Volume 4: White Devil Chapter 288: Do Black People's Lives Count?
"When we consider the New York Mafia's loan sharking to be a pretty serious crime, KeyBank was charging low-income people five times the interest rate that the New York Mafia was charging."
"What's worse is that once a user is lured, he will be unable to escape until his death. I don't know how they designed such a cruel mechanism. If one of the five black people fails to repay the loan on time, the funds of the other four black people will also be frozen. If they want to unfreeze the funds, they can either ask the defaulting member to repay the loan, or they can take on the loan themselves. This is equivalent to KeyBank forcing borrowers to act as their debt collectors for free. Generally speaking, there will be exactly two gang members among the five black users, which guarantees that the other three dare not default on their debts."
"KeyBank calls their high-interest loans small community business loans, which are mainly used to support low-income groups whose credit has been damaged by the credit card abuse trend to have a chance to change their fate. But in fact, they rarely lend to groups of other skin colors, and mainly focus on the lower-class black group. The current scope includes California, Texas, Washington State, Massachusetts, New Hampshire, Nevada, Florida, and even Indiana."
"Perhaps you still think that low-income blacks will get loans just like the days of excessive credit card issuance, overdrawing, spending, then defaulting on the debt and disappearing. No, no, no! KeyBank has changed its game, just like dicks always live with pubic lice. In the major cities of the above-mentioned states, within 200 meters of the KeyBank sign, you can definitely find a community youth entrepreneurship support center. Do you understand what I mean? There are people responsible for teaching low-income blacks how to manage subsequent loans. KeyBank will not admit to any connection with this youth entrepreneurship support center, but the fact is that the person in charge of the center must have a close relationship with the local person in charge of KeyBank, but we can't find evidence of the connection between them."
"We hired a local black youth to try to participate in the loan and understand the whole process. The loan was very, very easy. He filled out the information, proved his identity, and then had five people guarantee it. There was a meeting. The whole process took about 40 minutes, and he got 50 or 100 dollars. If your information is good, you can get even more. In short, the smooth process in the first half almost gave us the illusion that KeyBank was a charity organization that didn't care whether the other party could repay the loan."
"But soon came the second half of the nightmare. When you got the loan, you participated in a meeting of KeyBank and agreed to a clause, which is that you must be forced to participate in the counseling courses of the local community's Entrepreneurship Support Center. You can choose not to listen to the advice of the counseling courses and insist on using the loan to do what you want to do, but you must attend the class for three consecutive days, one hour a day. If you refuse, you will not be able to get the loan, and KeyBank can also declare you in default and reclaim your loan."
"The Entrepreneurship Center will not encourage them to do bad things. It will provide a lot of ideas, such as weaving handicrafts, small food family workshops, waste recycling, wholesale small commodity sales and other formal options. But in fact, if you join the Entrepreneurship Center, you will be immediately lured by another group of classmates inside. Those classmates are very likely to be local black gang members. They will lure you who have loans to take out the money as principal and invest it in their illegal and criminal activities, and then give you a share of the profits. Or they will be more generous and directly tell you how to be a street hemp distributor, let you develop the market, and they will be responsible for providing the supply. In short, they will try their best to let you use the money you get from KeyBank to engage in high-profit and high-risk businesses."
"It is obvious what a young black father with four children will do under the pressure of a loan with an interest rate even higher than that of a loan shark. Basically no one can resist this temptation. You think that the gang members are all black men? No, they are all black hotties. The young black men at the bottom of society are already mesmerized by them. After being easily instigated by them, they will take the initiative to expand the drug market and make money."
"KeyBank does not make the high-risk, high-profit dirty money itself, but chooses to use the hands of black people. Therefore, when the police catch black people, they cannot blame KeyBank for the crime. However, KeyBank can put the bill on the black people who are already in prison."
"The most outrageous thing about the Entrepreneurship Center is that they also offer free tax courses to black people like us. When I walked into the classroom with fifty dollars in my hand, I was completely stunned. WTF!"
"They teach people how to complete their tax returns and promote that paying taxes is a sacred obligation of citizens. Do you think the dirty money will be deposited in KeyBank with great fanfare? No, you don't know how the money becomes clean. There is no doubt that the Entrepreneurship Center also taught black people."
"KeyBank gives higher deposit interest rates to customers who have made money by taking out loans to start businesses, in order to retain them to deposit their money in their bank. Once the money is deposited, it is probably more difficult to withdraw it than for a customer to be elected as the president of the United States. In KeyBank's eyes, customers are not assets, but consumables. We don't care about long-term efficiency at all. We just want to suck your blood dry, and then you can go die. There are plenty of black people anyway. This is my experience."
