Volume 3 Summer Rain Chapter 0320 The Cry of the Chess Piece
"We just met yesterday, and today he rushed to Wenchangwei. It's not a coincidence at all. He must have come here just for me."
Nan Yi thought about it for a while and figured out the key .
"What can Wang Wanke do to me?"
Nan Yi first thought of Shenzhen’s policy at that time. Foreign products imported into the Special Administrative Region could not be sold outside the Special Administrative Region, but there was no restriction on the goods purchased in the Special Administrative Region by customers outside the Special Administrative Region being shipped out.
There is no need to think about this policy, it is easy to figure out how to find loopholes.
At this time, governments across the country launched a wave of office facility renovation, and a large amount of imported equipment flowed in from Shenzhen. Many companies have made a lot of money from this import boom.
There are even trading companies that rent military cargo planes to transport goods, using the speed of transportation and delivery to gain competitiveness.
But these "companies" are not ordinary companies, and this business is not something that ordinary people can get involved in.
To open such a company, you first need an import license, and secondly, you need to contact an entity that has a share of foreign exchange exports. In other words, without a certain background and public relations skills, it is impossible to open such a company.
This piece of fat meat is the private land of a small group of people.
According to the established trajectory, Wang Wanke should enter this field soon.
This business is easy to do. First, you collect a few percent of the payment from the mainland companies as a deposit, then place an order with Hong Kong merchants and pay them the same or lesser percentage. When the goods arrive in Shenzhen, the buyer pays the remaining balance and takes delivery.
After going through all this process, you don’t have to spend a penny and you can just make a huge profit from the price difference.
However, there is a key point in this kind of business: the money received is RMB, and the money paid to Hong Kong businessmen is Hong Kong dollars or US dollars. The profit of the "company" actually comes from the ability to obtain foreign currency.
Simply put, it's still just a background meal.
A few days ago, Lai Biao told me a piece of news that a Beijing native named Wang Chuntang came to Shencun with 30 million in foreign exchange reserves from exports, and the exchange rate was 1 to 3.7.
The current official exchange rate against the US dollar is 2.32, the market exchange rate is 4.2, and the black market exchange rate fluctuates between 10-12. Looking at these four sets of exchange rates, if Nan Yi goes all out and works hard, he can easily make 30 to 40 billion yuan a year.
The so-called foreign exchange retention refers to the system in which, under the regulations of a country that implements foreign exchange controls, manufacturers with foreign exchange income can retain a certain proportion of the foreign exchange, also known as "foreign exchange profit sharing."
Implementing the policy of retaining foreign exchange for exported goods is an important economic measure for the state to encourage exports, increase foreign exchange earnings, support local production and construction, and develop foreign trade.
The 30 million US dollars in Wang Chuntang's hand is not real cash, but a quota indicator, that is, the right to keep 30 million US dollars in his hand.
The source of this retained foreign exchange must be from one or several large state-owned foreign trade companies. As for how it got into the hands of individuals, Nan Yi knew it clearly, but he didn't dare to understand it.
One is 3.7, the other is 4.2, with a difference of 0.5. This means that if the foreign exchange is retained and bought from Wang Chuntang, there will be a foreign exchange profit of 15 million yuan.
Lai Biao knew the news about Wang Chuntang, so Wang Wanke probably knew it as well. Nan Yi thought that Wang Wanke might have come to him just because of this matter.
From a future perspective, this operation is highly suspected of capital flight and money laundering, but according to current laws, there is almost no clear explanation in the text of what "capital flight" means.
The foreign exchange business participated by those "companies" would have formal procedures, from bank transfers to import approvals. It is impossible to determine whether their actions are illegal.
This business can be done.
But Nan Yi will not involve himself in such controversial business. He approaches privilege not to use it to do whatever he wants, but to ensure that he can run a legitimate business without interference and not become a victim of the willful power.
Nan Yi did not go to the village committee, but invited Wang Wanke to Nanzhai.
