in Yangcheng, but I did buy a house in Xinhepu."
"The old villa over there?"
"Well, I passed by one time and saw a nice house, so I bought one. I'll give you a set of keys later. You can go there whenever you want to hide away."
"Okay, I have a place to stay when I'm upset."
As the food arrived, the two ate while reminiscing about their college days. During their junior year, they were almost inseparable on class days, and there were too many moments to recall.
In addition to college memories, Xu Feiyang also talked about some things about Guangzhou. For example, in April this year, Guangzhou began to implement the housing provident fund system. Housing savings and housing mortgage businesses were launched simultaneously. The sales speed of public housing has accelerated, and more than 70,000 units have been sold in half a year.
Xu Feiyang also said that he estimated that housing prices would rise rapidly in the future, and he took advantage of this opportunity to buy two unoccupied public housing units. Nan Yi could only sigh that after all, Xu Feiyang was an economics major, and although he had worked in the political and legal fields for more than ten years, his economic sensitivity was still very good.
The next day, Nan Yi went to meet Chen Ruiwu alone first, and then brought Wu Xiaowei to meet Chen Guangwei at around three o'clock in the afternoon. After a night, Nan Yi took Wu Xiaowei to Chen Ji again, and had lunch at Chen Ji with Cai Shufen and a group of women.
In the afternoon, Nan Yi sent Wu Xiaowei to the airport and went to Nanchen Village himself.
…
In late June, Nan Yi came to Coconut City.
In April, Coconut City held its first Coconut Festival.
The Coconut Festival is held with the theme of letting the world know about Qiongdao and letting Qiongdao go to the world, in order to attract more businessmen to invest in Qiongdao.
The Coconut Festival was very successful and indeed attracted a lot of new investment to Qiongdao Island. It also attracted more real estate speculators, allowing the people of Qiongdao Island to enjoy VIP services - there was a real estate company serving every 300 people, and there was no need to draw lots or queue up to buy a house.
Among the real estate speculators are the central army, a ragtag army composed of well-known enterprises from all over the country, and a guerrilla force composed of various green forest heroes. The three groups of people have one thing in common: most of their money comes from banks.
Nan Yi first met with Lai Huri and learned from him about the current situation in Coconut City.
From the Spring Festival this year to the present, the total real estate investment in Hainan Province has reached 4.9 billion yuan, and Coconut City alone accounts for 3.1 billion yuan. The real estate development area has reached 8 million square meters, and the land price has soared from more than 100,000 yuan last year to around 5 million yuan per mu. The land price varies in different locations; the housing price has soared from 1,400 yuan per square meter to 5,000 yuan per square meter.
I can only say that he is crazy, completely crazy. After listening to what Lai Huri said, Nan Yi almost had the urge to sell the entire Dream Town. With 500 acres of land, even if the selling price is discounted, it should be no problem to sell it for 1.5 billion.
But it's just a fantasy. There are very few companies that can swallow up Dream Town. It may be an exaggeration to say that one of them can be pinned to the ground and hammered by Nan Yi, but it is still easy to trip him up. After everything is in a mess, the victims may not blame themselves for being greedy, but they will definitely blame Nan Yi for setting a trap for them.
"Boss, what should we do next?" After introducing the situation, Lai Huri asked Nan Yi.
Nan Yi woke up from his distraction, thought for a while, and said: "A few days ago, I learned about the bank loan situation and analyzed this year's monetary policy. According to the current situation, the loan policy is unlikely to change significantly this year. The land and housing prices here in Qiongdao are supported by loans and will continue to rise.
In other words, it hasn't reached its peak yet.
While the market is hot and has great potential, whether it is a co-working space or a treasure chest, whether it is land, a built house, or a half-built building, all that can be sold should be sold.
If we act now, the person who takes over will most likely not be the last one. If they act quickly, not only will we not lose money, we can also make a lot of money. In this way, our actions will not be too conspicuous and we can withdraw calmly.