"Look at this information. Stanley Jack, a mentor consultant at the Youth Entrepreneurship Center of Compton Community College, has three brothers, known as the Big Jack Brothers. He is the second son of the Jack family and the leader of the Compton Executioners, a street gang in Compton. As a gangster, Stanley Jack is also an honorary counselor for the anti-campus gang at Martin Luther King High School in Compton. He was awarded the title of Outstanding Black Social Activist by the California Chapter of the National Association for the Advancement of Colored People. This is simply black humor."
"Outstanding black social activists like these are actually like black slave traders, kidnapping 800,000 or more low-income black people for KeyBank loans."
"To put it simply, KeyBank is like the slave owners of the past, and the Entrepreneurship Center is their supervisor. Black people are slaves who are constantly exploited. It is hard to imagine that in 1989, when civilization was highly developed, someone circumvented relevant laws and designed a new era of slavery for the lower class black people in the United States."
Tommy sat in front of the TV, watching with great interest several financial investigative reporters who had joined The Washington Post and hired undercover investigators sitting in the guest seats of the Fox News commentary program and talking about their legendary experience of investigating the shady dealings of KeyBank which lasted nearly half a year.
A white FBI agent was sitting on the side seat next to him, while the housekeeper Dorothy was trimming the cat's nails not far behind Tommy. Just now, the little guy accidentally hooked a thread on Tommy's shirt. Paige was sitting on a chair in the farther corner of the living room, inconspicuous, but just able to observe the entire living room.
Not long ago, because of the uproar caused by the various crimes listed in the investigation report of KeyBank, black Congressman Mike Bradley announced the establishment of an investigation and supervision committee, which will lead the relevant federal agencies to investigate KeyBank. It is said that the congressman was shocked by KeyBank's blatant exploitation of the lower-class black people as slaves, and vowed that if everything is true, he will make this evil organization KeyBank disappear in the United States.
In the eyes of these people, KeyBank is extremely evil. It forces black people to commit crimes and help KeyBank complete high-profit investments. The dirty money is then laundered and sent back to KeyBank with interest. All the charges are attributed to the black customers, while KeyBank is as innocent as an angel.
At this time, the plainclothes white agent sitting next to him shifted his gaze from the TV camera to Tommy's face and spoke politely and gently: "Mr. Hawke, what do you think of KeyBank's current turmoil and KeyBank's loan method? I mean from your perspective as an investor in KeyBank."
The FBI's visit was not to investigate Tommy Hawke or to collect evidence. Even if they wanted to collect evidence or investigate, that would be a long time in the future. The main reason for their visit at this moment was to get a general understanding of KeyBank through Tommy Hawke, and then write a report on what they learned from the visit and report it to the investigation committee, so that the committee could decide whether to increase its efforts or quietly shrink them in the future.
"If all this is true, I mean the system designed by KeyBank, how much hatred must the designer have towards the black community? This is simply impossible." Tommy retracted his gaze and looked at the young FBI agent who was about the same age as him. He glanced at the recording device on the table and deliberately moved closer to the other party's recorder so that the other party's recording could be clearer:
"I did invest in KeyBank, but I don't actually participate in the daily management, just like my other investments. I believe that professional matters should be handed over to professionals. Jim Manz is the head of administrative affairs of KeyBank. I am quite familiar with him, and I invested in KeyBank because of our friendship. According to what I learned from chatting with him, this system was actually designed and invented by an economist named Muhammad from Bangladesh or some other country. Jim discovered this economic model when he was traveling. At that time, this method was very popular among the people in Bangladesh. After Jim learned about it, he felt that this model could also help the grassroots people in the United States. I was moved by his kindness, so I invested in and supported his KeyBank. If we follow what those people on TV say, why would Muhammad from Bangladesh hate black people? Persecute black people? Enslave black people? This is completely unrealistic."
"You know Mr. Jim Manz very well? " The agent nodded slightly in response to Tommy's words. After Tommy finished speaking, he immediately asked the next question without haste.
Tommy nodded. "Wow, we've known each other for a long time. He's a good man who loves this country. You know, he once lived in the Soviet Union for a period of time in order to help the United States complete an investigation report on ordinary Soviet citizens, risking being discovered and shot. Compared to these reporters investigating KeyBank, he should be deified. I have never met anyone who loves this country more than him. You can go to New York to ask him in person. I can help you contact him."
