Chapter 485: The National Conditions Are Here
It is already winter and it gets dark early. It is only six o'clock and the street lights are already on.
Lu Yiming was just about to accompany Shi Qingxue to the library to read when Li Quanwang called him.
"Mr. Lu, do you still remember who I am?"
Listening to Li Quanwang's mean voice coming from the other end of the phone, Lu Yiming laughed and scolded: "Come on, Wangzi, I can recognize you even if you turn into ashes."
Li Quanwang breathed a sigh of relief when he saw that Lu Yiming was still willing to joke with him even after becoming the richest man. He said, "Are you free to have dinner together tonight?"
Lu Yiming covered the microphone and whispered to Shi Qingxue: "Li Quanwang called and asked if I was free to have dinner together."
Shi Qingxue said: "Sure, let him call Gu Zhiruo."
Then she sighed again and said, "I don't know if Cao Jingwen has found a boyfriend. I'll have to call her and ask her when I get back tonight."
After getting Shi Qingxue's reply, Lu Yiming said to Li Quanwang, "Of course I'm free since you're treating me. Should we go over there or should you come first?"
Li Quanwang said confidently: "We don't have a car, so it must be you who came here."
"Okay, let's go to your school first."
After the call, Lu Yiming asked Zhao Tiezhu to drive the Audi to pick up Li Quanwang and Gu Zhiruo.
After getting in the car, Li Quanwang complained: "I have to buy a car, otherwise it will be inconvenient to go out."
Lu Yiming said: "Then buy it. Having a car is still necessary these days."
He saw that Li Quanwang and Gu Zhiruo were inseparable, and knew that their relationship must have taken a step further. Although they were not in the same school, they were in the same university town, only a hundred meters away, so it was very convenient for them to meet.
The key is that Gu Zhiruo is good at flattering others. Lu Yiming is now the richest man, and Li Quanwang is Lu Yiming's best friend. Of course, she wants to stick to Li Quanwang 24 hours a day.
Lu Yiming is the richest man. If he gives a little to Li Quanwang, Gu Zhiruo will have more than enough to enjoy.
Lu Yiming asked, "Where are we going to eat, Boss Li?"
Li Quanwang said, "I know a street nearby where there is a Saojigong restaurant that is quite good. Let's go there to eat."
After a while, Li Quanwang brought everyone to Saojigong and asked for a private room.
A few people sat down and started chatting while waiting for the food.
Lu Yiming smiled and said, "Wangzi, how do you feel about studying in college?"
Li Quanwang scratched his head and said, "It's quite fun."
He spent a lot of money to get a private undergraduate degree, but he didn't do well in high school, so he didn't expect to go to college and just ate and drank.
However, Gu Zhiruo was admitted to a second-tier university and studied harder than Li Quanwang.
Gu Zhiruo teased, "Lu Yiming, there is a classmate in my dormitory who said that you are the stock god of Xia Country and can predict the rise and fall of stocks. He also said that you are hundreds of times more powerful than Yang Baiwan back then. If ordinary people can get a few words of advice from you, they can become millionaires immediately. Do you want to give me some advice too? I want to be a rich woman."
Li Quanwang said proudly: "Your classmate is really good at seeing things. I am a living example. I used to play with Lu Yiming, and now I am a multi-millionaire."
Then, Li Quanwang looked at Lu Yiming and asked, "How is it? Are you happy being a stock god?"
Lu Yiming shook his head and said, "Not happy."
Li Quanwang was shocked: "You are not happy being a stock god?"
Lu Yiming said: "This title is unlucky."
Li Quanwang said puzzledly: "What's auspicious or unlucky? You are a young man of the new era, and you still believe in this? Look at Buffett and Bill Gates, right? You are the richest man in the mainland, but the richest man in the world is living well, right?"
Lu Yiming said leisurely, "The Celestial Empire has its own national conditions. When you see more, you will understand. The Americans are very pure, just like when you were 18 years old, you liked 18-year-old girls. When you are 88 years old, you still like 18-year-old girls. In the United States, the rich are the bosses. If you are the richest man in the world and you want to be the president, people will let you be the president. The richest man here is nothing. You will die if you write a small essay."
