Chapter 190 Equity Pledge
After lunch and seeing Jiang Jianbai off, Gu Junhao also drove to his new home in Kaixuan Huating.
Zhang Yiru was decorating her new home over there. We had originally agreed to decorate it together with her today, but the meeting with Jiang Jianbai in the morning was a spur of the moment decision, and Zhang Yiru understood that very well.
The Financial Building is not far from Kaixuan Huating. If there is no traffic jam, it takes only about 10 minutes to drive there. If the weather is cool, you can also ride a bicycle easily.
"It's very hot. Have you eaten?" Gu Junhao handed Zhang Yiru a bottle of iced mineral water and asked; the new house has no electricity yet, and it is really uncomfortable to decorate it in such a hot day.
"I've eaten. It's okay if it's hot. The windows are open. Are you done talking?" Zhang Yiru wiped the sweat from her forehead, took a sip of the mineral water and said.
"Well, we're done talking, and Brother Jiang has gone back." Afterwards, Gu Junhao briefly recounted what they had discussed in the morning, which surprised Zhang Yiru.
"You've always been saying that fake spendthrifts are just about eating, drinking and having fun, while real spendthrifts are about investing and starting businesses. How come you're going further and further down this path now, not only opening an investment company, but now you're also investing in real estate."
"Haha, joking aside, to put it mildly, I am optimistic about this industry, and this investment may bring me good returns in the future; to put it more broadly, I have also solved the employment problem of some people."
This is not an exaggeration. In Gu Junhao's opinion, appropriate investment in some real industries can be regarded as a kind of protection for both himself and the company. Making money is secondary.
In addition to Jiang Jianbai's character and strong management ability, this is the main reason why Gu Junhao readily agreed, not because he is optimistic about this industry.
If you are optimistic about this market, there is no need to go through so much trouble. You can wait until Ningwang goes public, or you can buy BYD now. It only takes a few years to achieve huge returns.
"How much do you want to invest? Do you have enough money? You are not going to sell your stocks again?" Zhang Yiru was not very clear about the specific accounts of Junshi Capital, but she knew how much money was in his personal account.
Gu Junhao did not hide this from her. He had the ability to make money and there was no need for him to do anything tricky with money.
"You are a bank account manager after all. Why are you always thinking about selling stocks to raise money? The situation is no longer the same as before. Don't worry." Gu Junhao rolled his eyes at her.
"Oh, yes, pledge?" Zhang Yiru said.
The stock price of Tonghuashun fluctuates too much, with a new high price every few days. The current specific market value of the private account is not clear, but it is certain that it exceeds 30 million. It is easy to get several million by pledging it.
"Yes, that's right." Gu Junhao thought exactly so. By pledging part of Tong Huashun's stocks, he could easily raise this sum of money.
"Where are you planning to pledge it? Bank or brokerage?" Zhang Yiru said with a smile.
"What? You want to take over this pledge? It's not impossible, but what benefits will it bring to me?" If it weren't for Zhang Yiru's relationship, Gu Junhao would have wanted to pledge the money to the brokerage firm, which would be much more convenient.
He pledged the money to the bank where Zhang Yiru worked, and although the person handling the matter was his girlfriend, there would be no problem as long as he strictly followed the regulations and did not seek a larger discount rate or violate any regulations.
"Why are you asking for benefits from me? Do you also want benefits from your sister Gu?" Zhang Yiru said dissatisfiedly.
"Of course, I got a lot of rice and oil, so I must have gotten some benefits."
"Then I'll also apply for more rice and oil for you."
"No, that won't work. You have to raise the price. You have to give me some benefits personally." Gu Junhao looked at Zhang Yiru and said with a smile.
The two of them already had a tacit understanding. Gu Junhao's eyes showed that he was up to no good. Zhang Yiru was a little embarrassed and hit Gu Junhao and said, "I'm having my period, so let's postpone the benefits."
"Don't fool me, what I just bought you was iced mineral water."
"Ah! You are so cunning! I will beat you to death." Seeing Gu Junhao expose her lies, Zhang Yiru became even more ashamed and angry, and could not help but pounce on him.
"Hahaha, I was just kidding . The first thing that came to my mind was to ask you to handle it. Hey, hey, hey! Stop tickling me."
"I'm going to tickle you! To make you think of bad things."
"I was wrong, I was wrong, sister, please let me go." Gu Junhao was very afraid of being tickled. Once tickled, he couldn't stop laughing. After playing for a while, the two of them were sweating all over and lay on the sofa.
"Forget it, there's no way to arrange it now. Go home and take a shower. It's all your fault." Zhang Yiru looked at Gu Junhao .
The weekend passed in a flash, and on Monday, Zhang Yiru woke up early and seemed happy; her classmate Xiao Gu was going to work with her today, so the two could stay together for a while longer.
After breakfast, Gu Junhao drove Zhang Yiru straight to the bank. They had to go through the equity pledge procedures today. No matter what, they had to get the funds first.
