Chapter 122: Can financial management be considered a scam?
Having worked as a salesperson for several years, Lu Yiming, , knew that the other party was moved as soon as he heard it, and immediately smiled even more: "Even if I would cheat you, I would not cheat you of your money, right? Our company now has more than a billion in funds on its books, you can come and check it out at any time. You know the current situation of the fund industry. If Li Chaoren was not optimistic, who would take out more than a billion to invest in us in one go?"
He Jianhua was silent for a long time, and finally chose to compromise: "Okay, then I'll trust you again. Don't fool me again this time! I will really get mad!"
In Hong Kong, Li Chaoren's name represents the code to wealth. No one can resist being tempted by a project that Li Chaoren is optimistic about.
This is especially true for ordinary people who have low education and low IQ.
Lu Yiming continued, "Because you are an old customer of our company, there are discounts for investment now. I will approve a loan of 800,000 yuan for you with an annual interest rate of 12%. How about that?"
"Eight hundred thousand!" He Jianhua's voice suddenly rose octaves.
Lu Yiming couldn't help but curl his lips. It seemed that he was too hasty. The price was too high and he probably wouldn't be able to catch any fish.
Perhaps, three hundred thousand is a more feasible number?
Just as he was about to speak, He Jianhua shouted into the microphone: "For a project that Li Chaoren is optimistic about, you only approved 800,000 for me? Do you look down on me? I want 1.5 million! Together with the previous one, the total is 2 million!"
The previous value of 500,000 has already dropped by 20%, but now he demands to still calculate it based on 500,000 and also charge an annual interest rate of 12%.
Lu Yiming thought about it in his mind and couldn't help but be amazed.
It turns out that these days, few rich people are frugal.
Although this
Although she is a little clever, she is still not good enough in front of Lu Yiming. As the saying goes, you are after my interest and I am after your principal.
For Lu Yiming, who is familiar with the general trend of the times, it is very easy for him to make money as long as he has enough capital. He can just buy a few high-growth potential stocks and make back his money with interest!
If you still care about a few hundred thousand or even tens of thousands of dollars, you are narrow-minded.
After all, what worries me most now is that I don’t have enough capital. Now that someone is offering me money, how can I not accept it?
Li Yiwen and others who were surrounding the phone were stunned when they saw the sudden reversal of events.
It was clearly the customer who called to request redemption, but why did they have to pay more in the end?
It's totally off the mark!
However, just when everyone thought that Lu Yiming would happily accept the money from this fool, Lu Yiming said with a melancholy tone, "This...Mr. He, you know, this is not in accordance with the rules."
On the other end of the phone, He Jianhua immediately got angry and roared, "What are the rules? You people don't even have moral bottom line, and now you are talking to me about rules? I tell you! If you don't let me recognize the two million yuan today, believe it or not, I will go crazy and smash your company?"
Lu Yiming took a deep breath and continued to chat with the other party patiently: "Mr. He, let's deal with this separately. We have Li Chaoren as our backer now, so I advise you not to do anything rash. Moreover, Li Chaoren has performance requirements for us when he cooperates with us. It's really hard for me to explain why you took so much at once."
"I don't care! I just want two million! If you dare to say one more word, I'll bring my brothers from the fruit market to chop you up."
It turned out that He Jianhua was a fruit seller in Yau Ma Tei. He was very wild and had even taken his brothers to the streets to hack people in the past. He only calmed down a bit after the return of the Qing Dynasty, but he still had a hot temper and was unreasonable.
"This... Well, okay, as I said just now, Mr. He is our old customer, and he is also the first customer after the company changed its name. I will approve it. I will take the risk to approve it for you. Two million, not a penny more. If it's more, Li Chaoren will kill me without you having to chop me."
He Jianhua felt relieved when he saw Lu Yiming agreed. He smiled and said, "That's good enough. Follow me and the money will be in your account soon!"
"Okay, I'll give you the bill right away."
After hanging up the phone, Lu Yiming turned around and found that everyone was looking at him with strange eyes. He touched his cheek involuntarily and asked, "Why are you looking at me like that? Is there something dirty on my face?"
Zheng Zhiguang couldn't help but give a thumbs up and praised sincerely: "Excellent! It's really excellent! I thought that we bankers and fraudsters were the best at deceiving people, but I feel that compared with you, we are all scum! This move of retreating to advance is simply superb, a stroke of genius! In this way, all his doubts were dispelled. With your acting skills just now, I will be the first one to disagree if your name is not included in the Beijing Film Academy textbooks!"
Li Yiwen shook his head helplessly and complained about Lu Yiming: "You are a teenage student. What kind of mess is going on in your head? I am afraid that in a few years, those who are against you will be sold out by you and will have to help you count the money."
The most honest person was Wei Liqun. Seeing Lu Yiming calling him "Superman Li" on the left and "Superman Li" on the right, he suddenly felt overwhelmed.
"Boss Lu, what project are we going to do? Does Superman Li really think it's a good idea?"
Lu Yiming almost choked on his own saliva.
As a person working in finance, is it really okay for you to be so pragmatic?
"Ahem, there's a party tomorrow. I heard that Superman Li will be there. I'll go tell him then that our company is going to participate in the financial defense war and defend Hong Kong to the death. He will definitely be optimistic."
Wei Liqun was speechless.
How could Li Chaoren not be optimistic if you asked him such a question in public?
Does he dare not be optimistic?
If he said he was not optimistic, he would probably be scolded as a traitor tomorrow.
Then, Wei Liqun finally came to his senses. It turned out that Lu Yiming had not yet told Li Chaoren about this so-called "project" .
Wouldn't that be cheating?
"Well, Mr. Lu, I have to remind you that this is strictly speaking a fraud."
Lu Yiming refuted confidently: "Can financial management be called a scam? And as long as we make money and pay the interest on time, the results are good, and the customers will definitely be willing to accept it, don't you think?"
Seeing Lu Yiming's clear and logical explanation, Wei Liqun began to suspect that his new boss might be a veteran fraudster. His business procedures were too damn skilled!
This future capital really focuses on the future. Even the investment projects are "futures"!
