Volume 4: The World of Great Conflict Chapter 0419 Nan Ruoyin's Business Philosophy
The next day, the last day of April.
After Nan Yi finished his exercise and was eating cereal, the school beauty handed him the phone.
"Who's calling?"
"The second young lady's."
Nan Yi picked up the phone and said into the receiver: "Where are you playing?"
"Dad, how did you know I wasn't home?"
"Don't I know you, little girl? What are you doing outside?"
"I'm in Tsim Sha Tsui, working at a financial company. I came here to see if there's anything worth buying... Hey, Uncle Gui Li Gao, where is this fruit stall... Dad, I missed you. I won't talk to you for now. I have to talk about business."
Beep beep beep!
Nan Yi listened to the busy tone on the phone, shook his head, and continued to eat his cereal.
Nan Ruoyin was holding a notebook, pointing to one of the items on it, and asked the middle-aged man wearing glasses next to her, "Uncle Guili Gao, where is this fruit stall?"
"Miss Nan, this stall is in the Yau Ma Tei Fruit Market [wholesale fruit market]. It's in a great location, near Waterloo Road. It's the third stall in from the intersection."
"Who is in charge there now?" Nan Ruoyin asked.
"Hei Zai Ming from the bathroom ."
"How much is the monthly land fee?"
"1,500 dollars." Guiligo answered every question.
"What's the price?"
"Miss Nan, if you want it, the price is negotiable. This stall is 130 square feet, and I'll charge you $1.20 per square foot."
"Uncle Guiligao, this price is too expensive, only one dollar." Nan Ruoyin said cutely.
"I can't lower it that much. I'm doing this for Miss Nan's sake. One dollar and one cent. This price can't be lowered any further. If you lower it any further, you'll drain all my profits."
The high price of high interest makes it miserable.
"It's too expensive, Uncle Guili Gao, can you lower it by another 5 cents?"
Gui Ligao hesitated for a moment and said, "137 yuan, a flat price. I really can't go any lower."
Nan Yi suppressed his anger, took out three stacks of money from his small purse, took out a small stack from one of the stacks, counted them, took out two more bills from the stack, gathered the loose change together and stuffed it back into his purse, and handed the three stacks of money to Guili Gao.
"137 is 137. As usual, I'll give you 20% first and the rest in a week. Uncle Guili Gao, you can order it."
"No need to order, Miss Nan, I still don't trust you, just wait a moment." Gui Li Gao took the money and held it in his hand. He turned around and opened the safe behind him, put the money in, and took out a piece of paper from it, "Here, the deed, Miss Nan, remember to think of me next time something good happens."
Although the young lady opposite called him uncle, Guiligao did not dare to call himself uncle.
Thinking back to the time when the young lady in front of him came to him and asked him what collateral he had, and if there was anything suitable, she would buy it. At first, he thought it was some kid who came to have fun, but he didn't expect that the other party actually bought a few machines that were mortgaged here from him.
After a few visits, the young lady bought a lot of collateral from him, and the two of them gradually became familiar with each other. His appetite also grew bigger and bigger. At the beginning, the business was only a few dollars or tens of dollars, but now it is hundreds of dollars at a time.
Although the money now has to be paid in installments, the other party is very trustworthy. He said he would pay the balance in a week, and he would pay it in a week without delaying for a single day.
Guiligo was not afraid of being dragged away by the other party. Just look at his appearance and the fact that he was followed by several bodyguards. Although he did not see the gun on the other party, judging from his clothes and the bulges under his armpits, it goes without saying that he was most likely carrying a weapon.
He dared to parade around with his weapon in hand, showing that he was not afraid of being seen by others and his whereabouts were clear.
A young lady who can get hold of such a guy in public cannot be from an ordinary family. She must be from some wealthy family who wants to gain knowledge and experience.
"A wealthy family is still a wealthy family. Such a young child knows how to do business." Looking at the young Nan Ruoyin in front of him, Gui Ligao was full of emotion. "My loser is already sixteen years old, but he doesn't study hard. He just hangs out outside and flirts with girls every day. I don't want him to follow my old path and become a short mule. Now it seems that this loser may not be better than me in the future."
Looking at Nan Ruoyin who had already put the title deed into her bag, Gui Ligao couldn't help but sigh.
"Uncle Gui Ligao, I'll be leaving first." After putting her things away, Nan Ruoyin jumped off the chair, said hello to Gui Ligao, and prepared to leave Gui Ligao Financial Company.
"Miss Nan, please walk slowly."
As soon as Nan Ruoyin walked out of the financial company, she was thinking about who to sell the stall to. Yau Ma Tei Fruit Market is a good place, and there will be no shortage of stalls there.
Although this nobleman has added a lot of markup to his price, this markup is added to the mortgage price, which is still a long way from the actual price. When he goes out, he can add another 10% to the market price.
It doesn't matter if it's more or less, it's no problem to earn more than 200,000.
At the beginning, Nan Yi asked her to think about doing business. After thinking about it for two days, she remembered the tricks of the financial company that Nan Yi had told her. She came to try it and it worked. She couldn't stop. After more than a month, she had already done 17 or 18 business orders.
The profit has quickly increased from a few thousand yuan to over 100,000 yuan now. I already have a profit of nearly one million yuan. With this order, I have made over one million yuan.
Nan Ruoyin thought to herself, and soon came to the parking lot, got in the car, and said to her driver: "Sister Yanxi, let's go to Nanguo Bank."
"Yes, miss."
When she arrived at Nan Guo Bank, Nan Ruoyin went to the asset appraisal department with ease.
"Miss Nan, you're here?" In the asset appraisal department, a female employee who looked to be around 26 or 27 years old greeted Nan Ruoyin warmly when she saw her.
The female employee's name is Juliehua. Her name is not very nice, so she usually introduces herself to others using her English name Samantha.
"Yes, Sister Samantha, I have to trouble you again. Please help me evaluate this and make an appraisal report." Nan Ruoyin took out the title deed with a smile on her face. "Please be a little quick. I'm in a hurry to find a buyer."
"Okay, I'll make it for you this afternoon."
Zhu Lihua was very polite to Nan Ruoyin. Although she didn't know who Nan Ruoyin was, her immediate superior had instructed her to treat Nan Ruoyin like a VIP, so she naturally did not dare to neglect her.
"Then I'll trouble you, Sister Samantha. I'll come get the report before you get off work. I'll treat you to dinner tonight, so you must go."
"Thank you, Miss Nan. I will definitely go." Juliehua agreed happily.
After leaving Nan Guo Bank, Nan Ruoyin went to the Yau Ma Tei fruit market. She wanted to check out the business situation of the stalls there.
When they arrived, Nan Ruoyin bought a mango and while eating it, she walked to the stall where she bought the mango. She looked at the two stalls on the left and right of her stall, and then looked at her watch.
"It's 11:28 am, and business is relatively slow now. The best business hours for fruit wholesale stalls should be around 4 to 7 in the morning, when fruit retail stalls will come here to pick up goods.
Most of those who come at noon and in the afternoon are stall owners who come to restock their stocks or are individual customers. The value of a stall can be seen by looking at the number of individual customers. The big customers are the business attracted by the stall owner, while individual customers come more because of the location.
You don’t need to look at how much the transaction is, just look at how many individual customers come to visit the stall.”
After thinking it over, Nan Ruoyin knew very well what she should observe. It must be said that all the little things Nan Yi usually talked about with Nan Ruoyin began to play a role.