Do the math, how much money will we have left after selling everything?"
"The makerspace is still in the same old situation. 12 mu has been used, leaving 18 mu. The land is in a prime location. According to the current land price, it can be sold for 5.4 million yuan per mu, which means... 162 million yuan.
Over at the Cornucopia, two dings have been developed in the Jindieyu Jiuding community. According to the method you suggested, all the houses have been sold out. As for the third ding, I deliberately developed it very slowly. Currently, the foundation has not been completed. There are about 23 acres of land left. It is no problem to sell the land at 5 million per acre, for a total of 120 million.
In addition, after the funds from the first two projects were recovered, I acquired another 55 mu of land, the price of which was about 4.6 million per mu, a total of 253 million, and a total of 535 million. "
"Very good. Compared to this figure, our initial investment is almost negligible. Go to the Financial Building tomorrow and submit your resignation letter. I will terminate your position in Dream Town and you can focus on selling land.
When the land is sold, you can take a break and have a good rest. Then, rebuild the makerspace in Shenzhen. Our speculation era is over. Mr. Lai, the next step is to operate the makerspace well and build a real industry incubation base.
As for the dividends this time, we each get 200 million, and the rest will be used as operating funds for the makerspace."
Lai Huri waved his hand and said, "I don't want that much dividend, 20 million is enough. As for the rest of the funds, I'd like to trouble you to invest them for me and use them to make money."
"Sure, I can't say more, but in the short term, a 15% return per year is guaranteed, and the service fee is the same as your brother's."
"Hey, thanks, big guy."
"Forget it, let's just leave it at that for today. We'll talk about it tomorrow when we get to the Financial Building."
After parting with Lai Huri, Nan Yi returned to Longkunxia Village. As soon as he sat down in the office of Green Core Development, he immediately called Jiang Sheng from Fang's Business Consulting Company and informed him to come over in the evening. Then he called Xi Changhe, the president of the Coconut City Branch of Nan Guo Bank.
Xi Changhe came over very quickly. The real estate market in Coconut City was booming. The Southern Bank, which had never lent money to real estate companies, became a laughing stock in the banking industry. This was nothing. A laughing stock was a laughing stock. Xi Changhe didn't care, but he had to consider the pressure from the city.
Regardless of whether one can clearly see the crisis behind the hot real estate in Coconut City, the entire Coconut City, and even the entire Qiong Island, has been put on a fast-moving train without brakes. The only way to keep the train moving is to add coal into the furnace to maintain its speed, but it cannot be forced to stop. Once it stops, the train will be destroyed and people will die.
Although waiting for the train will most likely result in the train being destroyed and people dying, there are skills involved in how and when to stop. It is impossible to be proactive. If you are proactive, it will be a man-made disaster. Not only will you be blamed, but you will also be fully responsible for the aftermath. If you are not proactive, it will be the fault of the environment, which is force majeure. You will be punished less severely and someone will be responsible for the aftermath.
After Xi Changhe sat down opposite Nan Yi, he immediately started to complain. Nan Yi listened to him quietly, and waited until he calmed down before speaking: "Banks are financial institutions established in accordance with the law to operate monetary and credit businesses. They are the product of the commodity-money economy that has developed to a certain stage.
Banks are one of the financial institutions. Banks are divided into types: central banks, policy banks, commercial banks, specialized institutions, investment banks, and the World Bank. Their responsibilities are different.
South China Bank is an investment bank, which can also be considered a commercial bank and a specialized institution, but it definitely does not fall into the category of policy banks and naturally does not need to bear policy-related responsibilities.
Southland Bank is engaged in business, not charity. Since it is a business, profit is its main purpose. It will certainly not do business that it knows will lose money.
We naturally have our own criteria for judging which business will make money and which will lose money. We bear the risks ourselves, and we do not need others to dictate our criteria.
The entry of Southland Bank into Coconut City will bring great benefits to both us and Coconut City. This is a win-win situation, not a unilateral profit.
