Volume 5: The Age of Storms Chapter 0671 This Is Not Your City
"Nothing, just bringing Wuwei to see mom. I'm going to go out for a walk tomorrow, and I don't plan to let Wuwei get in touch with the places I'm going to. Grandma, let him stay with you for a day tomorrow."
"Okay, it's a good opportunity for me to be alone with my precious great-grandson." Fang Mengyin said, picking up a piece of food with chopsticks and putting it into Nan Wuwei's bowl.
It is said that grandparents are closer, and two generations apart they are even closer. In Fang Mengyin's eyes, Nan Yi is no longer as rare as before. She now values her two great-grandchildren more. Nan Yi has become a deliveryman.
After dinner, Fang Mengyin took Nan Wuwei to the master bedroom on the second floor, and Nan Yi followed Liu Zhen to the bedroom on the third floor.
The third floor had only been simply cleaned and not extensively renovated, so the conditions were much worse than those on the second floor. However, Nan Yi could guess Liu Zhen's intention in placing the bedroom on the third floor was simply to create an independent space in form.
As for women, as long as conditions permit, how many of them are willing to live with their uncle and mother-in-law, even if it's just for a short period of time.
After going to the bathroom to wash up, Liu Zhen sat in front of the dressing table and combed her hair with a comb.
"You really have nothing to do this time?"
Nan Yi stood up from the bed and walked to Liu Zhen, took the comb from her hand and combed her hair.
"I really have nothing to do. I just came here to have some free time."
"About the Ninth Pharmaceutical Factory?"
"Um."
"I say you are the same, looking for something to do when you have nothing to do. I don't believe that if you really don't agree, others can force you to take over."
"If you can help others and make some money for yourself, why not take it over?"
"Comrade Nan, you are very conscious...ah, hair."
"Who told you to turn around without saying hello?" Nan Yi pulled the comb out of Liu Zhen's hair, and then held up her hair with his hands to take a look. "What a pity! In 1977, you should have shaved your hair off and let it grow back. Now your hair is still a little yellow."
"It's fine if it turns yellow. Haven't you seen people dyeing their hair on the street?"
"Really?" Nan Yi asked in surprise, "Why didn't I see it?"
"I saw it on Jinling East Road. It's yellow, almost the same color as curry."
"Oh, he must have come back from abroad."
"Maybe." Liu Zhen raised her hand, pushed Nan Yi's hand away, and turned back. "Do you know that the Shanghai Branch of Wentong Bank is an independent legal person and is going to issue 600 million yuan of stocks?"
"Oh, 600 million is the total share capital?"
"yes."
"Common stock or preferred stock?" Nan Yi asked after thinking for a while.
“They are all common shares, but it is hard to say how much say they have . Maybe it will be better when there is a real stock market in China.”
Nan Yi put the comb on the dressing table and said, "Let grandma go and find out the situation first. I am optimistic about the prospects of domestic banks. If there is an investment opportunity, we should seize it."
In his previous life, Nan Yi had paid attention to bank stocks. From the perspective of retail investors, bank stocks are junk stocks. Although dividends are paid every year, the stock price will plummet once the dividends are paid, and there is also an ex-dividend date, which makes them not suitable for short-term speculation at all.
But now looking at it from the perspective of shareholders, there are advantages everywhere. First of all, dividends and interest payments can guarantee a considerable income every year. Secondly, what does ex-dividend mean?
Ex-dividend means that when a stock issuing company distributes dividends or bonuses, it needs to carry out various preparatory work in advance, such as checking the shareholder register and holding a shareholder meeting. Therefore, it stipulates that the list of registered shareholders on a certain day shall be the basis, and announces that the shareholder transfer period will be suspended for a period of time after this day.
During the period of suspension of transfer, dividends and bonuses are still paid to the registered old shareholders. The holders of new stocks cannot enjoy the right to receive dividends and bonuses because there is no transfer of ownership. This is called ex-dividend.
At the same time, the stock trading price should deduct the number of dividends to be paid during this period, which is the ex-dividend transaction.
With the existence of the ex-dividend link, you can register the stock first, then sell it, wait for the stock price to drop, and then buy it back at a low price. In this way, you can get dividends and earn the difference in stock price, and you can repeat this every year.
Although it is not that simple to operate in reality, there are very complicated operations involved, and it seems that there is a lot of money stuck in the stock market, but in fact there are ways to use the stuck funds to carry out various financial operations. The simplest one is the "bridge loan."