Nan Yi boiled water on the stove and made tea for Wang Wanke and Xian Yaochang. He leaned back on the armchair and said to Wang Wanke, "Boss Wang, what brings you here today?"
"Yes, there is something going on. There is a man named Wang Chuntang... There is a profit of 15 million here. I wonder if you are interested. If you are interested, we can do this business together."
Well, just as Nan Yi expected, it really is just a matter of retaining foreign exchange.
Nan Yi waited patiently for Wang Wanke to finish speaking before he said, "Boss Wang, this business is good, but I'm not interested in it. Forget about partnership. As for the money, if you need it, Wenchangwei can lend you some."
"Accountant Nan is not interested?"
Wang Wanke never thought that Wenchangwei would not be able to come up with money. He and Xian Yaochang were in partnership to sell grain, and he knew exactly how much money Xian Yaochang had made. In the past two years, Xian Yaochang had received at least more than 10 million yuan, and this was when he entered the business halfway through. Before he entered, he could only estimate how much Xian Yaochang had earned.
No matter how much, Xian Yaochang can take out 15 million. Xian Yaochang is just a small figure in Wenchangwei, but he can take out so much. The money in Wenchangwei will be even more.
Wang Wanke had already called his contact at Jianyi Bank yesterday, and he knew exactly how much money was in the accounts of the two factories in Wenchangwei.
One hundred million is not enough, but I can get most of it. Adding his own and Xian Yaochang's share, it should be no problem to get more than 20 million.
Wang Chuntang didn't have to buy all the 30 million US dollars of foreign exchange reserves in one go.
"Boss Wang, you can do this business, but we in Wenchangwei can't. However, we in Wenchangwei don't mind doing some lending business. If you want to borrow money, no problem. I can lend you 50 million. In one and a half months, you only need to pay back 52 million."
"Then I would like to thank Accountant Nan. In a few days, I will sign the formal loan procedures with Wenchangwei in the name of the company."
When Wang Wanke heard that Nan Yi was not going to cooperate but was willing to lend money at a relatively low interest rate, he felt even happier as he could still make a profit of around 5 million yuan.
"Okay, if you don't have anything important to do in the morning, just stay here and have a quick meal."
"That's fine. I just happened to be walking around the village."
"Uncle Yaochang, then you can accompany Boss Wang for a walk in the village. I still have some work to do in the fields, so I can't accompany you."
"Accountant Nan, you go ahead and do your thing. Old Xian and I will do what we want."
"Excuse me."
Nan Yi sent the two men away, and went to the third team's warehouse to get some lime powder. He gestured for a while on an open space on the left side of Nan's house, and then used a dung basket filled with lime powder to draw horizontal and vertical lines on the ground.
Soon, two lines merged into one appeared on the ground. If you had built a house there, you would have been able to see at a glance that this was the planned foundation.
Nan Yi wanted to start the plan to expand the Nan residence as he had originally planned. In addition, he also wanted to build a small Su’s garden and a small children’s playground, and also arrange for basketball courts and tennis courts.
Liu Zhen called last night and said that she had a strong premonition that she would be pregnant this time, and Nan Yi would soon have a second son.
Of course, this is what Liu Zhen said. If he had a choice, Nan Yi would like to have a daughter first, and then a son and a daughter. Two sons and two daughters would be enough.
After drawing the foundation, Nan Yi stood there wondering what to build here and what to build there. Except for lunch with Wang Wanke, he spent the whole day on this, but he still didn't figure it out.
"It's really strange. It's not difficult to build a rammed earth house, but why is it so difficult to plan something complicated?" When the sun was about to set, Nan Yi became confused.
"I learned bricklaying and carpentry in my previous life. Although I didn't learn them very well, I still understood the basics. Why is this so difficult..."
Nan Yi couldn't understand it. It wasn't a skyscraper, it was just planning something small, but he couldn't figure it out.
"Alas, I am not a genius after all. Apart from my talent for learning languages and a good memory, everything else is useless."
Nan Yi didn't understand anything, so he didn't force himself. He had been thinking about bragging to his children in the future, "Son, I designed and built this myself."
