Chapter 270 Borrowing Money
"You? The third largest shareholder of Shijinji?"
Su Yunjin looked at Lu Yiming in shock.
My daughter’s classmate is the third largest shareholder of my husband’s company…
Why does this sound so magical?
Lu Yiming nodded slightly, his expression calm: "Yes, you can ask those in charge of the company about this matter, they should know."
Su Yunjin thought about it and felt something was wrong: "Since you knew that Shicai would transfer assets, why did you buy shares in Shijinji?"
Lu Yiming smiled, but he didn't plan to reveal the answer right now: "It's a secret for now, you'll know after a while, Auntie. I think you can understand commercial secrets, right?"
Of course Su Yunjin could understand.
Her thoughts returned to the previous question, and she couldn't help but ask: "You really didn't do anything to Xiaoxue?"
Lu Yiming sighed, looking helpless: "Auntie, I admit that Xiaoxue is really charming, and I like her very much, but we really just chatted last night and did nothing else."
As a young man full of vigor and vitality, Lu Yiming certainly had a hard time enduring last night.
But as he said, he was sincere to Shi Qingxue and was not a little boy who acted on impulse and had his mind full of that kind of thing.
Su Yunjin looked at Lu Yiming deeply, then went into the room to talk to her daughter.
Lu Yiming believed that with his status as the third largest shareholder of Shijinji, Su Yunjin would be more restrained when chatting with Shi Qingxue.
He came to the dining room and found that the nanny had already prepared breakfast, and it looked like someone had already eaten it. He didn't hesitate and just sat down and started eating.
After a while, Su Yunjin and Shi Qingxue both came out. There were traces of tears on Shi Qingxue's face, but Su Yunjin's expression was much more relaxed, probably because she realized that Lu Yiming did not do anything to Shi Qingxue.
Lu Yiming took the initiative and greeted them, "Ah, are you done talking? Come and have breakfast. This toast is really good, a little burnt, and it tastes crispy and fresh. It's absolutely delicious with milk. You guys really know how to enjoy it. I wish I could eat this every day in the future."
Shi Qingxue hoped that Lu Yiming could come and accompany her more often, but Su Yunjin glared at Lu Yiming fiercely, wondering how this young man could be so shameless?
"Eat quickly, and then do whatever you need to do. If you have nothing else to do, don't come to my house."
Lu Yiming pretended not to hear anything and said shamelessly, "Aunt, do you mean to come more often if you have something to do? Okay, I will definitely come more often."
Su Yunjin: "..."
After finishing breakfast, Lu Yiming left under Su Yunjin's gaze.
When Su Yunjin returned to the company, she was still a little bit unbelievable about Lu Yiming's identity.
She was just about to ask Lei Peilin to come over and find out what was going on. Just as she picked up the phone, Lei Peilin pushed the door open and said seriously, "Boss Su, I've already consulted a lawyer. In a situation like this at the factory, suing is basically useless."
Su Yunjin was very confused: "Why? Shicai will transfer assets and suck the blood of Jinji. Isn't this obvious?"
Lei Peilin sighed and patiently explained to Su Yunjin, "Boss Su, the court is a place where evidence is important. Although many things are obviously true in terms of emotion and reason, they are not recognized in the law without evidence, and there is no way to change it . They focus on evidence, not reason."
It has to be said that Shi Caijiang was well prepared. He let Qin Sulan be the legal representative and opened a foreign trade company. The two had no nominal connection and there were no problems with the accounts of every transaction.
Although there are problems such as selling inferior products as good ones and inflated prices, if a lawsuit really comes to fruition, the defendant can claim that this is a purely commercial act. You can't sue the seller just because you lose money in business, right?
What's wrong with me being happy to be a sucker?
Is it illegal?
It's not illegal.
The more Su Yunjin thought about it, the more indignant she became. She had married Shi Caijiang for love despite her family's opposition. Later, she gave up her career development, stopped working in the company, and stayed at home to take care of her husband and daughter.
The result now is ruthless betrayal. One can imagine how Su Yunjin feels at this moment.
"Manager Lei, is there nothing we can do?"
Lei Peilin's face was full of bitterness, and he nodded helplessly: "That's right , the problem now is that the lawsuit may not be useful, after all, we don't have enough witnesses and evidence. Even if we win the lawsuit, the execution is actually a big problem, and we still can't get the money back."