Let's take a simple example:
Zhang San owes the bank a loan that is about to expire, but he has no money to pay it back. At this time, an acquaintance at the bank tells him, "I have a good friend named Nan Yi. You can go to him to borrow some money to pay off the loan, and then I will approve a new loan for you."
Zhang San is a trustworthy company. As long as he repays his loans on time, it won't be difficult for him to borrow again. The new loan will definitely be approved.
In this way, Nan Yi first paid off Zhang San's loan and agreed to charge a "reasonable" interest. Once the new loan arrived, Nan Yi's part was directly transferred to his account, and a bridge transaction was completed.
As long as the frequency of bridge transactions is high enough, the profits will be considerable in a year, and the threshold for this type of transaction is high and the competition is low.
As for the threshold, the person doing this business must have the surname "Nan", and it would be even better if the name contains a single character "Yi".
You can carry out various operations without a say. If you have a say and can exercise shareholder rights, you will have more room for maneuver and greater benefits.
"Well, Wuwei is still playing with that little girl named Nuannuan?" Liu Zhen responded and asked.
"Yeah, is there a problem?"
"He's fine. I suspect your motives are questionable. Are you attracted to that girl?"
"Nonsense, how many couples who grew up together have you seen end up together? I just want to leave Wuwei with a good memory. When he looks back on it when he grows up, guess how he'll feel."
"I don't have a childhood sweetheart, so how can I know? But it should be wonderful." Liu Zhen thought for a while and said, "But why are you so lenient with Wuwei? You were not like this when you took care of Ruoyin. She already knows a lot of knowledge at this age."
"Okay, stop making wild guesses. I didn't mean to not train Wuwei on purpose. I would train him with all my strength even if he wasn't my biological child, let alone a biological child who is also my son. It's just that our IQs are limited, and Wuwei doesn't have any genetic mutations. Although I don't want to admit it, his IQ is indeed not as good as Ruoyin's.
Ruoyin is a genius among geniuses, while Wuwei is just a tall man among dwarfs. We cannot force him to grow too fast, but must take it step by step."
"Hey, didn't you say that Wuwei is very talented in mathematics and might become a mathematician in the future? Why do you say now that he is just an ordinary person?" Liu Zhen said a little unconvinced.
"I didn't say he was ordinary. It's pretty good that a three-year-old child can already master two languages and understand two dialects."
"How can that be considered? You take him everywhere, and the language environment is there. He doesn't need to study hard at all. He will naturally learn both languages. In his eyes, Chinese and English should be considered the same language."
"That's great, isn't it? While he's still young, I can take him to more countries. He'll learn several languages without having to endure the pain of cramming."
As Nan Yi was speaking, the image of Nan Youqiong appeared in his mind. His life was not as leisurely as Nan Wuwei's. He should have been jogging with his brothers and sisters by now.
"That's good, but..."
Liu Zhen knew in her heart that the more Nan Yi indulged his son, the less relationship there would be between the Nan family and Nan Wuwei. Without responsibilities and obligations, there would naturally be no rights. She was really unwilling to accept this.
"Okay, don't think too much about it. The future is not set in stone yet." Nan Yi comforted her, but he didn't agree in his heart.
Liu Zhen is a little naive. She stays away from Nan's business to realize her own ambitions. Scarlett controls half of Nan's business and works diligently for Nan's business. Others suffer, but she wants her son to reap the ready-made benefits. Where is justice?
Although Nan Yi always wanted to treat everyone equally, in fact, he could share the father's love equally, but Nan's could not. That would be like issuing an order of enfeoffment to himself.
What's more, whether it was subjective will or acquired conditions, it seemed natural for Nan Youqiong to inherit the Nan family, while Nan Wuwei was going against the current.
the next day.
After Liu Zhen went to work, Nan Yi didn't rush out, but sat in the garden and chatted with Fang Mengyin.
Nan Yi first talked about Wentong Bank, and when he was about to shift the topic to other places, a small-scale battle was breaking out in faraway Africa.
In addition to the endless yellow sand and exotic scenery of the Western Sahara Desert, there are treasures buried in the sand - phosphate mines, which account for more than 70% of the world's reserves and are high-grade phosphate mines.
After Morocco achieved independence in 1956, it claimed sovereignty over Western Sahara. Moroccans moved a large number of immigrants into Western Sahara and invested in the mining of phosphate mines there.