Now it seems that there is no chance to brag about this, I can only say that I, your dad, paid for it to be built.
…
When Nan Yi was thinking about making "toys" for his children, in Beijing, a man named Chen Chuanxian was working hard in Zhongguancun. Chen Chuanxian, who was already 50 years old, dreamed of creating a Chinese Silicon Valley.
Four young researchers have already left the institute. They have had enough of the rigid institute and left a message: "No matter what method, transfer, hiring, resignation, or dismissal, as long as you can get out, it's fine."
After leaving HUST, these four young men founded the four most well-known companies in Zhongguancun, “Two Tongs and Two Hais”.
Compared with this young clerk, Liu Meiliang, who was still unknown at that time, had already ushered in his mid-life crisis. He was 39 years old this year and would be 40 in a blink of an eye. There was no future for him to stay in Huazhong University of Science and Technology, so he wanted to go out and try his luck.
For Liu Meiliang, he is not worried about not having any skills. He does not have to go the R&D route to start his own business. He can also go the comprador route.
After the reform and opening up, because of the realization of the huge technological gap between China and foreign countries, in recent years, the mainland has been importing various advanced equipment from foreign countries. This has also given an opportunity to those who have comprador genes in their genes, and the mainland has once again provided soil for compradors to survive.
Liu Meiliang was penniless and didn't even have the start-up capital to start his own business, so he thought of using another's chicken to lay eggs. Instead of working hard to start his own business on his own, he could start it in the name of his work unit, and then find a way to kick the unit out after it grew big enough.
After wasting the whole day without getting anything done, at dinner time, Nan Yi ate the soy sauce noodles with more than 200,000 yuan in cash on the table and enjoyed it very much.
There was nothing to eat at home, just some instant noodles. Nan Yi cooked enough noodles for four people and added some soy sauce when cooking, and that was enough for a meal.
In Houston, Michael Dell, who had just turned 18, got out of bed at five o'clock. Dell, who had a business mind since he was a child, placed an advertisement in a philatelic magazine to do stamp business at the age of 12. He earned 2,000 US dollars and used the money to buy his first personal computer.
That experience taught Dell the benefits of cutting out the middlemen in doing business.
Soon after, he couldn't resist the urge of curiosity and took apart his computer to try to figure out how it worked.
When he was 16 years old and in high school, Michael found a job to attract subscribers for the Houston Post. He thought that newlyweds would be the best subscribers for this kind of newspaper, so he hired his classmates to copy down the names and addresses of those who had just obtained their marriage certificates.
He entered the information into a computer, sent a distinctive letter to the newlyweds, and gave each couple two weeks of free subscription to the Post. As a result, he was a great success and made $18,000 and bought a BMW car.
When Dell was playing with computers, he discovered that, on the one hand, some local computer wholesalers were unable to sell the PCs they had taken over in a timely manner, and on the other hand, users were unable to get the computers they wanted.
Dell would buy back the excess PCs at wholesale prices, add features to the machines, such as more memory and disk drives, and then sell them at 10 to 15 percent below retail price by placing small, one-page ads in local newspapers.
His business was doing very well, and he originally wanted to register a formal company and slowly expand his business.
But after the press conference of the richest man Weiye, many entrepreneurs approached it and successfully obtained venture capital from it. For a while, the richest man Weiye became the most popular and popular company among entrepreneurs in the United States.
Influenced by this trend, Dell suddenly felt that perhaps he could take a bigger first step.
He got up so early today because he wanted to catch a plane. He was going to fly to New York to meet with the richest man, Wei Ye. This meeting was very important and would determine how much investment he could get.
As for his company, he has not registered it yet, but the name has been decided. He named the company after his own last name, Dell Computer, yes, it is called Dell Computer.
After tidying up in the bathroom, Dell clenched his fists in front of the makeup mirror and said, "Michael, come on, you can do it."
While eating instant noodles, Nan Yi was thinking, "Should I try to get involved in the PC field? Perhaps, I should find someone, give him some investment, and spend a few million to see if I can make a splash."