In fact, the last one is the big problem. Even if the lawsuit can be fought, even if the lawsuit can be won, when the time comes, Shi Caijiang and Qin Sulan will choose to become deadbeats, and you will have no way to deal with it.
As the saying goes, a tree without bark will surely die, and a person without shame will be invincible. Even in the 2020s of the 21st century, there is no good way to deal with deadbeats, let alone now in the 1990s.
Lei Peilin had already conducted an investigation privately. The Shiyundao trading company under Qin Sulan's name was a complete shell, with almost no fixed assets and cash. Even if he went to great lengths to collect evidence and win the lawsuit, what would it matter?
If you can't get the money back, Shi Jin Ji will definitely not survive this year. After all, Shi Jin Ji is a food production company, and the cost of raw materials accounts for the majority. If you don't have money to turn around, then you're useless.
Lei Peilin said to Su Yunjin, "There are still more than three months until the Spring Festival. The most important thing now is to find funds so that the company can turn around. Otherwise, the company will collapse before the Spring Festival."
Su Yunjin asked, "Can we get a bank loan? After all, we are such a big company with fixed assets. It shouldn't be difficult to borrow hundreds of thousands or millions for production, right?"
Lei Peilin immediately gave a bitter smile: "Banks give out umbrellas when it's sunny and take them back when it's raining. The more problems we have in our business and the more we need to turn over funds, the less likely the banks will lend us money. Even if they know that we will have the money to pay back after we get through the difficulties. It's just like the courts. Although everyone knows it, it's not okay if it doesn't conform to the rules, at least it's definitely not okay if it doesn't conform to their rules."
Upon hearing that this road was blocked, Su Yunjin suddenly felt a huge headache.
As for looking for a private lending company, she had never even thought about it.
After all, Su Yunjin came from a prominent family and was not the kind of housewife who had no idea about business logic. She knew very well that borrowing high-interest loans was a temporary solution.
Now that I have lost my love and career, I must not lose my life as well.
Stop losses in time, the worst that can happen is that Shijinji Company goes bankrupt.
Su Yunjin thought for a long time, and finally made up her mind. She waved to Lei Peilin and said, "Forget it. If there is really no hope, then sell the company and you two can go your separate ways. I will take my daughter to the United States."
The Su family has been doing business since the previous dynasty, and many family members have already branched out overseas. Even if she has lost everything now, she will not end up on the streets, and at least she does not have to worry about her life.
Now she just wants to take her daughter away from this sad place.
Lei Peilin was hesitant to speak. He was an old employee of the company and a veteran who had worked with Shi Caijiang in the past. He had developed Shi Jinji step by step and did not want to see the company collapse.
Moreover, he had been with General Shi for so long that he knew that Su Yunjin had a complicated background. At that moment, he asked tentatively, "Boss Su, do you think it is possible for you to ask the Su family for help and borrow some money, and then pay it back immediately after Shijinji overcomes the difficulties? Conservatively speaking, it would only cost 8 to 10 million."
"This... Mr. Lei, you may not know that my relationship with my mother's family is not that good. I am not sure if I can borrow so much money at once."
Su Yunjin didn't know for a moment whether it would succeed or not. She had a lot of unpleasantness with her family because of Shi Caijiang. It was only after Shi Qingxue was born that their relationship improved.
She wasn't even sure if she could succeed in borrowing so much money from her parents' home.
The most important thing is that Su Yunjin is actually discouraged now, and her desire to save Shijinji is not that strong.
Lei Peilin could only persuade them: "Shijinji still has great potential for development. Candy sales have been rising in recent years, especially during festivals, when supply often exceeds demand. With the continuous development of the domestic economy, the demand for candy will definitely increase in the future. We have worked hard for so many years to build up the Shijinji brand. It would be a pity if the factory was destroyed. Moreover, there are hundreds of employees in the factory who have to support their families. If Shijinji goes bankrupt, they will all be unemployed."
After hearing Lei Peilin's earnest words, Su Yunjin looked embarrassed. After thinking for a while, she said, "Okay, then I'll give it a try."
After Lei Peilin left the office, Su Yunjin hesitated for a long time, and finally picked up the phone and called her parents who lived in Boston.
"Hello?"
The call was answered by Su Yunjin's father Su Bao.
Su Yunjin said nervously, "Dad, it's me, Xiaojin."
Although Su Bao tried his best to stop Su Yunjin when she insisted on marrying Shi Caijiang, after all, twenty years had passed and Su Bao was old now, so he no longer pursued the things that happened to Su Yunjin back then.