In Lu Yiming's memory, several stock gods have either disappeared or are waiting to be disappeared. It's terrifying to think about it.
So, what the hell is Hurun thinking?
Our ancestors were right when they said, those who are not of our race must have different hearts.
"Forget it, let's not talk about such horrible things. I'm afraid I won't be able to sleep when I go back tonight. Let's eat quickly. I'm starving."
Lu Yiming picked up the bowl and chopsticks and started eating and drinking.
This world is too dangerous, eating and drinking are the only things that bring happiness.
Gu Zhiruo said: "Lu Yiming, I heard that you are buying a house recently? My second aunt wants to sell her house. Do you have any connections?"
Lu Yiming was shocked when he heard it.
"It's already the end of 1999. Selling the house in Zhonghai City? What kind of operation is this? Isn't this the same as entering the palace to become a eunuch in 1905?"
"Last year, the government just cancelled welfare housing distribution. This policy has a huge impact. It means that people who want to own their own house will have to buy it on their own. Selling a house at this time is not a wise choice."
Worried that Gu Zhiruo wouldn't understand the economic principles behind this, Lu Yiming explained to her: "The most direct result of this policy is that the number of consumers in the real estate market has greatly increased. Because of the increase in demand, the value of houses will inevitably rise, so housing prices will also rise accordingly."
Gu Zhiruo said, "Yes, that's what the expert said in the financial talk show my second aunt watched. He said that it is under this trend that ordinary people should sell their houses as soon as possible, because houses are valuable now. At this time, they should not hoard their savings to buy houses, but should sell their houses when there are signs of rising prices in the property market. They can save the money to earn interest or do some small business, and the returns are very good."
"I fucking…"
Lu Yiming boasted that he had read a lot of books in his past and present lives, but now he really couldn't find a word to describe these experts even after racking his brains.
No, this doesn't seem to be the experts' business. After all, it is well known that the so-called financial experts are puppets with missing brain stems, and the only thing they can do is talk.
So……
Good job!
After the country cancelled the welfare housing distribution policy, taking China Overseas as an example, the housing prices in the JA area immediately soared from 2,048 yuan to 2,318 yuan per square meter, while the average monthly salary of China Overseas was only 1,005 yuan at that time.
In other words, these days, a 70-square-meter house can be purchased for only 140,000 yuan, and an ordinary person in China Overseas can buy one after working for about four years.
Of course, this is calculated based on the current loan standards. If you want to buy it in full, you need to work for eleven years without eating or drinking to save up enough money.
But when he thought about how ordinary people in Zhonghai would work hard but still not be able to afford a toilet in the future, Lu Yiming felt powerless to complain about the experts from the financial program team. He didn't know whether they were simply stupid or had ulterior motives.
Seeing Lu Yiming's contemptuous expression, Gu Zhiruo asked, "Isn't what the expert said wrong?"
Lu Yiming sneered, "If you follow an expert, you'll be hungry for nine meals in three days. Saying that what they say is bullshit is something that even dogs wouldn't like. At least bullshit is harmless, but what you just said is simply bad luck for anyone who listens to it."
Gu Zhiruo was confused now: "They are experts. Even in our school, those professors haven't even been rated as experts. How can they talk nonsense?"
Li Quanwang also said: "The experts invited by the TV station are all highly educated and intelligent, so they must have some real skills. Why are you being criticized as useless? Are you getting cocky now that you've become the richest man?"
Lu Yiming didn't even bother to pay attention to Li Quanwang, the idiot, and instead said to Gu Zhiruo, "Why do I think the expert you mentioned is incompetent? Because he didn't see the increase in market demand at all, and didn't consider the problem of inflation at all, let alone the fact that people's income would continue to increase."
"what does that mean?"
"This means that money will become less and less valuable in the future!"
"But a house is always valuable!"
Lu Yiming became more and more angry as he spoke: "Let me tell you this, if someone really believes the slander of this real estate expert, sells their house, and puts the money in the bank to earn interest, within three years, these people will have neither money nor house."
Gu Zhiruo was stunned.