The two have reached a preliminary agreement on cooperation with Jiang Jianbai. The remaining issues are just some details. After the formal evaluation of the company's total assets, the discussion on equity will be carried out.
"Hey, why are you here today, Mr. Gu? Long time no see." Walking out of the bank lobby, he happened to run into Zhang Yiru's best friend Liu Ruihuan. To be honest, it had been a long time since they last met.
When Zhang Yiru lived in the same dormitory with him, Gu Junhao could occasionally run into her. But since they started living together, the chances of running into her became less and less.
"Long time no see, Sister Huan." Gu Junhao responded with a smile.
"Why don't you call me Xiao Gu anymore?" Zhang Yiru put her arm around Liu Ruihuan's shoulders affectionately. Although they both have different statuses in the bank now, their relationship as classmates and best friends over the years has not changed.
"Last time I called him Xiao Gu, the manager heard it and scolded me." Liu Ruihuan pouted, while at the same time feeling deeply that Gu Junhao is now so popular in the Beicang investment circle.
When the two first met, although Liu Ruihuan did not dislike Gu Junhao, she could not say that she thought much of him; she even mocked Zhang Yiru for being a face-chaser.
Then in just a few months, even the name we were used to calling each other had to be changed. Last time, I was criticized by my manager because I mentioned it inadvertently.
"It's okay, Sister Huan, you can call me whatever you want, we are friends." Gu Junhao has many nicknames, Little Gu, Mr. Gu, Brother T, Brother Gu as Su Mingyu calls him, and Little Gu classmate who is exclusive to Zhang Yiru.
It doesn't matter what you call him, it won't change his identity anyway. But psychologically speaking, Gu Junhao prefers to be called Brother Hao, which sounds like a big boss.
"It's okay. You are here to do business, right? I won't bother you." Gu Junhao rarely stayed in the bank lobby for so long. Usually, when he picked up Zhang Yiru, he would wait in the car.
"You go and do your work. We'll have lunch together later." Zhang Yiru replied on behalf of Gu Junhao.
"Forget it, I won't disturb you anymore. I'll eat in the cafeteria at noon." Liu Ruihuan glanced at Gu Junhao and refused.
"Okay, I'll treat you next time." Zhang Yiru didn't force it.
After seeing Liu Ruihuan off, Zhang Yiru took Gu Junhao all the way to her office area. Along the way, Gu Junhao also found that many employees took the initiative to greet Zhang Yiru.
In terms of attitude, she is quite sincere; it seems that Zhang Yiru has completely secured her current position.
"You must have some tricks. How did you do it?" Gu Junhao said as he sat on the sofa when he arrived at the office.
"What did you say? Do you want something to drink? But I don't have any female assistant to make you something."
"Then please trouble Manager Zhang to make me a cup of coffee. I mean, your colleagues in the bank seem to be quite sincere to you." Gu Junhao said with a smile.
Even with Liu Ruihuan, because of their personal relationship, they seemed more casual than ordinary colleagues, but it was still a little different from the past.
"You have to have some ability to handle interpersonal relationships. You can't just rely on your business to survive." Zhang Yiru sighed and handed the coffee in her hand to Gu Junhao.
"It is true that having resources is an innate advantage, but in addition to business ability, how to handle interpersonal relationships among colleagues is also very important."
Just like some resourceful people in the entertainment industry, you will also encounter this type of people at work. They have poor work abilities and are not good at handling interpersonal relationships, which ultimately leads to a mess at work.
"Do you have anything to do this morning? If you are not busy, please stay here for a while and I will take care of other things first." In addition to the two parties negotiating and reaching an agreement on the amount, interest rate, term and other related matters of the equity pledge.
It is also necessary to sign a pledge contract, and then go to the securities registration company to handle the equity pledge registration procedures. It will take a while to complete, and it is useless to just sign it yourself. The signature of the supervisor manager is also required for negotiation.
Over the weekend, Gu Junhao had already communicated with Zhang Yiru's supervisor, who said that he would be at the bank on Monday and could handle the matter at any time.
"You go ahead and do your work. I don't have anything to do. When you're done, we'll go find your manager together." Gu Junhao was not in a hurry at all. He didn't expect to go back in the morning when he came.
"How about you use my computer to check the stock market for a while?" Zhang Yiru was worried that Gu Junhao would be bored as she couldn't finish the work on hand in a short time.
"Hmm? It's not impossible." It would be best to have a computer to kill time.
Seeing that Gu Junhao agreed, Zhang Yiru gave her personal computer to Gu Junhao; in this way, one of them worked seriously while the other browsed the news casually on the computer.
Gu Junhao looked up at Zhang Yiru from time to time, but Zhang Yiru, who was immersed in her work, did not notice. This was the first time that Gu Junhao had experienced Zhang Yiru's working state up close.
"She looks very capable, a bit like a strong woman, haha." Gu Junhao couldn't help thinking in his heart.