The Coconut City Branch of South China Bank does not need to rely on anyone for survival. No outsider can give orders to South China Bank. No matter who wants to talk to South China Bank, it must be based on the principle of equality and voluntariness.
President Xi, within the scope of your job, you only need to be responsible to President Ma Shimin and your staff. Apart from that, you don't need to be responsible to anyone else. Do you understand?"
"Yes, I understand." Xi Changhe nodded.
"That's good to understand. In the past year, have there been any new and unique small restaurants opened in Coconut City?"
"A new restaurant opened on Qilou Old Street four months ago. It's very small, but the food is delicious and it's very clean. I go there often."
"Okay, you go back first. We'll have dinner there together at six o'clock tomorrow evening."
After Xi Changhe left, Nan Yi went downstairs and walked around the office of Yiwan International. In the past two years, Yiwan International's business has been expanding again and again, and the number of employees has increased a lot, but the office has not increased. Before, everyone's workstation was relatively spacious, but now it is a bit cramped, but not to the point of being intolerable.
There are some overlapping businesses between Green Core Development and the Coconut City Branch of South China Bank. After a while, the office of Green Core Development will be moved to Shanghai, and the vacated office will be given to Yiwan International for use.
"Boss." Dai Yinghong called out when she saw Nan Yi.
"Okay, is the kid okay?"
"He's fine, but he's too naughty. It's a bit difficult for the babysitter to watch him."
"It's better for children to be naughty."
After Nan Yi finished talking to Dai Yinghong, he greeted several employees of Xiangkeng and other new employees. Nan Yi knew every employee of the company, even if he had never met them, he had read their resumes.
After walking around the office, Nan Yi came to the noodle stall at the entrance of the village.
With the hot real estate market, the number of outsiders in Longkunxia Village has increased. As a result, a market has formed at the entrance of the village, with snack stalls and vegetable stalls.
After sitting down and ordering a bowl of noodles, Nan Yi saw A Guang walking towards him empty-handed, his eyes fixed on the bowl of noodles in his hand.
"Stop looking at me. If you look at me any more, I won't be able to eat. Come and sit down."
Hearing Nan Yi's words, A Guang showed a trace of embarrassment, but walked to Nan Yi's side with firm steps, twisting his calves left and right, and hesitated to sit down.
"Okay, sit down quickly, don't make me invite you step by step." Looking at A Guang's awkward posture, Nan Yi called out again.
A Guang smiled shyly and sat down next to Nan Yi.
Nan Yi shouted to the stall owner and ordered a bowl of noodles for A Guang, adding any meat available at the stall.
After the noodles were served, Nan Yi took out a pair of chopsticks from the chopstick holder and handed them to A Guang.
A Guang took the chopsticks, held them in his hand, picked up the bowl and gulped down the soup in the bowl. Then he picked up the chopsticks and launched a general attack on the bowl. In less than twenty seconds, half of the food in the bowl disappeared.
"Eat slowly. Order as many bowls as you can finish."
“Uh… um.”
A Guang uttered two words from his mouth and continued to deal with the noodles in the bowl.
Nan Yi shook his head and smiled, then slowly ate his noodles. He ate very slowly. When he finished, A Guang was still eating, and it was already his third bowl.
"I can't stay for more than a few days this time. I don't know how long it will take for me to come back next time. Maybe a year, maybe several years. I'm not from Coconut City. I'm just a passer-by here. I'll have to leave sooner or later."
Hearing Nan Yi's words, A Guang stopped using his chopsticks, and a sense of sadness rose in his throat. "Don't you want your house in the village anymore?"
"The company is still here, and there will be other people looking after it, so I don't need to worry about it. Let me tell you, I see you haven't been studying very hard, what are you thinking, do you want to do business?"
Ah Guang said, "My parents went to Shencun to do business, and I want to go over and help them."
"What business are your parents doing?" Nan Yi asked.
“Kill the cow and sell it.”