Morocco is the world's largest exporter of phosphates, and phosphate rock is one of the biggest pillars of the country's economy. The Moroccan Phosphate Company [OCP] is the world's largest exporter and producer of phosphates. This state-owned company monopolizes all links of its domestic phosphate industry chain and is also an important determinant of the world's phosphate rock prices.
But the dispute over the ownership of Western Sahara has lasted for a hundred years. After the establishment of the local indigenous Sahrawi independence movement Polisario Front [Polisario Front] in 1973, it has been in armed conflict with Morocco. The Polisario Front has the support of Morocco's neighbor Algeria and the African Union.
At the same time, behind the Polisario Front there is an organization called "Free Africa" that provides them with financial, material and medical assistance. This organization was founded in the 1930s and has been committed to achieving the rise and independence of Africa.
The goal is ambitious, but in reality the ability is very weak. They have no food or guns. They are just a few black uncles with some knowledge who often sit together, eat bread and sit on the wasteland to discuss their vision of a beautiful Africa. In a word, they are just a bunch of talkers.
But even if it's just a big talk, it's still a well-known brand. Three years ago, it attracted the Golden Phoenix, an armed organization code-named "Fertilizer Granules" that provided financial assistance to Free Africa.
Since then, Free Africa has become wealthy, and issues are no longer discussed in wastelands, but in high-end restaurants. People eat beef, taste red wine, and discuss in an elegant manner the mud pies that the Haitian people use to fill their stomachs.
The fertilizer granules were brought on board Free Africa, which then used it as a springboard to join the Polisario Front. The two sides reached a deal in a friendly atmosphere to exchange phosphates for supplies.
In the blink of an eye, this business has been going on for more than two years.
But today...
"Fuck, what a waste, Mine No. 3 can't be saved."
On a sand dune, several people were holding high-powered binoculars, observing a battle a few kilometers away.
"Urea, the No. 2 mine can no longer be saved. Ammonium carbonate, pack up your things. We should withdraw. The Western Sahara can no longer hold on . Fortunately, our investment has been recovered and we have not lost money."
The speaker was the captain of the compound fertilizer and fertilizer granule team.
"Compound fertilizer, what should we do next?" asked team member Superphosphate.
"Report to the company, and the company will send people to contact Morocco. In the future, we will obtain phosphates through international trade. We will go to the northern border desert of Saudi Arabia and serve as security guards at the Saudi phosphate mines."
"Oh, Shit, moving from one desert to another, still a desert that can freeze people to death." Another team member, Potassium Chloride, complained.
"If you complain again, I'll send you to Kanglong Island to guard the bird droppings."
"BOSS, really?" Potassium Chloride said excitedly.
"Potassium chloride, stop dreaming and come and help." Ammonium carbonate poured a bucket of cold water on the person who was packing up his equipment.
"Grandma, please contact the Shanghai branch of Wentong Bank..."
Seeing the school beauty walking towards him, Nan Yi stopped talking abruptly.
The school beauty walked up to Nan Yi and whispered in his ear: "Xiang Xuan called, F107 investment failed."
"Yes." Nan Yi said calmly: "F305 starts."
Nan Yi knew from the beginning that the plan for Western Sahara would be terminated at any time and anywhere. It would be strange if a bunch of people who only knew how to eat and were terrible at fighting could occupy the phosphate mines.
If Western Sahara had not always attracted attention, he really wanted to send a group of people to help the Polisario Front to fight. All the phosphate mines in Western Sahara would fall into the hands of Morocco, and it would control the pricing power in the future, making it impossible to get cheap phosphates.
Since the establishment of Shiva Chemical Group, in addition to the sale of Galaxy Goddess mineral water, Unity Fertilizer and Victory Pesticide have no customers, and even self-sufficiency cannot be achieved. Scarlett Agricultural Group and Shennong Nanliang have been purchasing large quantities of fertilizers and pesticides from outside. They are VIP customers of many chemical groups and have an excellent reputation.
Tuanjie and Shengli have not paid much attention to production capacity and have spent most of their energy on research and development and procurement. Taking advantage of the low international prices, they have liberalized the procurement of phosphates and potassium chloride. Tuanjie Fertilizer is one of the major customers for domestic potassium chloride exports.
Nan Yi doesn't want to be strangled by others, so he will continue to explore the research and development of bio-fertilizers and stockpile raw materials for fertilizer production. Although it has never been made clear, in his mind, the Nan Group actually has two hidden departments - Nan Grain and Chemical Industry.