"We understand that your girlfriend, Ms. Otilia Farrell, also previously worked at KeyBank," the agent continued.
Tommy said frankly without any hesitation: "Yes, but she doesn't receive any compensation. It's purely a charity event. When people in Africa are short of water, she helps dig wells. When people in Eastern Europe are short of food, she helps deliver food. She is a kind angel, but later she realized that just providing material help is far from enough. People need to wake up and learn to change themselves. So she began to try to provide some legal assistance in those African countries. She left KeyBank and is currently focusing on theoretical research in law, hoping to popularize it to those people."
"Thank you for your cooperation and honesty. I know you can arrange for a lawyer to be present and have him answer my questions." The agent straightened his suit and said stiffly, "So, these are basically the simple questions. If you have other questions later, the FBI will make an appointment with you in advance."
Then he picked up the recorder to check if the recording was clear. Tommy, bored, took the remote control to change the program and switched the TV channel to BT's Los Angeles local news station, which was broadcasting real-time social news. The black undercover investigator who appeared on the previous Fox channel and was hired by the financial reporter was lying on the ground covered in blood on the BT TV station. He was surrounded by the police and was taking pictures. The murderer was making the Bloody Gang gesture to the camera.
"Four white reporters didn't consider at all that their actions would kill this poor black man. Why did they bring him on camera? Don't they know how high the risk is? In their eyes, do black lives not count?" The family of the deceased black man, accompanied by a lawyer, complained to :
"You said KeyBank was a slave owner, but the slave owner didn't kill him! And you who investigated these things under the pretext of justice killed him! Why did you take him to be interviewed! Why did you lie to him that he could become a famous figure! The reality is that you became a well-known justice reporter in the United States! And my son was killed!"
The agent couldn't help but turn his head to look at the shrill cry, and then immediately lowered his head and continued to listen to the recording of the recorder.
"That black man is so pitiful. He was still talking freely on one TV station, but when the show changed, he had already been killed." Tommy shook his head with regret on his face and said with a sigh.
When four financial reporters were secretly investigating KeyBank, they hired several local black people to experience the entire loan repayment process of KeyBank. They thought that as long as the employees did not participate in any crime or gang conflicts with anyone, everything would be fine. As a result, the KeyBank scandal was exposed in newspapers and Fox TV network. The black people who accompanied the reporters to the news commentary program to talk about the loan process appeared on Fox TV network throughout the whole process and talked to the audience about their loan experiences. It has been a long time since Fox News had no bottom line. The black people themselves did not ask for it, so they certainly would not hide those ugly faces.
The consequence is that less than 24 hours have passed since the commentary program was broadcast yesterday, and four of the five black people who showed their faces were killed by black street gangs. The murderers said that they killed people because these guys who betrayed black people destroyed everyone's chance to change their destiny. Without KeyBank, the lives of poor black people will only become more difficult.
"Yeah, that black man is so miserable. I don't understand whether black lives count in the eyes of some people." After the agent confirmed that there was no problem with the recording, he put away the recorder, stood up, extended his hand to Tommy, smiled gently, and prepared to shake hands and say goodbye.
There are small tattoos on the base of his palms, which is the habit of most military personnel, to tattoo the badge or logo of the unit they served on their palms or wrists.
At this moment, the hand he stretched out also had two fingers bent.
"That's a navy emblem." Tommy took a look at the tattoo and said with a smile, "I've seen a similar tattoo before."
The agent looked at his tattoo and said with a smile, "After graduating from the Naval Academy, I served in the Naval Intelligence Agency for three years. After retiring, I joined the FBI."
"I wish you all the best in the FBI, sir." Tommy smiled and stretched out his hand in the same gesture and shook hands with the other party.
The other party nodded and said: "If you see a captain with a similar tattoo, say hello to him, Mr. Righteous Man, and goodbye."
Tommy stood on the terrace, watching the agent walk out of his eagle's nest, open the door, get in the car and leave. He laughed and said loudly, "Page, call Earl for me. He should know how to make use of that senior black man Mike Bradley and the niggers killed by those reporters. I really want to see with my own eyes how the black grassroots charity organization 'Rainbow', which has a large number of grassroots niggers and is led by Earl, teaches these bastards who don't take black lives seriously how to behave."
Dorothy came over to Tommy with the orange cat having its nails trimmed, and asked happily, "Did Mr. Tony get promoted to captain?"
Tommy took the cat and stroked its smooth fur with his hand. "No, that was his nickname when he played house in his fraternity in college."