Spring Thunder Chapter 0256 Z Fund

No matter what you do, breaking through zero is the hardest.
The same is true for business. The first pot of gold is often the hardest to earn. After you have the first pot of gold, everything will become clear. Things that were difficult before will become less difficult, and may even become easy.
Scarlett spent 750,000 US dollars to acquire Craig Fund. When she made her debut at Craig Fund, the originally impetuous employees immediately calmed down, and some were even a little ecstatic.
Not only was the fact that Scarlett Gold Company was selling its shares not concealed from the outside world, but the news was deliberately released. Therefore, not to mention the entire United States, at least here on Wall Street, everyone is familiar with Scarlett.
If you work in finance, it would be impossible to continue working if you are cut off from information.
For the former employees of Craig Fund, how could they not be ecstatic when a hot, rising female billionaire took over the company where they worked?
Scarlett's operation was very straightforward. On the first day, she changed the name of the fund to Scarlett Fund, and then asked the fund staff to call clients who had not yet placed their funds in custody to tell them that the fund had changed its name and owner.
With just this one operation, the customers who were originally determined to withdraw their funds chose to wait and see, and the 9 million US dollars in their accounts were left behind.
The impression given by Wall Street people is that they all wear suits and expensive watches, go to high-end restaurants, drive luxury cars and live in villas. They probably also have a nice yacht and may even have a private jet.
This impression is actually not wrong. There are indeed such people on Wall Street, but they are only the top of the top. Most of them are actually financial migrant workers who are slightly more glamorous than ordinary workers.
Their standard equipment is often a nice car, several suits costing hundreds or thousands of dollars, and a meticulously styled hairstyle with mousse and gel. In addition to the basic salary, the main source of income comes from bonuses and benefits.
In years with good economy, it is common for them to get 15th, 18th or even 24th salary.
This means that they can get more than one year's salary, or even two or three years' salary, for every year they work. Some middle and senior managers can get hundreds of thousands or even millions of dollars in bonuses a year.
This means that the employees of Scarlett Fund will not simply focus on their fixed salary, but will also consider their own income prospects and the company's development prospects.
On this day, Nan Strategic Consultant Yi found another part-time job as a consultant without salary.
At 8:50 in the morning, when the elevators at One Wall Street were at their most crowded, Nan Yi did not go to the elevator shaft to wait for the elevator, but chose to go up through the fire escape.
Fortunately, the Scarlett Fund is on the 7th floor, so walking up the stairs isn’t too tiring.
Nan Yi held a cup of iced coffee in his right hand and a briefcase on his left shoulder. He took a sip of coffee every two steps and looked very contented.
By the time I reached the 7th floor, I had finished the iced coffee in my hand, so I threw it into the trash can, pushed open the smoke-proof door and stepped into the corridor. After a few more steps, I arrived at the door of the Scarlett Fund, which had a new sign.
Nan Yi took out his work badge from his briefcase and put it around his neck. He walked into the door of the fund and greeted the female staff at the front desk, "Hi, Jane, you look so beautiful today."
"Thanks."
Jane responded casually, not taking it too seriously. A beauty like her wouldn't know how many times a day she would encounter this kind of greeting.
Nan Yi walked into the office smoothly and thought silently, "We need to add a security guard at the front desk."
The fund's office layout is a large open-plan office, and on the window side there are five small offices separated by glass and two conference rooms, one large and one small.
Four of the five small offices are equipped with two-way glass, allowing people from outside to see inside and from inside to see outside.
There was only one room with one-way glass, so you couldn't see inside from the outside. This was old Craig's office, and now Scarlett's office, but she had never walked in there once.
This was Nan Yi's request. He didn't want Scarlett to be affected by bad luck. It was strange, right? Someone who could live with a corpse for several years would be afraid of bad luck.
But it’s not strange if you think about the fact that Scarlett is pregnant. Nan Yi himself can do whatever he wants, but he can’t do that when it comes to his child.
After walking a few more steps forward, Nan Yi arrived at the door of the small conference room. Through the glass, he could see Scarlett already sitting inside looking at documents.
He knocked on the door, got a response and walked in.
"You're here so early?"
"A gold mining company wants to buy mining equipment, and I need to review the purchase catalogue."
"Oh, when you get out, you have to announce that Scarlett Fund has launched a new fund product - Z Fund, with an annual fixed rate of return of 12%, a closed period of five years, a guaranteed principal, an annual management fee of 3%, and no dividends."
"Adam, do you know what you are talking about? A principal guarantee? What are you going to use as collateral? Are you going to ask Scarlett Gold Mine Company to guarantee it?"
"No, I will use your reputation as a credit guarantee. If there is a loss, I will personally make up for the loss."
"Fuck! If I lose money, I won't be able to survive on Wall Street anymore. I won't have a place to stand on."
"It's not that exaggerated. I think the principal guarantee will drive other fund companies crazy, but so what ? Fund Z will not be open to ordinary customers. The minimum investment is 200,000 US dollars. We will not accept investments below this amount."
"I hope you know what you're getting into. You don't want a compound interest rate at a fixed rate of 12%?"
"Compound interest is bullshit. They invested 200,000 and paid them back 320,000 after five years. The fundraising target of Z Fund is 500 million US dollars. It's just this number. No more, no less, no start. Just some gimmick."
"Why do we need to create such a gimmick? If you publish this rate of return and guarantee the principal, people who invest in government bonds will definitely invest their money in us. In less than a week, the 500 million will definitely be raised successfully.
But, Adam, you have to think about it. If I lose money or don't give them the promised rate of return, my reputation will be ruined and it will be very difficult for me to gain a foothold on Wall Street in the future.
Look at which fund or stock broker on Wall Street will promise their clients what? They always say something ambiguous and always try to clear themselves of all charges. "
Nan Yi calmed Scarlett down with his hands, "Honey, when have you ever seen me do a business that loses money? I tell you that the Z Fund is preparing for a big plan later, and the possibility of losing money is almost zero.
Even if all the funds are lost, I will take out 776 million US dollars from my own pocket to compensate the clients and ensure that your credibility and the reputation of Scarlett Fund will not be damaged in any way. "
"Big plan? What big plan?" Scarlett's eyes lit up and she asked hurriedly.
"Don't ask now. The opportunity hasn't appeared yet. When the time is right, I will explain it to you clearly. The purpose of launching the Z Fund is to improve the reputation of the Scarlett Fund. Therefore, whether it loses or makes money, it will not cause losses to customers."
"Then your plan is really big. It will take five years to prepare, and you are also prepared to lose 800 million at any time."
"No, I never thought about losing 800 million. Scarlett, do you think I'm a novice in investment? Even if my skills are new, it's impossible for me to lose 500 million without a penny left."
"Who knows? The safest thing is for us to each invest half of the funds. You invest yours and I invest mine."
"Be good and don't be naughty." Nan Yi said like coaxing a child.
"Hmph, how do we divide the profits?"
“I’ll give you 5%.”
"Adam, you bastard, I'm using my reputation as collateral, and this is all you're going to give me?"
"The 30% in your stomach is managed by you."
Scarlett smiled happily, "OK, I'm satisfied. Tell me the details and I'll announce it when I get out."
"No details. I've said everything I need to say. Whether you can raise funds depends on whether your reputation is worth $800 million."
"Is there anything to doubt about? Let alone 500 million, my reputation is worth at least 3 billion now. No matter which bank I walk into, I can borrow 1 billion US dollars at any time without any guarantee."
"Oh, just blow it."
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