After the school beauty left, Nan Yi said to Fang Mengyin, "Grandma, Wentong Bank is going for a joint-stock system. I heard that the legal person of the Shanghai branch is independent. You should contact them. If possible, as long as it does not exceed 10%, I want to take as many shares as possible."
"Isn't 10% a bit too much? As a bank adopts the shareholding system, of course it hopes that the shares will be dispersed as much as possible," said Fang Mengyin.
"Let's try it first. We can take as much as we can. We can make them a promise: if the bank wants to go public in the future, we will take the initiative to dilute our shares."
"Okay, I'll make the call."
" Then you stay here, I'm going to go out for a walk."
"Come back for lunch?"
"I'm not coming back. I'll just solve it outside."
After going out to pick up Gong Xue, the two of them went to the Jing'an Stock Exchange first [actually it is a trading department for buying and selling stocks, and stock exchange is a respectable word]. Sitting down on a wooden bench in the "stock market hall" which covers an area of more than 20 square meters, Nan Yi looked at the dazzling array of stock market quotes on a small blackboard on the wall.
A company name, a real-time buying price, and a real-time selling price.
From top to bottom, Feilo Audio [Xiao Feilo], bought at 57.20 yuan, sold at 58.50 yuan; Yanzhong Industrial, bought at 56.30 yuan, sold at 57.40 yuan; No. 1 Department Store, bought at 11.50 yuan, sold at 12.40 yuan; Yuyuan Department Store, bought at 101.40 yuan, sold at 102.90 yuan;
Shenhua Electric United, buy at 11.30 yuan, sell at 11.70 yuan; Vacuum Electronics, buy at 103.20 yuan, sell at 104.80 yuan...
There were seven stocks in total, and Nan Yi finished looking at them quickly, but the difference between buying and selling prices was quite large.
At this time, stocks have obvious commodity attributes. The business of the stock exchange is to help companies sell stocks and also to buy back stocks. Transactions between shareholders need to be transferred through the stock exchange. Investor A sells to the stock exchange first, and then investor B goes to the stock exchange to buy, instead of the stock exchange directly matching transactions between A and B.
Nan Yi turned his head to look at the counter and saw that the two stock salesmen were busy. He then turned his head to look at a red armband standing next to the "Stock Market Quotes" blackboard. He looked at the arm and saw the word "察丩", but there was something else he couldn't see.
However, it can be basically inferred that it should be the word "patrol", and patrol here probably refers to security guards who are not on a regular basis.
"Without a job, I wonder if my face will look better." Nan Yi muttered, stood up and walked towards the patrol.
"Comrade Patrol, let me ask you, is this the purchase price I paid for the stock?"
"Comrade, that's not the case. If you want to buy now, you buy at the selling price. If you want to sell, you pay at the buying price." The patrol officer answered Nan Yi's question politely.
"This is the same as a normal stock market, except that there is no bargaining now, which means that the stock exchange makes the profit from the price difference. It's a sure-win business." Nan Yi muttered to himself, said thank you to the patrol officer, and returned to the wooden bench to sit down.
I sat there for nearly an hour and saw that there were only buyers at the counter, but no sellers. I also saw that the stock quotes did not change at all. No one wiped the blackboard, and no one updated the numbers.
Nan Yi didn't quite understand the stock trading nowadays, and it seemed unnecessary to understand it. He didn't see any room for profit, so he went to the counter and spent 57.4 yuan to buy one share of Yanzhong Industrial. After getting a paper stock, he and Gong Xue left the trading hall.
"Where are we going next?" Gong Xue asked as they walked out of the hall.
"I heard there is a street stock exchange in Shanghai. Do you know where it is?"
"Yes, in front of Wentong Bank on Xizhong Road."
"Go over and observe."
Gong Xue adjusted her glasses and said, "Let's go."
After all, she is a movie star. Even though she hasn't appeared on the screen for a few years, she still has to cover up a little. It would be troublesome to deal with her if she was easily recognized.
It's true that Gong Xue has completely different temperaments with and without glasses. If you haven't been with her day and night, you really can't recognize her at first glance. After all, photography is like taking photos. Some people will look better when they appear on the screen and in photos, while others will look uglier. Gong Xue has a face that is not photogenic, and she looks much better in real life than on the screen.
At No. 200, Xizhong Road, opposite Wentong Bank, between two sycamore trees, many people were standing there.