If someone else said this to her, and even played against the financial experts on the TV shows, she would definitely think that person was mentally ill. But Lu Yiming was different. He was the richest man in Xia Country who started from scratch at the age of seventeen. Which expert could be so awesome?
Gu Zhiruo was inexplicably moved: "Will this house really be valuable in the future?"
Lu Yiming said confidently, "There are still many gaps in the domestic market, so business is actually easy to do these days. If you find a good opportunity, you can easily make hundreds of thousands or even millions a year. But this kind of thing can't last long. When the market gaps are filled, if you still want to make money in the future, you can only fight with your peers to the death."
The so-called involution actually started with the bosses, and then continued to expand. Later, so many private enterprises went bankrupt that even the employees had to participate in the involution.
Because if you don't roll, you can't survive.
But people may be inward-looking, but houses cannot, especially in first-tier and above big cities. There is only so much land, the population increases every year, the income increases every year, but houses will always be a scarce commodity!
In particular, the country intends to promote urbanization, and all resources are concentrated in large cities. Medical, commercial, educational and other supporting services can only be enjoyed by residents of first-tier cities.
Without a house and a household registration, you have nothing.
Thinking of this, Lu Yiming suggested to Gu Zhiruo: "The current housing price in Zhonghai Wujiaochang is only 1,888 yuan per square meter, and Xujiahui is about 3,000 yuan. If your family has 300,000 yuan, instead of thinking about doing business, you might as well buy three houses in Zhonghai. Moreover, since 1998, those who buy houses in Zhonghai will also be given a Zhonghai household registration, and can even get a full refund of personal income tax for five years."
Shi Qingxue had witnessed too many miracles around Lu Yiming, so she believed in his words without a doubt, and therefore urged him even more: "Yes, although the household registration is of no use to you, it is right to listen to Lu Yiming. Buy a few houses first, and they will appreciate in value in the future."
Of course, Lu Yiming's words were not groundless.
You know, from 1998 to 2022, it only took 24 years, and the housing prices in China Overseas JA District alone increased dozens or even hundreds of times!
How many businesses have this kind of profit margin?
What's more, after buying a house, you basically don't have to worry about anything. When running a business, you still have to compete with your peers, employees, and even customers. There is no way to be worry-free. How can you buy a house and not take care of anything, and enjoy walking your bird and drinking tea every day?
Lu Yiming's words overturned Gu Zhiruo's cognition.
The experts said that he should sell the house and use the money to do business or make money from interest, but Lu Yiming did the exact opposite and said he would use all his savings to buy a house.
Who should I listen to?
Of course, I listen to the richest man.
Financial experts are nothing.
If they are really capable, why is Lu Yiming the richest man instead of the financial experts?
For a moment, Gu Zhiruo had deep doubts about the professionalism of the "experts".
"Okay, I'll tell my second aunt when I get back, but whether she listens or not is not up to me to decide."
Lu Yiming smiled and said, "Just mention this to her. I think she won't listen. I suggest you convince your parents to use the money to buy a house in a good location. Buy as much as you can, and you can even get a bank loan. In five years at most, if you don't make 10 million, come to me and I'll make up the rest for you."
The Chinese New Year is only a month or two away. After the Chinese New Year, it will be the 21st century, the beginning of the boom in real estate. Not to mention five years, as long as Gu Zhiruo's family is bold, it will be easy to make tens of millions a year.
When Gu Zhiruo heard Lu Yiming's arrogant tone, she immediately teased, "You said that. Shi Qingxue, you have to bear witness for me."
Shi Qingxue trusted Lu Yiming unconditionally and said immediately, "Okay."
Thinking that if Gu Zhiruo's family could really work in this direction, she could become a billionaire and just lie down and enjoy an easy life after graduating from college, Lu Yiming couldn't help but feel deeply moved.
He understood it too late in his previous life. If he had known to buy more houses when he was young, why would he have to work so hard later?
I have become rich long ago and am enjoying life.
It’s a pity that the housing price he missed in his previous life was just like the love he missed, which can never be recovered.
Li Quanwang complained: "Lu Yiming, everyone has received nine years of compulsory education, why are you so outstanding?"
Lu Yiming said bluntly: "Because you are the one who escaped the nine-year compulsory education, haha."