Nan Yi thought for a moment and said, "So we go to the countryside to collect cattle, kill them ourselves and sell them in the market?"
"Um."
"Now when you go to the countryside to buy cattle, the price of a yellow cattle ranges from 800 to 1,000 yuan. The weight is about 500 kilograms, and the meat yield of the cattle is 40%, which means that about 200 kilograms of beef can be obtained. The price of beef in Shencun is a little more than 4 yuan, which is almost enough to cover the cost of buying the cattle.
What your parents really earn from is cowhide and beef offal, including beef tripe, large intestine, beef lungs, beef heart, beef tripe, beef shanks, beef tendons, and bull whip. They can make about 600-800 yuan from a cow. If word of mouth is good, selling a cow a day is not a problem.
However, in order to ensure the freshness of the beef, your parents have to get up at two o'clock every day to kill the cow and clean it. It is almost five o'clock, and it is time to open the stall. They sell all day long. There is no fixed time for meals, and there is no time to do other things. Even if they watch TV, they can't watch it for long.
This is not the end. If you want good cattle, you have to go to the countryside to buy them yourself, which may take dozens or even hundreds of miles. You can buy two or three cows at a time. If you buy more than that, even if your parents can afford it, they cannot afford the loss of fat. That is to say, your father has to go to the countryside once every three days, and he cannot sleep well for one day out of three days.
I'll do a little more calculation, assuming your parents can earn 500 yuan a day, that's 15,000 yuan a month, 180,000 yuan a year, it seems like a lot, but it's nothing compared to me. The company I work for in the village, not to mention more, can earn at least three months' worth of your parents in one day.
You have seen how I live my life. Do you want to live like your parents or like me?
If you want to be like me, then don’t think about starting a business now. Stay in school and study hard, get into a good university, and after graduation, even if you don’t start your own company, you can still find a high-paying job…”
"How high?" Guang asked.
"100,000, 1 million, 10 million a year is all possible. It all depends on your own ability. Here." Nan Yi poked A Guang's forehead and said, "Only by using your brain can there be unlimited possibilities."
Nan Yi said, taking out twenty yuan and putting it on the table, "I will only tell you these words once. I am not sure if you can understand them at your age. I hope you can understand. This bowl is almost finished. Don't eat too much."
After saying that, Nan Yi stood up and left the stall. On his way back, he glanced at the heavily made-up woman standing on the side of the road. As expected of one of the oldest industries, her business sense was very keen.
A Guang, who stayed where he was, thought about Nan Yi's words for a while. He had a vague yearning for the job with an annual salary of tens of millions that Nan Yi mentioned. He was very curious about what kind of life that would be, and started to imagine what it would be like if he lived that kind of life...
After thinking for a while, his attention returned to the powder in front of him. Compared to those things that cannot be seen or touched and only exist in imagination, the powder in front of him is more real and easier to grasp.
After taking two bites, he looked at the food on the table again, thinking that he would still have a lot left after paying for the noodles, so he could go to the video hall and buy soda and popsicles.
After returning to his residence, Nan Yi went to the kitchen and took a look. The cooker showed obvious signs of having been used recently. He opened the refrigerator and saw meat and vegetables inside. He picked up the meat, smelled it, and poked it with his fingers. The meat was still fresh and had not been refrigerated for long.
Downstairs, Su Meng parked the car, picked up a bag from the passenger seat, closed the car door, walked forward , stepped onto the stairs, walked up eleven steps, turned, walked up seven more steps, walked five steps, took out the key and prepared to open the door...
"Why is the door open?"
"The door is open."
"He's back!"
A surge of excitement penetrated from the soles of my feet, went up my legs, penetrated into my heart, and continued up, rushing straight my cheeks.
Tutu, tutu, tutu…
Su Meng's pace became faster and faster, and she rushed into the kitchen. When she looked up, she saw Nan Yi taking a cucumber out of the refrigerator, breaking it into two pieces, and stuffing one piece into his mouth.
"You're back?"