Some of them gathered in groups of three or five, while others stayed alone. Their feet were bouncing from time to time, as if they were always doing warm-up exercises before running. Their heads were also never idle, glancing to the left, then to the right, and then to Nan Yi.
Perhaps because Nan Yi was hugging Gong Xue, the other party felt that those people were harmless. After just a moment’s glance, he withdrew his gaze and continued to look around.
"Is this place often raided?" Nan Yi asked Gong Xue.
"Probably not. Do you know why these pile driving molds are traded here?"
"Don't keep me in suspense."
After hearing what Nan Yi said, Gong Xue stopped keeping it a secret. "The branch of Wentong Bank has small foreign exchange transactions with official prices. You can see the prices when you drive the model. Besides, all the major banks have branches here, so deposits and withdrawals are convenient. You can also go to the counter to make cross-account transfers, so large transactions can be guaranteed to be safe."
"You shouldn't be so clear about this information. Have you asked someone specifically for it?"
"I asked a lot of people about the situation."
Nan Yi nodded and said, "Thank you, you've worked hard."
"You're welcome." Gong Xue smiled and said, "But what are you doing here? You don't do this kind of business."
"Not doing it doesn't mean you don't need to understand it. The popularity of the business here will reflect many problems. Internal references and mouthpieces can show the direction of national policies, but here we can see the results of the policies after they are implemented.
The guys on the other side are all top-notch people with a keen sense of smell. Look, another treasury bond deal has been completed."
Nan Yi suddenly pointed at the two people opposite him and said, "Why do these people want to collect treasury bonds? It's impossible for everyone to blindly follow the trend. There must be someone behind them spreading rumors. There must be someone with a purpose."
Gong Xue asked: "What does this mean?"
"It means that the country is likely to liberalize treasury bond trading, and the liberalization of treasury bond trading also indicates that the country's financial channels may be liberalized. Behind each policy being introduced, it means that it meets the needs of a group. The only difference is that the size of the group is different."
“Shouldn’t policies benefit all people?”
“What are you thinking? There is no policy that benefits everyone. There will definitely be both those who gain vested interests and those who suffer losses.
If eight children are given an apple each, it seems that everyone gets the same benefit. However, apples don’t fall from the sky; they have to be grown by people. So for the children who planted the apples, their interests are actually being taken away.”
"Then the other children will definitely work hard as well, right? In addition to apples, the children should need other things." Gong Xue said after thinking for a while.
"Yes, everyone will work hard and make contributions. This involves the question of judging contribution value. Who will judge? Does the judge have selfish motives?"
Nan Yi paused here, "As for the second question, just ignore what I said. I don't believe there are people in this world who have no selfishness. People who say they have no selfishness are the scariest. Stay as far away from such people as possible."
Gong Xue retorted: "You have a very dark heart. I believe there are people who are dedicated to the public."
"Well, you and I have different opinions. That's fine. You keep your opinion and I stick to mine. The basis for you and I to come together is to seek common ground while reserving differences. Having different opinions is not scary . Only having one voice is scary. Is there a similar place over at the City God Temple?"
"Yes, there are also pile-driving molds over there."
"Then let's go somewhere else and have crab roe buns there for lunch."
"Well, where do you want to go this afternoon?" Gong Xue said as they walked.
“Go to the small commodity market on Fumin Street, and in the evening go to Jinling Road and visit the night market.”
"You have such a tight schedule, why don't you go shopping with me?"
"Isn't today's schedule all about shopping?" Nan Yi asked back.
Gong Xue said unwillingly: "You are playing dumb. You know what I am saying."
"Let's talk about it when we get back to Beijing. Shanghai is Liu Zhen's city, and Beijing is your base, your headquarters."
"I am from Shanghai."
"You can't do that even if you are in heaven."
"snort……"
City God Temple, Fumin Street Small Commodity Market, Wangjiasha S-shaped overpass on Jinling West Road, and then to Jinling East Road to visit the night market. After strolling along the way, Nan Yi gained a certain understanding of the gathering places of profiteers in Shanghai.
After returning to Fang Mansion, Nan Yi took out a map of Shanghai and marked the points he had visited today on the map. Then he drew circles around several places where residents were concentrated, and connected the points and circles with lines, resulting in several intersections on the map.
He took out the Shanghai bus route map and after some analysis, Nan Yi drew a circle at a certain point on Jiujiang Road.