Li Quanwang quickly and wisely changed the subject: "I heard that you recently spent a lot of money to buy two buildings in Yanlord Riverside Garden. It seems that you are really optimistic about the domestic real estate industry."
Shi Qingxue smiled and said, "Not only that, Lu Yiming also bought a real estate company, which has been developing quite well recently. He has already acquired a piece of land and started to build a brand new commercial complex plaza."
Following Lu Yiming, Shi Qingxue would naturally occasionally hear Lu Yiming talking on the phone with his subordinates, chatting about business matters.
The industries invested by Lu Yiming span multiple fields and seem to be messy and unsystematic. However, under Lu Yiming's command, each of them is thriving, making Shi Qingxue more and more impressed with his business vision and decision-making ability.
Li Quanwang felt a little sad as he thought about how Lu Yiming was getting richer and richer. Although he had no ambitions, being in charge of Tongxin Internet Cafe made him feel that his life had reached its peak, but who would dislike having too much money?
He remembered that Shi Qingxue said that Lu Yiming bought two buildings, and he also heard Lu Yiming persuade Gu Zhiruo to buy a house for a long time. Even a fool would know what to do.
"Don't say anything. I'm going to take out all my savings and buy a few buildings! Lu Yiming, can you give me some advice? Which house will appreciate the fastest?"
Lu Yiming did not hide anything from his best friend and said immediately: "In Zhonghai, the most valuable things are not apartment buildings or community houses. Those are too petty and only people without money play with them. You have to come with me to stock up on old houses."
For people like Gu Zhiruo, their families have a little savings, and their parents are white-collar workers. It is not a problem for them to scrape together 100,000 or 200,000 yuan. But if they want to play real estate on this scale, they can only think of buying houses in residential areas, which is not a big scale. But Li Quanwang is worth tens of millions, so playing with this is low-end.
Li Quanwang immediately became interested: "Old Western-style house? What old Western-style house?"
Lu Yiming said: "I have been busy buying houses recently. I have already bought several houses. Recently, I am negotiating to buy Yan's Garden. This house was built in 1920. It has a beautiful shape and a great location. I will not be able to sleep well if I don't buy it."
Li Quanwang exclaimed: "Oh my god, you are now starting to target cultural relics and historical sites?"
“Shh…”
Lu Yiming was startled, looked around, and said, "What kind of cultural relics are these? They are only 80 years old, how can they be considered cultural relics? I am just nostalgic! Do you understand nostalgia? I just want to experience the life of a retired military governor in old Shanghai."
Gu Zhiruo complained, "We ordinary people have to grit our teeth and scrape together money just to buy an apartment, but you've already started to think about places of interest. Hey, Wangzai, why is the gap between people so big?"
Li Quanwang was immediately aroused with ambition and said, "Who said that? I'm going to buy the old house right now!"
Lu Yiming: “???”
Shi Qingxue: “!!!”
Gu Zhiruo smiled happily: "Wangzai, you are really amazing."
Lu Yiming saw all of this.
Although he saw Gu Zhiruo's purpose from the beginning, he didn't say much when he saw Li Quanwang's deep love for Gu Zhiruo. After observing her in the last semester of senior year, he found that although Gu Zhiruo was very goal-oriented, she was not a person who would do anything to achieve her goals. This kind of person is much better than a simple green tea bitch. As long as you pay a little attention, there will be no big problem.
Moreover, Lu Yiming had already made up his mind to help Li Quanwang to cover the bottom line. As for the little money that Li Quanwang had at present, even if it was all squandered by Gu Zhiruo, Lu Yiming would not feel bad at all, and he would take out another 10 or 8 million at any time to help Li Quanwang to make a comeback.
What's more, Lu Yiming also liked the fact that Li Quanwang bought the old villa, which was much better than speculating in apartment buildings.
Speculating in apartment buildings is going against the general public, while speculating in old villas is redistributing capital to the capitalists who got rich first. How can they be the same?
"Okay, let's go look at the villa together this weekend!"
"It's settled. Come on, cheers!"
The four of them clinked glasses and drank milk and beer with great pleasure, chatting and laughing as if they had returned to their carefree days before.
