Chapter 177: Looking for me to take the blame again?
The 800 million yuan of funds previously entrusted to Lu Yiming for operation more than doubled in less than a month, resulting in Jingwan Group's cash flow becoming unprecedentedly abundant.
When people have money, they naturally have more ideas.
After all, paper money will only depreciate if kept in the bank. You have to invest it to increase your wealth.
But the key is that Lin Shuyi cannot grasp the development direction of various industries in the country, so she thought of Lu Yiming and wanted him to give her some advice.
Lu Yiming took the information handed over by Lin Shuyi, looked at the investment and profit methods, and said doubtfully: "Are you going to... set up a family trust?"
The concept of family trust funds was relatively new in China at that time, and was an imported product from developed countries in Europe and America. The main purpose of its establishment was to ensure the inheritance of wealth and the continuation of class, and to avoid the curse of "wealth cannot last for more than three generations" from befalling one's descendants.
However, the relevant domestic law and regulation, the "Trust Law", was not officially promulgated and implemented until around 2001, and it was not until 2013 that the first family trust appeared in China.
There is no doubt that Lin Shuyi has a long-term vision and has begun to consider issues in this regard.
Separate a sum of high-quality cash assets from Jingwan Group's main business and then establish a trust fund. In this way, even if Jingwan Group goes bankrupt in the future, the money will not be affected at all.
There are naturally many advantages, but the disadvantages are also obvious - book losses caused by investment mistakes, and funds being transferred privately due to bad people.
No matter which one it is, it will bring immeasurable losses to the Lin family.
After reading Lin Shuyi's information, Lu Yiming sneered.
"Instead of throwing your money into the ocean, why not invest it in my future capital? You can deposit and withdraw money at any time, with an annual interest rate of 10%, and the principal and interest will be guaranteed."
Lin Shuyi asked in surprise: "Is there something wrong with this information? There's no reason. The information is about big companies like Rainbow , which have the government as their backing. They look very reliable."
Lu Yiming said disdainfully: "These companies have already started to go downhill. They may be able to barely maintain themselves in the next three to five years, but after ten to eight years, even if they don't go bankrupt, they will at best be struggling to survive. If you want to set up a family trust, you can't hold assets like ordinary stockholders, watching the stock price and speculating on it, right?"
When it comes to family trusts, the most important thing is stability.
A stable industry, stable income, otherwise the money will be gone with a wave, what's the point of trusting in this?
After listening to Lu Yiming's words, Lin Shuyi seemed to be thinking about something, then she took out her cell phone and dialed a number: "Wu Changsheng, come to the Starbucks at the corner of the No. 1 Middle School intersection now. I'll wait for you here. Yes, right now, okay."
Wu Changsheng is the founder of Changsheng Fund. He was Lin Shuyi's senior in college and a descendant of Tiannan Wu Changsheng family. He has a good relationship with Lin Shuyi.
Soon, Wu Changsheng came over.
As soon as he saw Lin Shuyi, he showed his spring breeze smile, sat next to Lin Shuyi very naturally, and asked confidently: "How are you thinking about it? Although our Changsheng Fund has a registered capital of only 100 million, we are strong and have a wide network of contacts. Investing in our Changsheng Fund's financial management projects will definitely bring long-term benefits to Jingwan Group."
Although Jingwan Group is a behemoth and Changsheng Fund's registered capital is only 100 million, not even a fraction of Jingwan Group, the look Wu Changsheng gave Lin Shuyi was very aggressive, without any sign of inferiority. Wu Changsheng even looked proud and condescending, as if it was an honor for Lin Shuyi to cooperate with him.
Even though Lin Yuantao was the richest man in Baiyun City with a net worth of 10 billion, Wu Changsheng didn't care. He felt that the reason why Lin Yuantao became the richest man in Baiyun City was that Lin Yuantao started early and had been around for a long time. If he was given the same amount of time, he could achieve results far beyond Lin Yuantao's.
The more important reason is that the Lin family is just a business family, while the Wu family behind it is of great significance.
Lin Shuyi didn't like Wu Changsheng's look, but she didn't lose her composure. Instead, she said calmly, " As the saying goes, listening to both sides will lead to enlightenment, but believing only one side will lead to ignorance. With such a large amount of funds, even the Lin family can't make a decision casually. You just gave me the information in the morning, and you asked me how I thought about it in the evening. It's really too early for you to ask."
Wu Changsheng was unhappy. Lin Shuyi now had more than 1 billion in cash in her hands. Wu Changsheng had long coveted her and the money in her pocket. Moreover, from the conversation at noon today, Wu Changsheng clearly felt that Lin Shuyi was very interested in his project.
Now, Lin Shuyi showed hesitation and deliberation, and Wu Changsheng quickly realized that there must be another force intervening and ruining his good deeds.
Wu Changsheng's gaze naturally fell on Lu Yiming who was sitting next to Lin Shuyi.
He guessed that the reason why Lin Shuyi showed hesitation was most likely related to the young man in front of him with a raised brow.
Thinking of this, Wu Changsheng's eyes gradually became sharper. He took the initiative to stretch out his hand and said to Lu Yiming: "What's your name, brother?"
Lu Yiming II was a man who had been tempered with the ways of the world. As soon as he met Wu Changsheng's eyes, he could guess what Wu Changsheng was thinking. He didn't want to have anything to do with such a person, so he smiled and said, "I'm just a passerby who eats and drinks for free. You guys can chat about your own things and just ignore me."
When Lin Shuyi called just now, Lu Yiming could vaguely guess that Lin Shuyi called Wu Changsheng over just to put the blame for refusing to cooperate on him. When the time comes, if Lin Shuyi says that it was Lu Yiming who instigated her not to invest, Wu Changsheng will put all the blame on him.
Lu Yiming naturally wouldn't be fooled.
Lin Shuyi thought that she had done it perfectly, and that Lu Yiming was still just a high school student after all, and it was impossible for him to think so far ahead. But Lu Yiming's answer made her realize that her wishful thinking had failed.
While she secretly sighed at Lu Yiming's mature appearance, she continued to add fuel to the fire: "Oh, by the way, let me introduce you, this is my good friend Lu Yiming. Mingzi, this is Wu Changsheng, the founder of Changsheng Fund. Brother Wu, to be honest, I have shown the information you gave me to my good friend. Although he is young, he has made some achievements in finance. He thinks that the resource allocation of the stocks you recommended to me is a bit unreasonable."
Lin Shuyi's words made Wu Changsheng realize that his previous guess was indeed correct.
When Wu Changsheng thought about the fat meat that he was about to eat, but was picked out by someone with chopsticks, he looked at Lu Yiming with anger: "Mr. Lu, what do you think of my plan?"