Now that he heard his daughter calling, Su Bao, as a father, was naturally overjoyed: "Ah, it's Xiao Jin, why did you think of calling at this time? How have you been recently?"
Su Yunjin did not tell Su Bao about her divorce from Shi Caijiang. After all, most children only report good news and not bad news.
She said softly, "Everything is going well. Xiaoxue is preparing for the college entrance exam and is very well behaved. How are you two elders? Are you all right?"
Su Bao said in a peaceful tone: "Your mother and I go to the park every day to run and exercise, and we are in good health."
Although there were disagreements between parents and children when they were young, it has been a long time since then, and now they are separated by oceans. From an emotional point of view, family affection is more important than anything else. When the father and daughter start chatting, they seem to have endless things to say.
Su Bao was happily chatting with Su Yunjin. His wife Yang Xiuzhen came out of the shower and found Su Bao on the phone. She asked, "Who called? It's so late."
Su Bao didn't think much about it, and then said, "It's Xiao Jin."
When Yang Xiuzhen heard that it was Su Yunjin calling, her expression suddenly changed.
"Why is she calling at this time?"
Yang Xiuzhen has been very strict with her children since they were young. However, Su Yunjin, who was the most well-behaved among the three siblings, chose to rebel when it came to her marriage. She married Shi Caijiang despite Yang Xiuzhen's opposition, which eventually led to a strained relationship between mother and daughter.
It was only after Shi Qingxue was born that the relationship eased a little, but Yang Xiuzhen still didn't have a good face towards Su Yunjin on weekdays.
Hearing Yang Xiuzhen's tone, Su Bao was also very helpless. He said to Yang Xiuzhen: "Do you want to talk to Xiao Jin?"
Yang Xiuzhen snorted, "What? Will she listen to me?"
Su Bao sighed and pleaded for his daughter: "Hey, why are you doing this? It's a rare opportunity for my daughter to call me, can't you control your temper? Even if it's for Xiaoxue's sake, it's fine."
Although Yang Xiuzhen looked down on her son-in-law Shi Caijiang and was disappointed and angry at Su Yunjin's rebelliousness, she still liked her granddaughter Shi Qingxue very much, because Shi Qingxue was very similar to her when she was young in both character and appearance.
"Bring it here."
Yang Xiuzhen took the receiver and said stiffly, "Su Yunjin."
Facing the strong Yang Xiuzhen, Su Yunjin did not dare to neglect her and quickly called out, "Mom."
Yang Xiuzhen felt that she had nothing to talk to Su Yunjin about, so she asked, "Where is my granddaughter?"
Su Yunjin was already used to Yang Xiuzhen calling to find Shi Qingxue, so she said, "She's still in school. I'll ask the driver to pick her up after school."
Hearing that she was still studying at this point, Yang Xiuzhen felt both relieved and distressed. Her tone softened a lot, and she said, "Basic education is still very strict in China. The public schools in the United States are simply outrageous. A bunch of students party all day long. Xiaoxue must not do that."
Hearing what Yang Xiuzhen said, Su Yunjin's heart couldn't help but skip a beat.
Your granddaughter has brought her male classmates home to spend the night.
Although nothing happened, Su Yunjin felt that it was because Shi Qingxue was not feeling well. Maybe in a few days...
Whenever Su Yunjin thought of this time, she felt nervous.
"Hello? Hello? Why aren't you talking?"
Yang Xiuzhen's voice came from the phone, bringing Su Yunjin back to her senses.
"Ah? Ah, Mom, what did you say?"
"I say, what's the matter with you calling me? You can't just want to chat with us, right?"
Speaking of business, Su Yunjin took a deep breath and said, "Mom, this is what I want to borrow 10 million from you. The company's funds are a bit tight."
"Ten million? Can't make ends meet? I remember that Shijinji was doing well. How could it not make ends meet? What happened?"
Yang Xiuzhen has experienced ups and downs in the business world. As a woman, she has helped the Su family grow and prosper. She is an extremely shrewd person. Although Su Yunjin has tried her best to restrain herself, Yang Xiuzhen still instantly thinks of many possibilities.
"It's okay, Mom. Isn't the New Year coming soon? The company is going to expand production to prepare goods for the New Year."
"oh."
Since Su Yunjin didn't say anything, Yang Xiuzhen didn't ask any more questions at this moment: "Don't worry about the money. I will ask your father to send it to you tomorrow."
